That’s a really smart question. Yes, AAA offers renters insurance. Even better, you can get a discounted policy if you’re already an AAA member!
A standard renters insurance policy at AAA
contains a coverage limit and a deductible. The deductible is the amount you have to pay out-of-pocket before the policy kicks in. The limit is the cap on the amount you’ll be reimbursed in a covered incident. Here’s what a renters policy typically includes:
Protection for your personal belongings
Personal liability protection
Be aware that your renters policy does not cover work-related items, rare and valuable items, or the building. Things like mold and earthquakes are not covered, either. If you’re concerned about these hazards, you can buy additional policies.
On the one hand, you’re right that bundling policies with one provider can simplify things. However, it’s worth taking a quick peek at the rates offered by other providers before you commit. You could uncover huge savings if you’re willing to spend a few minutes shopping around.
If you’d rather leave the hard work of gathering quotes to someone else, use Jerry
. The Jerry app can collect quotes from top insurance companies, like Berkshire, State Auto, Safeco, and Travelers, in seconds! They even help cancel your old policy once you’ve made your pick.