Do I need insurance to test drive a new car?

I am going to look at a new car tomorrow. I realized that since I don't have an insurance policy, they might not let me test drive a car. Will I need to get an insurance policy to test drive a car?

Shannon Martin · Answered on Oct 14, 2021
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Don’t worry, you do not need an active car insurance policy to test drive a car at a dealership.
Dealerships have their own commercial insurance plan that covers test drivers.
You will need to have an active and valid driver’s license to test drive. Make sure to bring it with you. Most of the time the dealer will want to look at it for verification.
If you don’t have a driver’s license, bring a friend or family member with you that does. They can do the test drive while you ride along as a passenger.
When it is time to get insurance for your new car, give the free app Jerry a try! Jerry shops insurance rates from over 50 companies and delivers the best prices to your phone. The best part? Once you buy the policy, Jerry can send the ID card and policy documents to you and the dealership right away.”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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