Is Wawanesa Roadside Assistance Worth It?

Wawanesa offers roadside assistance, but how does it compare to what AAA offers? Here are the details!
Written by Cameron Thiessen
Reviewed by Brittni Brinn
background
You can add 24/7 roadside assistance to certain Wawanesa home and
car insurance
policies for as little as $10 per vehicle per year. You can find out more by logging into your account online or calling 1-800-640-2920 to speak with a Wawanesa agent.
  • Wawanesa offers basic roadside assistance coverage as an add-on to some insurance policies
  • Wawanesa’s roadside assistance plans are much cheaper than a AAA membership, but they offer fewer services and perks.
  • Roadside assistance is available to Wawanesa auto or home insurance policyholders.
MORE: Wawanesa insurance coverage

What does Wawanesa roadside assistance cover?

Roadside assistance can make all the difference in saving you time and money when your car breaks down. If you do a lot of highway driving or drive a car that is more prone to mechanical issues, roadside assistance is usually recommended. Many people will purchase roadside assistance from an auto club such as AAA, but you can also purchase it as an add-on to your insurance policy.
Wawanesa’s roadside assistance coverage includes common emergency services like:
  • Locksmith services: Locked out of your car? Wawanesa’s roadside assistance coverage includes locksmith services to help you regain access to your vehicle.
  • Emergency towing: If your car breaks down and is undrivable, Wawanesa’s roadside assistance can reimburse you for towing costs to a local mechanic.
  • Winching services: If your car is stuck in a ditch and you can’t drive out of it, Wawanesa can send a professional driver with a winch to pull your vehicle out.
  • Flat tire change: It’s always a good idea to change your tires before putting yourself at risk of a flat, but if you do end up with a
    flat tire
    , you can call for roadside assistance. Someone will show up and help you change your flat tire with your spare so that you can drive away—maybe to a tire shop!
  • Fuel delivery: Accidentally let yourself run out of gas? Not to worry! You can call for roadside assistance and have them deliver enough fuel to make it to the closest gas station.
  • Battery jump-start: If you accidentally drain your battery, you can call for roadside assistance to send someone to give you a
    jump-start
    .
According to their website, eligibility and cost for Wawanesa roadside assistance will vary by state. If you’re interested in this affordable alternative to AAA, you should speak with a Wawanesa agent. Auto or home insurance policyholders can be eligible for roadside assistance coverage and will pay around $10 for each individual vehicle.
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How to use Wawanesa’s roadside assistance program

If you need to request roadside assistance through your Wawanesa insurance, you can call 855-929-2869 or
request help online
. Both forms of contact are available 24/7.
If you have a preferred service provider, you can use an outside service, pay for it out of pocket initially, and submit the receipt to Wawanesa with proof of the expense. If the service this licensed service provider performed is covered under your coverage plan, Wawanesa will reimburse you for the expense, according to the limit set in your policy.
Keep in mind that roadside assistance services are not applicable to car accidents. “Recovery towing” after an accident is usually paid for by
collision coverage
or an at-fault driver’s
liability coverage
.

How much does Wawanesa’s roadside assistance cost?

Consumer Insurance Report says that roadside assistance costs $10 per vehicle per year, but Wawanesa’s website says that prices vary depending on what state you’re in.
One thing’s for sure, it’s definitely cheaper than AAA. A basic AAA membership has a starting price of $59.99 per year. Most
towing and labor coverage
costs between $15 and $150 per year, and the average price for insurance-provided roadside assistance is about $80 per year.
This means that Wawanesa’s roadside assistance coverage is much cheaper than the majority of the options available—but is it better than
an AAA membership
?

Wawanesa roadside assistance vs. AAA

Wawanesa’s roadside assistance coverage is similar to a “Basic” AAA membership, but there are a few differences to be aware of.
First of all, AAA offers upgraded “Plus and Premier” tiers of coverage—these extend towing distance limits, provide free one-day rental cars, and include complimentary passport photo services. They also provide things like trip interruption coverage, which may provide accommodations and meals if a breakdown occurs far from home. Plus, AAA members receive a list of various perks, such as travel discounts.
If you don’t do a lot of extended road trips, you will probably be fine with Wawanesa’s roadside assistance options. It’s much cheaper and gives you most of what you’d get with a Basic AAA club membership. Just remember that with Wawanesa, you need to pay per vehicle, while AAA is available to you as an individual whenever you are a driver or passenger in any vehicle.
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FAQs

No. A roadside assistance request is not the same thing as making a claim—it won’t cause your insurance rates to go up, and it won’t go on your record.
Yes. At the very least, you need to have either an auto or home insurance policy through Wawanesa—and there may be other requirements depending on where you live.
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