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Can I get free or almost free car insurance?

I've heard that you can get cheap or free car insurance if you demonstrate financial need. I'm a college student with a good driving record and good grades. Unfortunately, my job let me go due to the pandemic. Is there any way at all I can get free car insurance? And if so, how?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“I’m so sorry to hear about your misfortune—I know a lot of folks have been feeling the effects of the pandemic. I’m sorry to say that there’s no such thing as free
car insurance
—but you can find reduced-rate car insurance for low-income residents in the following states:
Each program has its own requirements for eligibility, so check with your local DMV to find out if you qualify for coverage.
Additionally, your driving record and good grades might help you qualify for
insurance discounts
, such as a good student discount or a
safe driver discount
.
If you’re looking for more ways to save, try using the
Jerry
app. We’ll get you multiple quotes from top-of-the-line providers so that you can make sure you’re getting the best deal on the coverage you need. We’ll even help with the paperwork when you’re ready. And the best part–Jerry does all of this for free.
Best of luck—you’ve got this.”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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