How do I get out of a car loan contract on my Nissan?

I have a car loan for my 2018 Nissan Pathfinder, but I've grown tired of the car. Can I get out of the loan? How?

Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Car fatigue, or growing tired of the car you’re driving, is a common experience of car owners. Whether the car isn’t what you wanted initially or a newer model suits your tastes more, it’s normal to want to try something new after a while.
Unfortunately, you can’t simply decide that you want out of a
car loan
—you have to pay the remainder of your balance one way or another. But you can still get a new car before settling the loan completely.
If you want a new car before you pay off the loan, try trading the car in at a dealership. If you owe less than the car’s actual cash value (positive equity), the dealer will pay for the remainder of the loan and cut you a check for the difference.
If you owe more than the car is worth (negative equity), the dealer will pay off part of the loan using the value of your car, but you will have to pay the rest or roll over the remaining balance into a new loan.
If you’re searching for some extra cash to pay your car loan off, you can easily find a cheaper insurance policy. Just use
. After a quick 45-second sign-up, you’ll be able to compare your policy with dozens of competitive quotes—and switching to a new policy is just as effortless.
View full answer 
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free