The 1992 Lincoln Town Car

The price for a used 1992 Lincoln Town car is between $1,000 and $4,500, but it ranges depending on its mileage, condition, and features.
Written by Amber Reed
Reviewed by Jessica Barrett
Updated on Nov 28, 2022
With its powerful V8 engine and a focus on luxury and comfort, the
Lincoln Town Car
is synonymous with an elevated driving experience. As part of the second generation, the 1992 model year Town Car brought some redesigns and fresh new features, including an exclusive Jack Nicklaus Signature Edition Trim for the golf-lovers out there.
The posh and impressive full-size luxury sedan was a big hit for
when it was first introduced in 1981, and went through a few generations before being retired in 2011. Aimed at giving everyone the chance to experience the luxurious feel of a limousine ride, the Town Car was often used in fleet car and livery services. But you could also have one of your very own, and a Town Car was the symbol of success—and comfort.
Want to live the heady dream of the 90s in a Town Car? Of course, you do—and insurance
super app
and comparison shopper
is here to help. In this article, we’re taking a closer look at the 1992 Lincoln Town Car. We’ll cover specs, stats, where you might find one, and how to determine if it’s the right ride for you. 

Is the 1992 Lincoln Town Car a good car?

Starting MSRP: $34,252
Engine type: 4.6-liter V8, 210 horsepower, 4-speed automatic transmission
Fuel economy: 17 mpg city, 23 mpg highway
Seating capacity: Six passengers
Trim levels: Executive, Signature Series, Cartier Design Edition, Jack Nicklaus Signature Edition
Based on the Ford Panther’s rear-wheel-drive platform, the Lincoln Town Car debuted in 1981 and was an immediate success. Large, luxurious, and insanely comfortable, the Town Car became an icon of success and power
While you can anticipate having some repair and maintenance issues with any older used car, the Town Car appears to be a good option as far as value and reliability go. It’s rated an above-average 4/5 on RepairPal and is ranked second out of 30 for reliability among full-size luxury cars. 
The second generation of the Lincoln Town Car was produced between 1990 and 1997 and featured a more contemporary, aerodynamic design and some major innovations when it came to both safety and luxury.
While the features of the 1992 Lincoln Town Car may seem ho-hum today, at the time they were top of the line. Standard air suspension meant you’d feel nary a bump in the road, while standard airbags meant you’d be protected in the event of unexpected turbulence. 
Available options varied by trim level but included features like leather seats, a JBL sound system with a 10-disc CD changer, and one of those old-school keyless entry number pad systems. Speaking of the old school—another available option? Onboard telephone, baby!
Vinyl tops were discontinued for the 1992 model year, as they were declining in popularity. The color scheme of the second generation of Lincoln Town Cars shifted more towards the monotone, and some shades you might find on a 1992 model include:
  • Woodrose Metallic
  • Twilight Blue Metallic
  • Deep Jewel Green Metallic
  • Nordic Blue Metallic
  • Cranberry Metallic
  • Midnight Black
  • Arctic White
Golf fans who opted for a Jack Nicklaus Signature Trim would be treated to an exclusive green exterior with a white top, white leather interior, green carpeting, and gold exterior accents. 
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How much should a 1992 Lincoln Town Car cost?

Kelley Blue Book
estimates that a fair range for a base level
trim should be around $1,000 to $4,500. That being said, expect to see a wide range of asking prices based on trim level, condition, and mileage.
reports an average retail value of $3,775 and a high retail value of $8,200.
Key Takeaway If you’re in the market for a 1992 Lincoln Town Car, you can expect to pay around $500 to $4,500, but some higher trim models with more features might cost more. 

Where to buy a 1992 Lincoln Town Car

You might be able to find a 1992 Lincoln Town Car at a local used car lot, but your best option will be to shop on sites like
. These sites allow you to search for inventory in your area,  and some provide a full rundown of the car’s specs and ownership history
Make sure you thoroughly check out the car’s accident history, mileage, and maintenance records, and getting a mechanic to take a peek is a great idea. Buying a used car is a good way to save money, but you want to make sure you know what you’re getting. 

The bottom line: should I buy a 1992 Lincoln Town Car?

As the only full-size luxury sedan with a rear-wheel-drive made in the US, the
Lincoln Town Car
is in a class by itself. If you’re looking for an iconic vintage ride that packs both comfort and power, then the 1992 Town Car is a contender. 
With any used car, you want to make sure that you get a thorough history, and it’s always wise to have a trusted mechanic evaluate the car before you commit to the purchase. But if you crave the nostalgia of the 90s (and there’s nothing wrong with that), then the 1992 Town Car awaits you. 

How to find car insurance for the 1992 Lincoln Town Car

While your ride may be vintage, you need modern insurance to protect it. Fortunately, the process is quick and easy when you shop for car insurance with
, the automotive
super app
Just download the app (sorry—the Town Car’s phone won’t work for that) and enter a bit of information. In a matter of minutes, you’ll have access to a selection of custom quotes chosen just for you from more than 50 of the nation’s top insurance providers
All you’ll need to do is make your selection, and Jerry will handle the sign-up process with just a few clicks. If you have any questions, fully-licensed brokers are available to help you out as much as you want. The savings are real—the typical Jerry shopper saves more than $800 a year on their car insurance!
blew my mind, honestly. From start to finish, using the app took me 10 minutes and I ended up with $100 of savings a month. Best of all, customer service answered all my questions about rental car reimbursement and roadside assistance.” —Savanna R.
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