How can I learn my car insurance details?

My parents set up my car insurance for me back when I was in high school. However, it's been a few years and I honestly have no idea what is even on that thing, I don't think I have even looked at it before.

How can I learn about my car insurance details?

Don’t worry; most kids don’t know what their insurance coverage is, but it’s great that you are looking into it now! Finding out your car insurance details is simple.
There are several different places to check:
  • Declarations page
  • On the insurance provider’s website
  • On the insurance provider’s app
  • Calling over the phone
  • Visit your agent in person (if they have a local office)
Using the app or website will be the fastest.
Once you locate your coverage, take a look and see if it still works for you. You should increase bodily injury liability as you get older and acquire more assets. Bodily injury will pay out for medical payments and lawsuits if you are at fault for an accident. Since you have a much higher earning potential now than you did as a kid, make sure you carry at least the recommended limits of 100/300/50.
While you are looking at your policy limits, it is also a good time to shop around to make sure you are still getting the best price for your insurance. If you want someone else to do the hard work of comparing quotes, get the Jerry app. Jerry compares personalized rates from over 50 different insurance companies and delivers the lowest rates straight to your phone in seconds. The average Jerry driver saves $879 a year on car insurance!
Shannon Martin
Answered on Oct 27, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.

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