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Does home insurance cover asbestos?
We are planning to renovate our home and just discovered we have asbestos. We’ll need to hire someone to remove it. Will our home insurance cover asbestos?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Renovating sounds like a lot of fun! In most cases, your home insurance won’t cover asbestos.
Unless you have to renovate your home due to a
covered loss
, you typically wouldn’t have coverage for elective removal. Additionally, many home insurance policies exclude chemicals or pollutants, meaning your insurance company could deny your claim even if it was due to a covered loss. Since asbestos is incredibly dangerous when released into the air, you want to be cautious when working around it. It requires special precautions and removal methods. Don’t start your renovations until an asbestos remediation company or specialist can review your asbestos situation.
While you’ll have to pay for the asbestos removal out of pocket, you can still save some money on home expenses by using the
Jerry
app. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and will even cancel your old policy, saving you time and money. View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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