Do you need car insurance and a warranty?

If I get a warranty, do I still need insurance? I'm thinking of purchasing a new car.

Answer
“While it’s helpful to have a warranty with a new car, you still need to keep your car insurance policy or purchase a new one.
Car insurance and warranties protect different things. Car insurance protects you, your vehicle, and other drivers from damages. A warranty guarantees that if something breaks on your vehicle, the manufacturer will replace it.
Car insurance is also legally required in most states, while a warranty is optional. You could face serious consequences, including fines, license suspension, or even jail time if you drive without the state minimum car insurance requirements.
If you’re looking for a new insurance company or need help shopping around, Jerry can provide you with competitive quotes in under a minute. Swapping is just as effortless. Jerry takes care of all the paperwork and phone calls—oh, and it’s free.”
avatar
Sophie Newman
Answered on Sep 15, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free