Does a speeding ticket increase rates with GEICO?

"I got a speeding ticket while driving out of state in Maine. Will GEICO increase my rates?"

Answer
“Violations, claims, and accidents are all factors that influence your car insurance rates. While every carrier is different, your rate may increase if you get a speeding ticket.
If you have had a clean driving record previously, your rate may not be impacted as much as if you had other violations. If you received points on your license from the violation or were going over a certain speed, it can have a greater impact on your rate.
If you want to know whether your rates will increase, you should reach out to GEICO. An agent will be able to provide you with any information regarding a possible increase.
If your rate does increase, you can shop around. No carrier rates policies the same, so you may be able to find a more affordable rate with another carrier even if your rate with GEICO increases.”
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Emily Maracle
Answered on Jul 26, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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