How can I tell if an insurance company is legitimate?

I'm researching new insurance companies online and have come across a few names I don't recognize. I've tried researching them and can't find much information. How do I know if they're real?

“If you are unsure about an insurance company, you can always check with your state’s Department of Insurance and Financial Services. Every car insurance company is required to register with the state that they are transacting business in.
There are also many larger companies that have created smaller companies for a variety of risks. For example, Allstate owns Esurance.
Insurance is designed to protect you and your vehicle. Take some time to look at larger carriers, as well as smaller regional ones. You should be able to find a legitimate company that provides affordable coverage. “
Emily Maracle
Answered on Apr 21, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free