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Does Allstate renters insurance cover food spoilage?
After a bad storm, I lost power in my apartment. Due to this, most of the food in my fully-stocked fridge went bad. I bet there was almost $300 worth of food in there! Does Allstate renters insurance cover food spoilage?
Nick Kunze · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Having to throw out food is always a frustrating experience. The good news is food spoilage is covered as long as a covered peril caused the power outage.
Food is considered your personal property by an
Allstate
renters insurance policy. That means food is covered as long as the food spoilage occurred due to a covered peril. Cover perils are sudden, unexpected incidents. In this case, a bad storm is usually a covered peril.If the food had gone bad due to negligence or a power outage you caused, coverage would be unlikely. If you’ve still got questions, reach out to your Allstate agent.
If you want to save money on home, renters, or car insurance, the
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