Does home insurance cover a car in a garage?

I’m pretty handy, so I almost always change the oil on cars that I own. I just bought a 2017 Kia Niro Hybrid, but I’ve never changed the oil in a hybrid before. What type of oil do I need for a 2017 Kia Niro Hybrid?

I want to get the BMW M3 GTR in the PS2 version of NFS Carbon. Where do I need to look in the game to find this car?

I bought a car with cash and trade. My final amount owed was $4,800 and my monthly payments were under $100. I signed all the paperwork and drove away. A few days later, the finance manager from the dealership called and said that $6,000 is the minimum amount that the lender will finance. She wants me to come back in, write a new down payment check, and sign the new paperwork. Does this sound right? Or am I being bamboozled?