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How can I tell if an insurance company is legitimate?

I'm researching new insurance companies online and have come across a few names I don't recognize. I've tried researching them and can't find much information. How do I know if they're real?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you are unsure about an insurance company, you can always check with your state’s Department of Insurance and Financial Services. Every car insurance company is required to register with the state that they are transacting business in.
There are also many larger companies that have created smaller companies for a variety of risks. For example,
Allstate
 owns
Esurance
.
Insurance is designed to protect you and your vehicle. Take some time to look at larger carriers, as well as smaller regional ones. You should be able to find a legitimate company that provides affordable coverage. “
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