How can I lower my car insurance in Florida?

I am 23, live in Miami, and own a 2014 Ford Focus. I typically have been quoted around $500 a month for insurance and recently received a lower quote of $300. My friend in Illinois only pays $100 a month for insurance. How can I pay less?

Answer
“While there are states that have the cheapest car insurance, Florida is actually one of the most expensive places to buy insurance. Living in a major city like Miami, your young age, and any accidents or tickets on your record can also impact your rates.
You have to get a quote from multiple insurance companies to make sure you’re paying the lowest price possible. You can also look at the current coverage levels on your vehicle to decide if you’d like to maintain them or reduce them for a lower rate.
By shopping around, you may be able to find cheap car insurance. If you want affordable quotes in seconds, sign up for the free Jerry app. “
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Emily Maracle
Answered on Apr 20, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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