You Can Find Cheap Car Insurance in Missouri and Still Be Protected

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A recent report warns that many underinsured Missouri drivers struggle with medical bills after an accident. Too often, drivers settle for inadequate car insurance coverage in exchange for a low price.
Don’t risk financial ruin when you need help the most. Cheap Missouri car insurance is possible when you compare quotes with Jerry. Combine good coverage with a low rate today!
A blue, yellow, and white sign over a highway welcomes people to Missouri.
Missouri has a few minimum car insurance laws.

Mandatory minimum car insurance in Missouri

Missouri law requires all drivers to have liability coverage and uninsured motorist bodily injury coverage. The mandatory minimum amounts are:
  • $25,000 in bodily injury coverage per person
  • $50,000 in bodily injury coverage per accident
  • $10,000 in property damage coverage per accident
Despite this, as many as 15% of Missouri drivers don’t have any car insurance at all. This equates to tens of thousands of people, and puts everyone else at risk.

Law-abiding Missouri drivers lack the right insurance

Uninsured motorist coverage is mandatory, but if you only accept the minimum requirement of $25,000, you could be in trouble following an accident.
As explained by Fox 2, $25,000 doesn’t go far when paying for modern medical care. For a serious accident, it may cover less than one day in the hospital.
Low mandatory minimums, coupled with lots of uninsured drivers, has left many law-abiding Missourians on the hook for crippling medical costs. If the other driver has no insurance, and your own policy only covers a small portion of medical care, you will have to fund your recovery out-of-pocket. This is what happens to thousands of underinsured drivers, every year.
Fox 2 recommends increasing the amount of uninsured motorist coverage you take out, above the mandatory minimum amount. Alternatively, you can protect yourself with a personal umbrella policy.

Compare quotes and save with Jerry

By far the best way to find cheap car insurance in Missouri, without having to settle for the bare minimum coverage, is to compare quotes with Jerry. See multiple insurance rates in one place, and find out who is offering the best protection for the lowest price.
Jerry is a personal insurance broker that lives in your pocket. But don’t worry about buying tiny office furniture, Jerry is an app. Once you download Jerry, just answer a handful of questions that will take you roughly 45 seconds to complete and you’ll immediately get car insurance quotes. Jerry customers save an average of $879 a year. Oh, and we should mention…Jerry is free.

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