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Does USAA home insurance cover solar panels?
I just installed solar panels on the roof of my home. I am a veteran with USAA homeowners insurance. Does USAA home insurance cover solar panels?
Nick Kunze · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Going green is the best! Plus, we’ve got good news—your solar panels will be covered by your
USAA
homeowners insurance.Once solar panels are installed, they’re considered part of the house. That means they’ll be covered if damaged by a
named peril
. A named peril is a sudden, unexpected damage that your home insurance covers. If your solar panels aren’t attached to your roof but are still on your property, they’ll be covered under the additional structures portion of your policy.
That said, you’ll want to review your coverage limits to ensure that you have enough coverage if anything should happen to your solar panels.
If you want to save money on home, renters, or car insurance, the
Jerry
app is a good place to start. A licensed broker, Jerry does all the hard work of finding cheap quotes from the top name-brand insurance companies and buying new home or renters insurance. Jerry will even help you cancel your old policy.And to ensure you always have the lowest rate, Jerry will send you new quotes every time your policy comes up for renewal, so you’re always getting the coverage you want at the best price.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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