Services
Insurance
Loans
Repairs
Advice
About

Cheapest 2006 Toyota Corolla Car Insurance (Apr 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your 2006 Toyota Corolla
background
Find Insurance Savings
√
No long forms
√
No spam or unwanted calls
√
Quotes from top insurance companies
background
avatar
Bonnie Stinson
Expert Insurance Writer
icon
Reviewed by Josh Damico, Vice President Insurance Operations
icon
Edited by Maria Cruz, Expert Insurance Writer & Editor

How much does car insurance cost for a 2006 Toyota Corolla

The average cost of car insurance for a 2006 Toyota Corolla is $1,080 to meet state minimum requirements. Compared to other models in a similar price range, insurance costs for the 2006 Toyota Corolla are 23% less
The cost of car insurance
is based on car make, model, and trim, along with safety features and driver information. To find an accurate estimate of your insurance costs for a 2006 Toyota Corolla, use
Jerry
to get a detailed
car insurance price comparison

Compare the cheapest 2006 Toyota Corolla car insurance quotes

Thousands of smart Toyota Corolla drivers come to Jerry every month to find the best rates from top-rated providers. Jerry’s customers save an average of $1,470 per year on car insurance. Below are cheap quotes Jerry found for 2006 Toyota Corolla drivers.
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
April 28, 2024
Toyota Corolla Matrix
AAA
$100
• 25,000/50,000 Liability
April 23, 2024
Travelers
$68
• 100,000/300,000 Liability
April 19, 2024
Allstate
$118
• 50,000/100,000 Liability
• Comp / Collision
April 17, 2024
Safeco
$82
• State Minimum Liability
• Comp / Collision
April 14, 2024
Nationwide
$94
• State Minimum Liability
• Comp / Collision
coverageLast Updated Apr 28, 2024
However, insurance premiums can vary greatly based on trims and drivers. The best way to evaluate your own insurance costs is to
get a car insurance quote
from at least three insurance companies and compare rates.

The best car insurance companies for 2006 Toyota Corolla owners

There’s no best company for all 2006 Toyota Corolla drivers.
Insurance premiums are calculated
based on a wide range of factors, including driver age, driving record, and insurance history—and every company uses a slightly different algorithm to make those calculations. 
Jerry has conducted the largest insurance shopping survey in the nation to help people compare car insurance companies and find the best fit for them—not just in terms of price, but customer service and claims experience as well. 
The table below shows how 2006 Toyota Corolla drivers rated different insurance companies in these three categories, as well as overall.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
Highlighticon

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Lower my car insurance too!

Average 2006 Toyota Corolla insurance costs

After analyzing data from many 2006 Toyota Corolla drivers, we discovered that the typical monthly expense for minimum liability coverage is $90, which adds up to $1,080 annually. As for full coverage insurance, the average monthly cost for 2006 Toyota Corolla drivers is $128, or $1,536 per year.
Insurance CoverageAverage insurance cost (monthly)Average insurance cost (yearly)
State minimum coverage
$90
$1,080
Full coverage
$128
$1,536
State minimum coverage
refers to the minimum amount of car insurance required by state laws, which typically includes some amount of
liability insurance
. In some states,
uninsured/underinsured motorist coverage
and/or
personal injury protection
are also required by law. 
Full coverage car insurance
, on the other hand, includes
collision
and
comprehensive coverage
, which are not required by law. Unlike minimum coverage, full coverage provides robust protection for your vehicle against damage from accidents, auto theft, vandalism, severe weather, and more.

2006 Toyota Corolla insurance costs by trim level

The cost of car insurance for a 2006 Toyota Corolla is also influenced by trim level. Upper trims tend to come with more tech and luxury features, which raises the cost of both repairs and insurance coverage.
Car Model & TrimAverage full coverage insurance costAverage minimum coverage insurance cost
2006 CE
$135
$85
2006 Matrix XR
$106
$100

How expensive is 2006 Toyota Corolla insurance compared to other years?

Newer cars are usually more expensive to insure than older models. New technology and other components typically cost more to repair or replace, which drives up the cost of coverage. 
On the other hand, new models tend to have better safety features and higher safety ratings, which can lower insurance costs. Some insurers also offer discounts for cars less than three model years old. 
The table below compares the average insurance cost of a Toyota Corolla manufactured in 2006 with that of the four closest model years.
CarMinimum CoverageFull Coverage
1993 Toyota Corolla
$123
$218
1994 Toyota Corolla
$88
$200
1995 Toyota Corolla
$90
$183
1997 Toyota Corolla
$101
$129
1998 Toyota Corolla
$77
$106
2000 Toyota Corolla
$84
$143
2001 Toyota Corolla
$95
$155
2002 Toyota Corolla
$106
$177
2003 Toyota Corolla
$95
$152
2004 Toyota Corolla
$98
$136
2005 Toyota Corolla
$83
$141
2006 Toyota Corolla
$90
$128
2007 Toyota Corolla
$92
$150
2008 Toyota Corolla
$100
$157
2009 Toyota Corolla
$101
$155
2010 Toyota Corolla
$91
$158
2011 Toyota Corolla
$91
$162
2012 Toyota Corolla
$93
$184
2013 Toyota Corolla
$99
$168
2014 Toyota Corolla
$103
$177
2015 Toyota Corolla
$91
$178
2016 Toyota Corolla
$97
$170
2017 Toyota Corolla
$92
$184
2018 Toyota Corolla
$96
$181
2019 Toyota Corolla
$90
$194
2020 Toyota Corolla
$114
$194
2021 Toyota Corolla
$105
$203
2022 Toyota Corolla
$100
$204
2023 Toyota Corolla
$106
$234

Are 2006 Toyota Corollas expensive to insure? 

On average, car insurance for a 2006 Toyota Corolla costs $90. Compared with other models in a similar price range, it costs 23% less to insure a 2006 Toyota Corolla.
ModelAvg. Minimal Coverage Insurance CostAvg. Full Coverage Insurance Cost
2006 Mini Cooper
$84
$164
2006 Buick Lucerne
$89
$157
2006 Toyota Corolla
$90
$128
2006 Ford Taurus
$91
$144
2006 Jeep Liberty
$93
$140
Insurance companies look at more than your car’s make and model to determine the cost of coverage. They’ll take into account the age of the vehicle, its MSRP and actual cash value, the size of its engine, and the likelihood of claims after a crash.

2006 Toyota Corolla
NHTSA safety ratings

Rating TypeRating
Driver's
Passenger's
Overall Front
Overall Side
Overall Rollover Rating
Overall
Side - Pole
Side Barrier Rating Driver
Side Barrier Rating Passenger Rear Seat
Side - Barrier
Side - Pole Barrier combined (FRONT)
Side - Pole Barrier combined (REAR)

What other factors affect 2006 Toyota Corolla insurance rates?

Car insurance companies consider the following factors when generating quotes: 
  • The kind of car you have: Collision and comprehensive coverage cost more for luxury vehicles, sports cars, and any high-performance vehicle. 
  • Your age: Young drivers (below age 25) pay higher insurance rates based on their lack of driving experience compared to older drivers. Drivers above age 75 also see higher rates based on declining road safety. 
  • Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets in the past five years. 
  • Where you keep your car: Insurance rates vary from state to state and even between different ZIP codes based on theft rates, accident statistics, and weather patterns in your area.

2006 Toyota Corolla insurance costs for young drivers

Teen drivers
typically pay the most for car insurance on account of their inexperience on the road. These spiked rates can stay on the higher side until a driver is at least 25 years old.
card cover
Franklin (20 years old)
coverageCoverage
State Minimum
$80
per month
card cover
Jorge (23 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$118
per month
card cover
Dora (22 years old)
coverageCoverage
State Minimum
$114
per month
card cover
Clearcover
Eugenia (24 years old)
$130
per month

2006 Toyota Corolla insurance costs for senior drivers

On the whole, senior drivers pay some of the lowest car rates—they’re more established motorists and providers take note of that when determining insurance premium costs.
But that doesn’t necessarily extend to every senior. Insurance costs will actually rise for seniors over the age of 70 on account of increased driver error and the likelihood of more serious injuries in the event of a crash.
card cover
Shawn (66 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$121
per month
card cover
Gregory (76 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
locationScotts Valley, CA
$68
per month
card cover
William (71 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$121
per month
card cover
Jose (68 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$63
per month
card cover
Susie (69 years old)
$103
per month

2006 Toyota Corolla insurance cost for drivers with driving violations 

Drivers with recent violations on their record will typically see higher insurance costs. Common violations can range from speeding tickets and driving without insurance to at-fault accidents and DUIs.
Here’s how much real policyholders pay for insurance if they have violations on their record.
ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Illegal Turn
Progressive
$204
• State Minimum Liability
Defective Equipment
Nationwide
$114
• 25,000/50,000 Liability
Failure to Obey Signal
AAA
$91
• 30,000/60,000 Liability
Careless Driving
Safeco
$61
• 50,000/100,000 Liability
Driving on Sus. License
National General
$359
• 30,000/60,000 Liability
Failure to Stop
Mercury
$178
• State Minimum Liability
Improper Passing
Progressive
$216
• State Minimum Liability
• Comp / Collision
coverageLast Updated Apr 27, 2024

How can I lower the cost of insurance for my 2006 Toyota Corolla?

Smart shopping strategies
and
car insurance discounts
can help you lower the cost of coverage for a 2006 Toyota Corolla. Here’s how: 
  • Compare at least three quotes: Never buy car insurance without comparing quotes from at least three different insurance providers.
    Jerry
    makes the comparison process quick and easy!    
  • Use a broker: Unlike captive agents and even most independent agents,
    car insurance brokers
    earn commissions without adding to your insurance costs or pushing you towards a more expensive policy. 
  • Bundle multiple policies: If you also pay for home or renters insurance, you can bundle your policies with a single provider to save money.
    Home and auto bundles
    save drivers an average of 15% or more! 
  • Check for discounts: Most insurers offer discounts for everything from good grades to staying accident-free—or even for buying a new vehicle! 
  • Enroll in a usage-based insurance program: Almost every major insurer offers usage-based programs that allow drivers to track their driving habits in real-time in exchange for potential discounts—and you’ll often get a discount just for signing up!

FAQ

Is insurance high for a Toyota Corolla?

The Corolla has one of the highest insurance costs among all Toyota models, exceeded only by the Camry, Prius, and Avalon. However, the average monthly cost of insurance on a Corolla ($176 for full coverage) is cheaper than the national average figure ($189 per month for full coverage). 

What cars are the cheapest to insure?

The Subaru Outback and Honda CR-V are two of the cheapest models to insure. Their average annual costs for full coverage are $1,603 (Outback) and $1,635 (CR-V). If we generalize by make instead, Mazdas, Chryslers, and Subarus tend to be the cheapest to insure. Some Toyota models make the list for cheapest in their class, like the Corolla within the sedan class.

Is it worth it to buy a Toyota Corolla?

The Corolla gets top marks for reliability, with lower than average maintenance costs and good resale value (even better than the Camry). With good standard features including tech and safety, the Corolla is a good choice for drivers who need a sturdy sedan with impressive fuel economy that’s enjoyable to drive.

Are Toyotas expensive to insure?

In general, Toyotas are slightly cheaper than the national average when it comes to car insurance costs. Of course, some Toyota models carry much higher premiums, such as the Land Cruiser, whereas other models like the Corolla Cross fall well below the national figure.

Will a Toyota Corolla last 20 years?

Many Corolla drivers have kept their vehicles on the road for 20+ years, with proper maintenance. Some model years have more problems than others and you should expect to replace some parts around the 100,000-mile mark. However, Toyotas have a well-earned reputation for longevity and careful care may very well extend your Corolla’s lifespan to 20 years.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Bonnie Stinson
Bonnie Stinson is an insurance writer with 8+ years of experience as a content writer. They specialize in making complex topics like insurance and technology easy to understand. Bonnie has written over 1,300 articles to help people become confident car owners, from how to choose the right car and build a car insurance policy to dealing with stressful situations like car accidents and unexpected repairs.
Before joining Jerry’s editorial team, Bonnie worked as a digital media strategist and user experience researcher, producing content for Furnishr, STACKEDD Magazine, InfinityCore Health, and the global non-profit Giraffe Heroes.
avatar
Maria Cruz
badge icon
Expert Insurance Writer & Editor
Maria is an insurance writer with over 10 years of experience as a professional writer. Prior to joining Jerry’s editorial team in 2023, she worked at various online publications like Nimble Media, Factinate.com, and served as editor-in-chief at The Medium. She holds a double major in English and Professional Writing and Communications.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.