How do I lower my State Farm car insurance?

I’ve been with State Farm for almost 10 years, and I love their business and customer service. But when I received my renewal notice for my car insurance, my policy went up by $350! What is the best way for me to lower my State Farm car insurance?

Answer
State Farm is one of the top-rated insurance companies in the United States, and that reputation is well earned. But policyholders can sometimes get caught off guard by premium spikes or sudden rate increases. Luckily, State Farm offers discounts for customers to lower their rates.
Call your agent and ask if you’re eligible for any of these discounts:
The State Farm Steer Clear Program has also become popular among young drivers. This app tracks your driving and takes you through some basic training. A certificate will be sent to your agent once you complete the training, which will qualify you for a discount.
Alternatively, you could drop excess coverage or raise your deductible. Ideally, you want as much insurance as you can afford, but dropping extra coverage can lower your premium significantly. Raising your deductible can have a similar impact. While you’ll need to pay more out of pocket after an accident, your rate will drop.
If none of these options work in your favor, shop for a new policy with Jerry. A licensed broker, the Jerry app helps users compare personalized quotes from over 50 top providers like Allstate and Progressive for free. Users save an average of $879 per year on car insurance—and it only takes a minute to sign up!
Eric Schad
Answered on Nov 17, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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