Can I remove my cosigner from my car loan?

My partner and I recently broke up. He was the cosigner of my car loan and I want to remove him. Can I do this?

Depending on the situation, yes. If your lender allows this and you show an ability to pay for the loan on your own, you may be able to request a co-signer release form, which can be filled out and returned to the lender easily.
If you’re not able to obtain this form, you’ll have to refinance the car loan, which will get you a new loan rate. (If he’s technically a co-borrower and not a cosigner, this is the only option you have.)
If you’re looking to free up some extra cash to make car loan payments easier, check with Jerry to see if you can find a cheaper policy while retaining your coverage level.
Have a question about your insurance? Jerry’s friendly agents are here to answer your questions and provide advice on the best coverage options. As your life changes, your insurance changes, and Jerry is ready to make those adjustments for you.
Will Baldwin
Answered on Nov 03, 2021

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating primary
4.7/5 Rating on App Store