Can I find liability insurance for a rental car that's cheaper than $20 a day?

My credit card covers damage, but I'll still need liability. I don't really want to pay the $20 a day that the rental car company charges. Is there another way to get liability insurance? I don't own a car or have auto insurance.

Answer
“There is another option for liability insurance if you don’t want to buy the rental company’s rental car insurance.
Consider getting a non owners car insurance policy. This can provide you with liabiliyt coverage when you rent or borrow a vehicle.
You’ll also want to make sure you’re familiar with the terms and conditions of your credit card’s coverage. Certain situations can be excluded from coverage. If there is a gap in coverage. you don’t want to be liable for it.
You should get quotes from multiple carriers to see what the cost of non owners coverage will be. You can compare that with the rental car company’s rate to see what will save you money in the long run. “
avatar
Emily Maracle
Answered on May 07, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free