Does Wawanesa Have SR-22 Insurance?
Wawanesa offers affordable SR-22 insurance policies for many California drivers with traffic violations.
Written by Macy Fouse
Reviewed by Amy Bobinger
If you’re a high-risk driver with an SR-22 filing requirement who lives in California or Oregon, you may be able to find affordable coverage with Wawanesa.
If you’ve found yourself in a bind and you now have to file an SR-22 form for your state DMV, there’s no getting around increased car insurance rates. However, comparing
car insurance
companies before committing to a policy can soften the blow of those expensive premiums. Let’s go over Wawanesa’s options for drivers with SR-22 requirements. MORE: Wawanesa car and home insurance: Everything you need to know
Does Wawanesa offer SR-22 auto insurance?
Yes. Wawanesa does offer insurance coverage and can file an
SR-22 form
for high-risk drivers in states where they offer coverage, which currently includes California and Oregon—though Oregon coverage is paused for the time being
. Other states and insurers have different fees for filing SR-22 forms, but for California drivers, Wawanesa charges a $50 filing fee for each Certificate of Insurance filing requested, plus a $1.76 fraud assessment fee. Other fees may also apply, depending on your situation.
Your Wawanesa SR-22 policy will include your
state’s minimum liability insurance requirements
, plus any other coverage required by your DMV. If you want extra protection for your vehicle, you can also add collision
and comprehensive insurance
to your minimum liability coverage
with Wawanesa. California SR-22 rules
require you to file the certificate for three years following whatever incident led to the SR-22, whether it was an accident or a license suspension
. If you don’t maintain the SR-22 filing, you could have your license revoked and lose your driving privileges altogether. After this period, you can cancel your SR-22 policy and find a cheaper one with the same company or shop for a cheaper policy
elsewhere. RECOMMENDED
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What is an SR-22 for car insurance?
Despite what it sounds like, SR-22 insurance isn’t actually a kind of car insurance coverage—it’s just a certificate of financial responsibility your insurer files with your DMV to verify that you’re covered with the minimum insurance coverage required by
state law
. SR-22s are often required after major violations, like a
DUI conviction
, a reckless driving charge, a hit-and-run, or a serious collision where you were at fault. You could also be mandated to file an SR-22 if you caused an accident while uninsured
. Does Wawanesa have FR-44 insurance?
How much does an SR-22 from Wawanesa cost?
The price you’ll pay for a Wawanesa SR-22 insurance policy will vary depending on a host of factors, including the reason for the SR-22, the amount of coverage you choose, where you live, and other common factors, like gender and age, that determine your insurance rates.
In general, drivers with SR-22s pay an average of 18% more for coverage than drivers with
clean records
—and having major violations, like a DUI or reckless driving, on your record can increase your insurance rates
by 200%. That being said, Wawanesa tends to have cheaper SR-22 insurance than most major car insurance providers. Which insurance company has the cheapest SR-22 coverage?
Wawanesa is generally one of the most affordable options for California drivers with clean records, but it’s often the best choice for drivers with violations, too.
That being said, the pricey rates of SR-22 insurance across the board make it essential for you to compare quotes from multiple providers to find the most affordable policy. For California drivers with violations, companies like
National General
and Mercury
may offer good options, too. "Jerryquoted me a price that saved me almost $4000 a year in California! I definitely recommend Jerry.” —Patricia B.
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