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How do I get lower car insurance rates?

I've been noticing that my rates are consistently going up year-to-year. How can I lower my rates?

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Carlos Kirby · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Luckily for you, there are many ways to get lower
car insurance
rates.
One of the easiest ways to save on auto insurance is limiting the number of miles you drive each year–fewer miles means you’re a lower risk for insurers, so that would make you cheaper to insure.
It’s always important to give an accurate estimate of your mileage when getting a quote–your policy could be invalid if you’re not honest.
You can also lower your insurance rates by:
  • paying annually for car insurance which, reduces the overall interest.
  • building up your no claims bonus discount.
If you think it’s time to switch insurance providers, the experts at
Jerry
can help you get the cheapest rates. A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and delivers the best deals to your phone in minutes.”
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WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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