Services
Insurance
Loans
Repairs
Advice
About

How do I buy car insurance before buying a car?

I want to buy car insurance before I buy this new 2019 Chevrolet Camaro I’ve been eyeing for a while. Without proof of insurance, I won’t be able to drive the car off the dealer’s lot. How do I get car insurance for a car I haven’t bought yet?

avatar
Jessa Claeys · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Good on you for having your heart set on that shiny new Camaro!
Buying car insurance before you purchase a new vehicle is simple if you follow these three steps:
  • Step 1: Contact the dealership: You can contact a dealer and tell them which car you want to purchase and when. Once an agreement is in place, the dealer will be able to give you the information you’ll need to insure the vehicle, such as the VIN number, current mileage, make, model, trim, and history.
  • Step 2: Get a few insurance quotes: Use the car’s information you obtained from the dealer to
    request quotes
    from insurance companies. Since prices vary from company to company, it’s a good idea to shop around for at least three quotes.
  • Step 3: Select the right quote for you: Once you choose a company and coverage plan that fits your needs, buy the policy. Then, you’ll be provided with a letter of confirmation to show the dealer and finally drive your car home!
If you’d rather leave the hard work of gathering quotes to someone else, use
Jerry
. The Jerry app can collect quotes from up to 50 top insurance companies in seconds! They will even help cancel your old policy once you’ve made your pick.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings