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Can I get a loan to upgrade my Jeep Wrangler?
"I want to upgrade my Jeep Wrangler with off-roading equipment but don't have the cash.
I'm considering taking out a loan or adding the additional amount to my car loan.
Will lenders provide loans for upgrades to your car?"
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you have extraordinary income and credit, you might be able to refinance the Wrangler for an amount that’s more than its value. Lenders might give you up to 120% or 125% of the value of the vehicle, which should give you enough money for the upgrades.
Conversely, you can get a personal loan to pay for the upgrades. These loans usually have a lower-interest rate than credit cards, but you still might have to pay 10%.
Regardless of which option you choose, make sure to shop around to ensure you get the best rate possible.”
View full answer
- Gregory R.
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