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How can I pay less for insurance in Oklahoma when my car isn't worth much?

I looked online and my old Ford Escape is worth about $5,000. I'm currently paying almost 20% of my vehicle's value on insurance. How can I pay less?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The easiest way to lower your
car insurance
 premium is to look at your coverages.
Having
comprehensive coverage
 and
collision coverage
 is always more expensive than having
liability coverage
 only. Since your Escape is older, it may not be worth it to have collision and comprehensive coverage.
To pay less, you can also raise your deductible and ask your carrier if you qualify for any additional discounts.
Comparison shopping with multiple carriers is a great way to find
cheap car insurance
 that will fit your budget and reduce your premium.
If you don’t have the time or energy to comparison shop by yourself, use
Jerry
. This free app can collect quotes from dozens of top insurance companies in seconds! “
Car Insurance
View full answer 
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