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Can I get liability insurance only on a financed car in Georgia?
I just financed a car a year ago. While the insurance wasn't bad at first, it's suddenly gone up quite a bit. Can I drop full coverage on the vehicle and just get liability?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
No, you probably cannot get liability-only insurance on a financed vehicle.
Why? The car is collateral for your lender. They want to protect it, which means you need to have
collision coverage
and comprehensive coverage
.If you want to reduce the cost of your full coverage, start by shopping around for your insurance policy.
Jerry
, the AllCar™ app, can help you compare rates from top providers in the country in minutes—no paperwork, no phone calls, no hassles. With Jerry, you can be sure that you aren't overpaying for your car insurance coverage.View full answer
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