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Audi Payments: What You Need to Know

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Audi Financial Services allows customers to make car payments online, by phone, by mail, or in person using a third-party service, like Western Union or MoneyGram.
If you’re behind the wheel of an Audi and need to make your Audi payment, we have all the details on how you can do it. And if you’re considering an Audi
car loan
or lease, we’ll also cover what you can expect your average monthly payments to be for the automaker’s 2023 lineup so that you can budget your costs accordingly! 

How to pay your Audi car bill

When it comes to making your Audi payment, there are several options to choose from—because financing your Audi should be as smooth as driving one! You can pay online with Audi Financial Services, through your banking institution, over the phone, by mail, or through a third-party service. 

Online

If you want to complete your Audi payments online, there are three options:
  1. Recurring automatic monthly payments: This is the easiest way to make payments. Sign up for automatic payments through your online account at
    AudiFS.com/myaccount
    or contact Audi Customer Service to have an enrollment form mailed to you.
  2. One-time payment via My Account: Log into your online account at
    AudiFS.com/myaccount
    and make a payment.
  3. One-time or recurring payments through your bank: Include your account number and the payment address on your monthly billing statement.

By phone

If you don’t use online banking, making a payment over the phone is the next easiest option. You can do this by using the Audi automated phone system or by speaking to a Customer Care Representative at 1 (888) 237-2834
If you use the automated system, have your Bank Routing Number and Checking Account Number handy. After you enter your personal information, select option one and follow the instructions. 

By mail

If you want to go the old-school mail route, Audi makes it easy. Mail your payment to the address listed on the front of your monthly invoice. Ensure your account number is clearly written on the check. Payments will be received within five to seven days.
All payments can be sent to:
Audi Financial Services
P.O. Box 5215
Carol Stream, IL 60197-5215
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In person

Audi won’t allow you to make payments at a dealership, but you can use third-party services, like Western Union or MoneyGram, to make a payment in person. 
To make a one-time payment with Western Union® Quick Collect, have the following information available:
  • Audi Financial Services Account Number
  • City Code: "Car"
  • State Code: "IL"
To make a one-time payment with MoneyGram®, have the following information available:
  • Audi Financial Services Account Number
  • Receive Code: "6222"
Do keep in mind that using both of these services comes with convenience fees, but it’s the only way to make your Audi payments using cash, or a credit or debit card.

Can I make my Audi payments with a credit card?

No—the only way to make Audi payments using a credit or debit card is through a third-party service, like Western Union or MoneyGram, or online through your bank account. 

Is there a grace period for Audi car payments?

If you forget to make your Audi payment, luckily, they have a grace period of seven to 15 days for
late loan payments
. If you’re short on cash and know you’re going to miss a payment, give Audi Financial Services a call at 1 (888) 237-2834 and ask about a one-time payment deferral
Unfortunately, finance charges will accrue on the unpaid loan balance, which will increase your payments in the long run, but you’ll want to communicate the situation to Audi Financial Services to see how they can help you with your repayment.

How much are Audi payments?

Audi vehicles are known for their mix of luxury and performance, but they’re not exactly the most affordable cars out of the bunch. That means you can expect higher-than-average payments if you buy or lease a new vehicle from Audi. MSRPs for the 2023 Audi lineup start at $35,400 for the pint-sized Audi A3 but can go up to $158,600 for the fast-and-furious Audi R8. 
If you have your eye on a specific Audi and are wondering about your monthly payments, refer to the table below for pricing information and
average loan payments
for Audi’s 2023 lineup. The averages shown below are based on the base trim for that model with a 10% down payment, a 72-month loan term, and an estimated interest rate of 4.9% (the average for new car buyers with credit scores between 661 and 780). 
Depending on your profile, your payments might look slightly different than what’s shown.
Model
MSRP range
Average monthly payment
2023 Audi e-tron
$70,800 – $90,800
$1,080
2023 Audi e-tron GT
$104,900 – $143,900
$1,600
2023 Audi Q3
$39,200
$598
2023 Audi Q4 e-tron
$49,800 – $58,200
$760
2023
Audi Q5
$44,200 – $59,900
$674
2023
Audi Q7
$59,200 – $90,200
$903
2023
Audi Q8
$72,800 – $125,800
$1,111
2023
Audi A3
$35,400 – $60,900
$540
2023
Audi A4
$40,300 – $52,800
$615
2023
Audi A5
$46,700 – $64,400
$712
2023
Audi A6
$56,900 – $121,900
$868
2023
Audi A7
$79,200 – $123,900
$1,208
2023
Audi A8
$87,800 – $120,500
$1,339
2023
Audi TT
$52,200 – $56,300
$796
2023
Audi R8
$158,600 – $171,000
$2,420
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The exact amount of your Audi car payment will differ among drivers based on several factors, such as the sales price, the
down payment for your car
, the credit score, the loan term, and the interest rate. 
For example, a
72-month car loan term
will have lower payments than an 84-month loan, and used vehicles generally have higher
APRs
than loans for a new car. These are important factors to consider if you’re trying to budget before purchasing an Audi.
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FAQs

Audi doesn’t specify the credit score needed to finance a vehicle, but in most cases, leasing requires a higher score than financing. Generally speaking, a credit score at or above 680 is favorable to help you gain approval for a loan.
The interest rate for your Audi may vary based on your credit score and any incentives Audi is offering, but generally, the lowest interest rate they will offer is 0% on some new vehicles.
Audi makes a solid lineup of practical, performance-based vehicles, so what’s best for one person may not be the best for another! If you’re looking for a family-friendly SUV, the Audi A7 and A8 are great picks, but if you’re looking for something small and sporty, consider the A3, A4, or TT.
Reviewed by Hillary Kobayashi.
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