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How do aftermarket parts impact car insurance?

I had some spoiler and roof mods done on my vehicle. How will these change my car insurance?

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Car modifications can be a great way to refresh your vehicle and make it your own. While it may depend on the value of aftermarket modifications to your vehicle, a standard
car insurance
 policy may not cover them.
Some policies with
comprehensive coverage
 may include up to $1,000 for custom parts and equipment, but this doesn’t go very far when it comes to most modifications.
If you want the value of the modifications to be protected, you may have to purchase additional custom parts and equipment coverage. Most car insurance companies offer up to $5,000 of coverage when added to a standard policy.
If you’d like help finding an insurance policy with custom parts and equipment coverage, use
Jerry
. Jerry collect quotes from up to 50 top insurance companies and delivers the best deals to your phone in minutes for free.”
MORE:
Understanding ACV for car insurance
Car ModificationsCar Insurance
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