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Cheapest car insurance in Ahoskie, North Carolina (Oct 2024)
Cheapest car insurance in Ahoskie, North Carolina (Oct 2024)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Ahoskie, North Carolina.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations
What's on this page?
- Best car insurance companies in Ahoskie
- How to find the cheapest car insurance in Ahoskie
- Best cheap car insurance quotes in Ahoskie
- Average cost of car insurance in Ahoskie
- Car insurance quotes in Ahoskie by rating factors
- How do different factors impact your car insurance costs in Ahoskie?
- Cheap car insurance quotes in Ahoskie after driving violations
- Cheap car insurance quotes in Ahoskie by age
- Cheap car insurance quotes in Ahoskie based on insurance history
- Cheap car insurance quotes in Ahoskie for popular cars
- How to lower car insurance costs in Ahoskie
- FAQ
- Methodology
- Meet our experts
Load full table of contents
Best car insurance companies in Ahoskie
To discover the most budget-friendly car insurance rates in Ahoskie (and nationwide), Jerry conducted the nation's largest insurance shopping survey, polling 15,000 policyholders. Our findings revealed the diversity in rates among providers due to the variety of factors influencing car insurance rates among individuals and companies.
Shopping around
and obtaining quotes from multiple providers is the key to pinpointing the most economical car insurance rates
. It's not just about rates. Considerations like claims handling and customer service practices are crucial, too.State Farm
in Ahoskie, North Carolina, is a popular insurer—however, providers including Safe Auto, Farmers
, and TSC Direct achieved some of the highest scores across all categories.For some drivers, State Farm in Ahoskie, NC will offer the cheapest rate—but it’s not guaranteed. State Farm insurance in Ahoskie NC might weigh speeding tickets more heavily than another insurer, for example.
Check out how Ahoskie drivers rated these insurers on a scale of 0 to 5, and find the right fit for your insurance needs.
Insurance company | Monthly minimum coverage cost | Monthly full coverage cost | Customer service score | Overall Jerry score |
|---|---|---|---|---|
$51 | $146 | 4.7 | 4.7 | |
$31 | $69 | 4.8 | 4.8 | |
$40 | $416 | 4.2 | 4.3 | |
$29 | $82 | 4.1 | 4 | |
$20 | $105 | 4.5 | 4.6 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How to find the cheapest car insurance in Ahoskie
In Ahoskie, the typical monthly cost for minimum coverage
auto insurance
is about $42, and $107 per month for full coverage. Notably, drivers in Ahoskie pay on par to the state average in North Carolina for insurance coverage.Jerry
helps numerous shoppers in Ahoskie with car insurance comparisons and insurance policy purchases. Explore budget-friendly car insurance quotes specifically tailored for Ahoskie drivers by Jerry.
| Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|
| Progressive | $134 | Bessie, 27 Zip: 27910 | Nissan Altima 2.5 | • State Minimum Liability • Comp / Collision |
| National General | $84 | Cornelia, 41 Zip: 27910 | Chevrolet Malibu LS | • State Minimum Liability |
| State Auto | $132 | Frances, 26 Zip: 27910 | Ford Taurus Limited | • State Minimum Liability • Comp / Collision |
| Dairyland | $122 | Roger, 53 Zip: 27910 | Ford Edge SEL | • State Minimum Liability • Comp / Collision |
Last Updated Oct 13, 2024Best cheap car insurance quotes in Ahoskie
In Ahoskie, all drivers must have the minimum general liability and uninsured motorist coverage as per
North Carolina law
. Choosing full coverage is a smart move in North Carolina, where it helps protect your vehicle financially in case of serious damage.Cheap minimum liability insurance quotes in Ahoskie
To legally hit the road in Ahoskie, you've got to carry North Carolina's minimum liability coverage. It's at least $30,000 per person and $60,000 per accident for
bodily injury liability
coverage, and also $25,000 for property damage liability
.For short, it’s called 30/60/25. This coverage protects you up to those limits if you end up causing an accident.
Jerry is making sure that Ahoskie drivers snag the best deals on this must-have coverage.
Bessie (27 years old)
$134
per month
Frances (26 years old)
$132
per month
Cornelia (41 years old)
$84
per month
Do you need more than minimum coverage in Ahoskie?
In Ahoskie, North Carolina's minimum liability coverage is on the lower side. It might be a good idea for Ahoskie drivers to consider bumping up those limits or adding extra coverage for additional protection and peace of mind.
It's typical for expenses to exceed policy limits in a serious accident. A driver's medical bills or a banged-up car could rack up costs well beyond $40,000 following an accident, which easily surpasses that state 30/60/25 limit.
If you want to keep both yourself and your future income covered, go for full coverage insurance. At the very least, get as much liability coverage as you can afford. Experts recommend 50/100/50 liability coverage or 100/300/100.
If you want to keep both yourself and your future income covered, go for
full coverage insurance
. At the very least, get as much liability coverage as you can afford. Experts recommend 50/100/50 liability coverage or 100/300/100.Cheap full coverage car insurance quotes in Ahoskie
Shielding yourself from the financial aftermath of repairing or replacing your car after an at-fault accident is only possible with full coverage car insurance.
Now, let's break down what a full coverage insurance plan entails:
- Collisioncoverage pays for expenses tied to fixing or replacing your car post-accident.
- Comprehensivecoverage kicks in if your car gets stolen or damaged in a non-collision incident, like vandalism or a wind storm.
For Ahoskie residents with a leased vehicle, it's usually mandatory to carry both collision and comprehensive coverage. Lenders can require this as a condition of the lease.
Jerry has uncovered budget-friendly full coverage policies for Ahoskie customers—see below.
In Ahoskie, snagging the coverage you crave at the perfect price involves shopping around. Jerry’s free app makes the whole process a breeze, giving you speedy quote comparisons and backing you up with a crew of over 100 licensed insurance agents.
| Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• State Minimum Liability • Comp / Collision | Progressive | $134 | Bessie, 27 Zip: 27910 | Nissan Altima 2.5 |
• State Minimum Liability • Comp / Collision | State Auto | $132 | Frances, 26 Zip: 27910 | Ford Taurus Limited |
• State Minimum Liability • Comp / Collision | National General | $116 | Glenn, 32 Zip: 27910 | KIA Optima LX |
• State Minimum Liability • Comp / Collision | Dairyland | $122 | Roger, 53 Zip: 27910 | Ford Edge SEL |
Last Updated Oct 12, 2024
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average cost of car insurance in Ahoskie
In Ahoskie, Jerry researched local rates and found that the average cost for minimum liability coverage is about $42 per month or $508 per year. The average for full coverage is also $107 per month or $1,278 per year.
These are just average numbers, though. Your own insurance cost depends on things like the coverage you choose, your driving history, where you live, your car, your age, and how many times you've claimed insurance before.
Keep in mind, your premium could be more or less depending on your specific driver details.
Car insurance quotes in Ahoskie by rating factors
- Location: Rates are influenced by where you live and travel, with higher instances of crime and claims leading to increased insurance costs.
- Vehicle specifications: The type of vehicle, whether high-tech, luxury, high-performance, or sports cars, influences insurance costs for both minimum liability and full coverage.
- Usage patterns: How the vehicle is used, whether for leisurely driving or daily commuting, plays a role in determining insurance premiums.
- Claims history and driving record: Individuals with a clean driving history and no insurance claims usually receive more favorable rates.
- Credit score: A higher credit score significantly contributes to reducing insurance rates. Each factor plays a role in the comprehensive strategy for determining insurance costs in Ahoskie.
How do different factors impact your car insurance costs in Ahoskie?
How do different factors impact your car insurance costs in Ahoskie?
Allowed (with applicable limitations): Driving experience, marital status, zip code, credit history, occupation, employment status, insurance history.
Prohibited (or effectively prohibited): Gender, age, education.
Learn more about the car insurance rating factors in Ahoskie:
Cheap car insurance quotes in Ahoskie after driving violations
Your
driving history
plays a big role in how much you pay for car insurance. If you've got tickets or caused accidents, it might mean higher rates because it suggests a higher risk. Here are some violations that can impact your rates:
Drive safe to keep those premiums in check!
Cheapest car insurance in Ahoskie after speeding ticket
Speeding violations aren't all equal. For instance, going 20 mph over is more serious than just 6 mph over the limit.
While a speeding ticket usually means a pricier premium, exploring different auto insurance quotes can still land you the best rates.
Jerry's got a track record of helping Ahoskie drivers with tickets score cheaper car insurance.
| Speeding Type | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
Speeding 1-5 | Progressive | $172 | Daniel, 21 Zip: 27910 | Volkswagen Jetta SEL | • State Minimum Liability • Comp / Collision |
Speeding 11-15 | National General | $155 | Cecelia, 31 Zip: 27910 | Dodge Charger SXT Plus | • State Minimum Liability • Comp / Collision |
Last Updated Oct 13, 2024Cheapest car insurance in Ahoskie after DUI
To find the best rate after a DUI, get quotes from different providers. Jerry is good at helping drivers save on car insurance, even if they have a DUI.
Stephen (36 years old)
$69
per month
Beatrice (37 years old)
$60
per month
Cheapest car insurance in Ahoskie after an at-fault accident
Insurance companies check if you've been in accidents where it was your fault. If you have had recent accidents or lots of claims, your insurance costs could go way up.
In North Carolina, being at fault in a crash might make your car insurance prices jump by as much as 15% or more.
Jerry has helped Ahoskie drivers still pay less for car insurance, even if they've been in accidents they caused.
| Accident type | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
At Fault With Injury | National General | $155 | Carrie, 31 Zip: 27910 | Dodge Charger SXT Plus | • State Minimum Liability • Comp / Collision |
At Fault With No Injury | Progressive | $164 | Eugenia, 26 Zip: 27910 | Nissan Altima 2.5 | • 50,000/100,000 Liability • Comp / Collision |
Not At Fault | National General | $120 | Andrew, 26 Zip: 27910 | Nissan Altima 2.5 | • 50,000/100,000 Liability • Comp / Collision |
At Fault With No Injury | State Auto | $132 | Amelia, 25 Zip: 27910 | Ford Taurus Limited | • State Minimum Liability • Comp / Collision |
Last Updated Oct 10, 2024Cheapest car insurance in Ahoskie after other driving violations
Getting a speeding ticket or a DUI is a big deal, but it's not the only trouble that can jack up your car insurance costs in Ahoskie.
If you're ticketed for
driving recklessly
or without proper insurance, your insurance rates can shoot through the roof. Check out the table below to see how Jerry has helped Ahoskie drivers cut down on their car insurance costs, even after traffic violations.
| Violation | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
Defective Equipment | National General | $155 | Effie, 31 Zip: 27910 | Dodge Charger SXT Plus | • State Minimum Liability • Comp / Collision |
Failure to Obey Signal | Progressive | $134 | Virginia, 26 Zip: 27910 | Nissan Altima 2.5 | • State Minimum Liability • Comp / Collision |
Failure to Obey Signal | National General | $120 | Louisa, 26 Zip: 27910 | Nissan Altima 2.5 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Oct 13, 2024Cheap car insurance quotes in Ahoskie by age
Young drivers—even if they're good drivers—end up paying more for insurance because they're new on the road. Older folks around 75 may also see higher insurance costs.
Cheapest car insurance in Ahoskie for young drivers
Car insurance in Ahoskie tends to be pricier for
teen drivers
aged 16 to 19. This is because they are more prone to accidents with their limited driving experience. It's a wise move to provide teen drivers with the security of full coverage insurance, especially if they're behind the wheel of a newer car. To manage the cost of insurance for teens, keeping them on a parent or guardian's policy can be a good approach.
Bryan (23 years old)
$157
per month
Walter (22 years old)
$250
per month
Cheapest car insurance in Ahoskie for senior drivers
Even though seasoned drivers around age 70 to 75 have lots of experience, they also have higher chances of serious injuries and accidents. This means
senior insurance rates
climb, too.Take a look at some real rates senior drivers in Ahoskie received using Jerry.
Marcus (75 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Ahoskie, NC (Zip Code: 27910)
$65
per month
Abbie (74 years old)
$63
per month
Cheap car insurance quotes in Ahoskie based on insurance history
Your car insurance rates can be influenced by your insurance history, particularly if you've been inconsistently covered over time.
Any
break in coverage
might result in higher premiums. Jerry helps by sending timely payment reminders to eligible customers, preventing coverage lapses. Even uninsured individuals or those with coverage lapses can still discover savings on new policies with Jerry.
Ella (26 years old)
$134
per month
Amy (25 years old)
$132
per month
Bill (40 years old)
$84
per month
Manuel (25 years old)
$132
per month
Randy (26 years old)
$134
per month
Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Love them.
Hayley
Great services, cheapest and best value policies.
Harsh
Alway great customer service!
Sarah
Great insurance at an affordable price, always good approvals.
Asia
Cheap car insurance quotes in Ahoskie for drivers with poor credit
Here's the deal in North Carolina: Insurance companies can use your
credit score
to predict how risky you are as a policyholder. Even though your credit score doesn't say much about how you drive, folks with lower scores tend to file more claims. According to Jerry's data, if your credit score is over 700, you could enjoy car insurance rates that are lower than if your score is below 600.
| Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
660 - 750 | Dairyland | $385 | Ora, 23 Zip: 27910 | Ford Mustang | • State Minimum Liability • Comp / Collision |
660 - 750 | Dairyland | $385 | Jackson, 23 Zip: 27910 | Ford Mustang | • State Minimum Liability • Comp / Collision |
550 - 659 | Progressive | $192 | Lettie, 40 Zip: 27910 | Chevrolet Malibu LS | • State Minimum Liability |
< 550 | Progressive | $134 | Randy, 26 Zip: 27910 | Nissan Altima 2.5 | • State Minimum Liability • Comp / Collision |
Last Updated Oct 13, 2024Cheap car insurance quotes in Ahoskie for popular cars
When it comes to your car insurance rate in Ahoskie, the type of vehicle you drive matters.
Fancy features, safety tech, expensive parts, and theft risk all play a role in whether your premium goes up or down. Now, let's take a peek at some popular car models in Ahoskie:
| Popular Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Ford Ford_f-150 | Progressive | $76 | Warren, 32 Zip: 27910 | • State Minimum Liability • Comp / Collision |
| Chevrolet Chevrolet_silverado | Progressive | $71 | Lena, 34 Zip: 27910 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Oct 12, 2024How to lower car insurance costs in Ahoskie
- Shop around and compare quotes: To get the best car insurance rates, compare quotes from three insurers every six months using an insurance agent or an insurance broker. Jerry makes it easy, analyzing free quotes from over 55 top insurers in just 45 seconds.
- Hunt for car insurance discounts: Most insurers have several insurance solutions, likediscounts, available to help drivers save. Good student discounts are up for grabs for high school or college full-time students with a B average or better, and you can save by being a good driver.
- Bundleyour home and auto insurance: Drivers who bundle their homeowners insurance and auto insurance can score a percentage off both policies. This also extends to renters insurance.
- Enroll in telematics: Insurance products, like telematics apps, can lead to discounts for safe driving or simply signing up.
- Increase your deductible for comprehensive and collision coverage: Consider bumping up your deductibles for comprehensive and collision coverage to make those monthly payments slightly more wallet-friendly. This is only smart if you have enough savings to handle higher out-of-pocket repair costs.
FAQ
How much is car insurance in Ahoskie?
Ahoskie residents typically pay about $42 per month or $508 annually for state-minimum liability coverage. Full coverage averages $107 monthly or $1,278 yearly. Yet, car insurance isn't a one-size-fits-all scenario. Your individual situation matters. For accurate rates, shop around with Jerry's free, hassle-free comparison tool that provides personalized quotes from top insurers.
What is the best car insurance in Ahoskie?
While finding the optimal coverage at an affordable price is crucial, considering customer service is equally important in selecting an insurance provider. Ahoskie drivers commend Amica, Farmers, and The General as per Jerry's extensive nationwide car insurance survey, but when it comes to cost, Farm Bureau, Safe Auto, and The General take the prize.
What is the cheapest car insurance in Ahoskie?
Car insurance in Ahoskie averages $42 monthly for state-minimum coverage and $107 for full coverage, based on Jerry's insights from local drivers. To find the cheapest rates for your unique driver profile, shop around and pull quotes from multiple companies.
What is the minimum car insurance in Ahoskie, North Carolina?
In Ahoskie, North Carolina, the state-minimum car insurance is called 30/65/25 coverage: $30,000 for bodily injury liability per person, $60,000 per accident, and $25,000 for property damage. Uninsured motorist coverage is also required.
Who has the cheapest auto insurance in NC?
Erie and State Farm tend to offer low rates, but every driver is unique. Your rate may be cheapest with another company. Pull quotes from multiple companies with Jerry to find out which provider offers the cheapest rate for you.
How much is car insurance per month in NC?
Between $43 and $109 per month is the average payment for car insurance in North Carolina. Drivers with clean records in rural areas who choose minimum coverage tend to pay the cheapest rates.
Is it illegal to drive with insurance in NC?
Yes, it’s a misdemeanor under state law to drive without car insurance in NC. Penalties include fees, license suspension, and possible jail time.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.