PriceProtect™
DriveShield™
GarageGuard™
Optional coverage | What it covers | Available in |
---|---|---|
Helps pay for medical bills and repairs if the other driver is at fault and they don’t have insurance. | California & Oregon | |
Helps cover medical bills or related expenses if you or your passengers are injured. This coverage also protects you and your family if you’re injured by a vehicle while walking or riding a bike. | California & Oregon | |
Helps ease the cost of expenses related to any injuries you, your passengers, or your resident relatives sustain in a car accident. This coverage isn’t required in California, but it’s mandatory for Oregon drivers. | California & Oregon | |
Offers towing, battery jumpstarts, fuel delivery, tire changes, or locksmith services if your vehicle leaves you in a bind on the road. | California & Oregon | |
Helps pay rental car fees while your car is being repaired for a collision or comprehensive claim. This coverage is automatically included on any Wawanesa policy with comprehensive or collision coverage in Oregon. | California & Oregon | |
Special vehicle equipment coverage | Pays the additional cost if your modified car equipment (e.g. electronic equipment, specialized wheels, engine accessories, or anti-theft equipment) is damaged in an accident covered by your comprehensive or collision coverage. | California & Oregon |
Vehicle manufacturer replacement parts | Pays to replace or repair parts or property with original equipment manufacturer parts, up to your policy limits and minus your deductible. | California & Oregon |
Not covered by Wawanesa full coverage | Here’s what you’ll need to add |
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Medical bills for your injuries incurred through auto accidents | PIP or MedPay |
Rehabilitation care, lost income, psychiatric care, and childcare costs resulting from a car accident | PIP |
Nursing services and funeral expenses after an accident | PIP or MedPay |
Copayments/coinsurance | MedPay |
Flat tires, jumpstarts, lockout services, and towing | Roadside assistance |
Medical bills or property damage coverage for you after a collision with an uninsured or underinsured driver | Uninsured motorist or underinsured motorist coverage |
Transportation costs while your vehicle is in the shop after a claim | Car rental expenses coverage |
Damage to your modified vehicle equipment | Special vehicle equipment coverage |
Key Takeaway: The pros of buying a full coverage policy from Wawanesa outweigh the cons. Wawanesa full coverage policies are cheaper on average, provide ample coverage for the average driver, and help drivers fulfill their leasing or lending requirements.