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Cheapest car insurance in Paterson, New Jersey (Oct 2024)
Cheapest car insurance in Paterson, New Jersey (Oct 2024)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Paterson, New Jersey.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations
What's on this page?
- How to find the cheapest car insurance in Paterson
- Best Car Insurance Companies in Paterson
- Best cheap car insurance quotes in Paterson
- Car insurance quotes in Paterson by rating factors
- How do different factors impact your car insurance costs in Paterson?
- Cheap car insurance quotes in Paterson after driving violations
- Cheap car insurance quotes in Paterson by age
- Cheap car insurance quotes in Paterson based on insurance history
- Cheap car insurance quotes in Paterson for popular cars
- How to lower car insurance costs in Paterson
- FAQs
- Methodology
- Meet our experts
Load full table of contents
How to find the cheapest car insurance in Paterson
On average,
auto insurance
in Paterson costs about $119 per month for minimum coverage liability insurance, and about $197 per month for full coverage insurance. Paterson drivers pay -- than the New Jersey
average. Jerry Insurance Agency
is here to help Paterson drivers with a valuable insurance comparison app, which efficiently reviews and analyzes multiple quotes
, allowing you to quickly select the customized policy that meets both your needs and your budget. | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|
| Progressive | $63 | Ina, 33 Zip: 07503 | Toyota Prius | • 50,000/100,000 Liability • Comp / Collision |
| Nationwide | $102 | Brandon, 38 Zip: 07514 | Ford Edge Titanium | • 25,000/50,000 Liability • Comp / Collision |
| Travelers | $113 | Vera, 53 Zip: 07522 | Hyundai Elantra GLS | • 100,000/300,000 Liability • Comp / Collision |
| Safeco | $84 | Edgar, 65 Zip: 07522 | Saturn VUE | • 15,000/30,000 Liability |
| Bristol West | $248 | Tommy, 27 Zip: 07501 | BMW X5 xDrive35i | • 25,000/50,000 Liability |
Last Updated Oct 13, 2024Best Car Insurance Companies in Paterson
For Paterson drivers, there’s no single “cheapest” auto insurance provider out there—instead, you have to carefully shop around for the best priced personalized motorist coverage.
But we can point you in the right direction! To determine who offers the cheapest car insurance rates in Paterson, Jerry conducted the most extensive insurance shopping survey in the industry.
Some research finds that
GEICO
offers the cheapest car insurance rates in Paterson, but many users report that these low introductory rates increase significantly after a claim is filed, making the premiums much less affordable. Your coverage rates are highly personalized based on your individual needs and circumstances and will vary greatly from your friends’ and neighbors’ rates in Paterson.
| Insurance company | Overall rating | Price | Claims experience | Customer service |
|---|---|---|---|---|
| Geico | 4.5 | 3.9 | 4.4 | 4.6 |
| Progressive | 4.5 | 3.9 | 4.1 | 4.5 |
| State Farm | 4.2 | 3.7 | N/A | 4.2 |
| Allstate | 4.2 | 3.3 | N/A | |
Liberty Mutual | 3.5 | 2.8 | N/A | 3.5 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Best cheap car insurance quotes in Paterson
New Jersey’s minimum car insurance requirements reflect how much insurance you need the carry to legally drive as well as the cheapest coverage option in Paterson. However, minimum liability coverage provides minimal financial protection.
You’ll need full coverage if you want to cover the cost of repairing or replacing your own vehicle–but that’s not as easy to get in the Garden State as it once was thanks to the current car insurance crisis. Take a listen to what Jerry’s experts have to say about the state of the insurance industry in New Jersey, and how it could affect your policy choices in Paterson.
Cheap minimum liability insurance quotes in Paterson
- $50,000 in bodily injury liability per accident
You’ll commonly see this referred to as the 25/50/25 rule.
Stephen (47 years old)
$150
per month
Mabel (65 years old)
$187
per month
Antonio (24 years old)
$191
per month
Do you need more than minimum coverage in Paterson?
Liability coverage is the part of car insurance that pays for the injuries or damage you cause in an at-fault accident. But there’s a good chance that the damage will exceed the 25/50/25 limits established by
New Jersey insurance laws
.For this reason, Paterson drivers should purchase a more robust liability insurance policy.
Cheap full coverage car insurance quotes in Paterson
In Paterson, drivers are not legally required to carry full coverage car insurance (although auto loan providers typically require it
before completing a vehicle sale
), but that doesn’t mean the coverage isn’t valuable. Full coverage includes
comprehensive
and collision coverage
to pay for damages to your vehicle in the event of an at-fault accident or non-collision-related event (like vandalism, natural disasters, and even theft). | Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• 50,000/100,000 Liability • Comp / Collision | Progressive | $63 | Ina, 33 Zip: 07503 | Toyota Prius |
• 100,000/300,000 Liability • Comp / Collision | Safeco | $112 | Leona, 53 Zip: 07522 | Hyundai Elantra GLS |
• 25,000/50,000 Liability • Comp / Collision | Nationwide | $102 | Brandon, 38 Zip: 07514 | Ford Edge Titanium |
• 15,000/30,000 Liability • Comp / Collision | Bristol West | $347 | Chris, 33 Zip: 07502 | Honda Pilot EXL |
Last Updated Oct 14, 2024The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
Jerry,
a top insurance agency
, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average cost of car insurance in Paterson, New Jersey
Paterson car owners can expect to spend an average of $197 per month and $2,365 per year on full-coverage car insurance, or $119 per month and $1,426 per year on liability-only coverage.
It’s important to keep in mind that these numbers are just estimated averages for the “average” Paterson driver. The actual rates you’ll pay depend on a wide variety of factors, including your vehicle type, driving record, claims history, exact location, credit score, and more. Your insurance costs could be significantly more or less than the averages articulated above.
Average cost of car insurance in Paterson by zip code
Within Paterson, every zip code has a unique risk profile. Some areas experience more traffic accidents or auto thefts, for instance. If you live in a riskier zip code, you’ll be flagged as a “high-risk” policy and you’ll pay more for coverage.
| Zip Code | Average State Minimum Coverage Rate | Average Full Coverage Rate |
|---|---|---|
7502 | $99 | $385 |
7514 | $173 | $301 |
7524 | $195 | $356 |
Car insurance quotes in Paterson by rating factors
- Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets.
- Your age: Drivers younger than 25 years old will pay higher insurance rates as insurance companies consider young drivers a higher risk due to limited driving experience.
- The type of car you drive: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
- Where you keep your car: Rates are likely higher if you regularly park your car in a neighborhood with a higher incidence of auto insurance claims.
How do different factors impact your car insurance costs in Paterson?
How do different factors impact your car insurance costs in Paterson?
Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, education, occupation, employment status, insurance history.
Prohibited (or effectively prohibited): New Jersey currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Paterson:
Cheap car insurance quotes in Paterson after driving violations
If insurance companies observe a track record of violations, they consider you to be a
high-risk driver
, resulting in higher insurance premiums being charged.Cheapest car insurance in Paterson after speeding ticket
In Paterson, speeding violations are typically categorized into different levels based on the extent to which the speed limit was exceeded. These levels often include 1-5 MPH over the limit, 6-10 MPH over the limit, 11-15 MPH over the limit, 16-20 MPH over the limit, and exceeding the speed limit by more than 21 MPH.
While receiving a
speeding ticket
in Paterson is likely to result in increased insurance premiums, Jerry is an excellent resource for helping you find ways to minimize your costs. | Speeding Type | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
Speeding 11-15 | Progressive | $159 | Landon, 35 Zip: 07501 | Ford Mustang | • 15,000/30,000 Liability |
Speeding 16-20 | Bristol West | $240 | Ralph, 35 Zip: 07503 | Toyota RAV4 XLE | • 25,000/50,000 Liability |
Last Updated Oct 12, 2024Cheapest car insurance in Paterson after DUI
In Paterson,
DUI violations
are taken very seriously and thus generally result in a significant increase in car insurance rates compared to other violations. Finding the cheapest insurance options after a DUI often requires comparing
car insurance quotes
from multiple insurers, and Jerry can simplify the process of finding the lowest rates.
Cheapest car insurance in Paterson after an at-fault accident
Your history of car accidents or claims heavily impacts your car insurance rates.
For every Paterson driver, insurance companies thoroughly examine previous at-fault accidents to determine the level of risk. If you have recently been involved in an at-fault accident, it is likely that your car insurance rates will see a significant increase.
| Accident type | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
At Fault With Injury | Plymouth Rock | $136 | Ralph, 32 Zip: 07502 | Toyota Corolla SE | • 15,000/30,000 Liability • Comp / Collision |
At Fault With No Injury | Progressive | $444 | Mario, 35 Zip: 07501 | Honda Civic LX | • 25,000/50,000 Liability |
Not At Fault | Travelers | $197 | Alma, 37 Zip: 07501 | Toyota RAV4 LE | • 100,000/300,000 Liability • Comp / Collision |
At Fault With No Injury | Safeco | $253 | Mitchell, 31 Zip: 07503 | Honda Civic EX | • 15,000/30,000 Liability • Comp / Collision |
Last Updated Oct 14, 2024Cheapest car insurance in Paterson after other driving violations
Apart from speeding tickets and DUIs, other violations—such as
reckless driving
and driving with a suspended license—can result in increased car insurance costs in Paterson.Jerry has helped drivers with various driving violations find affordable car insurance quotes from great providers.
| Violation | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
Illegal Turn | Plymouth Rock | $290 | Eric, 28 Zip: 07503 | Lexus ES 350 | • 100,000/300,000 Liability • Comp / Collision |
Defective Equipment | Progressive | $205 | Mildred, 30 Zip: 07503 | Honda Civic EX | • 15,000/30,000 Liability |
Failure to Obey Signal | Nationwide | $114 | Lulu, 44 Zip: 07503 | Toyota Corolla CE | • 25,000/50,000 Liability |
Cell Phone | Bristol West | $172 | Gertrude, 33 Zip: 07524 | Honda Accord EXL | • 15,000/30,000 Liability |
Careless Driving | Bristol West | $243 | Melvin, 27 Zip: 07503 | Mercedes-Benz A 220 4matic | • 25,000/50,000 Liability |
Driving on Sus. License | Bristol West | $243 | Max, 27 Zip: 07503 | Mercedes-Benz A 220 4matic | • 25,000/50,000 Liability |
Failure to Obey Signal | Progressive | $159 | Shane, 35 Zip: 07501 | Ford Mustang | • 15,000/30,000 Liability |
Seat Belt | Bristol West | $322 | Joseph, 32 Zip: 07514 | Mercedes-Benz C 300 4matic | • 25,000/50,000 Liability |
Improper Passing | Progressive | $305 | Lee, 26 Zip: 07514 | Toyota Camry TRD | • 25,000/50,000 Liability • Comp / Collision |
Last Updated Oct 12, 2024Cheap car insurance quotes in Paterson by age
Teen drivers in Paterson are generally the least experienced motorists on the road, which means they’re a higher risk to insurance companies. For this reason, young people tend to pay the highest rates in Paterson, with premiums decreasing after they reach the age of 25.
Conversely, rates will start to go up again around the age of 75.
Cheapest car insurance in Paterson for young drivers
16 to 19 year olds pay the highest
car insurance premiums
in Paterson when compared to other age groups.If you’re a teen driver in Paterson with a newer vehicle (or an older driver with a
provisional license
) it’s important to invest in full coverage insurance—especially due to the higher likelihood of young drivers to be involved in a collision. Full coverage insurance may cost more, but it provides essential financial protection after an accident. And Jerry can help you find savings on a great policy!
Louise (24 years old)
Coverage25,000 per person
50,000 per accident bodily injury
Paterson, NJ (Zip Code: 07503)
$243
per month
Wesley (24 years old)
Coverage25,000 per person
50,000 per accident bodily injury
Paterson, NJ (Zip Code: 07501)
$372
per month
Antonio (24 years old)
$191
per month
Cheapest car insurance in Paterson for senior drivers
Typically, senior drivers tend to pay some of the cheapest rates—until they reach their mid-70s. While more experienced on the road, motorists over the age of 70 are seen as higher liabilities on the road due to their increased risk of accidents and greater likelihood of serious injury in a crash.
But that doesn’t mean affordable coverage is off the table if you’re an older driver. In fact, here are some of the cheapest providers in Paterson for those aged 65 or older.
Jeanette (65 years old)
$153
per month
Steve (65 years old)
Coverage25,000 per person
50,000 per accident bodily injury
Paterson, NJ (Zip Code: 07514)
$188
per month
Cheap car insurance quotes in Paterson based on insurance history
Your insurance history plays a crucial role in determining your car insurance rates—specifically, whether you currently have coverage or not.
Paterson drivers with a
policy lapse
usually have higher insurance rates. To assist customers in making timely insurance payments and avoiding coverage lapses, Jerry sends payment reminders to eligible Paterson customers. These reminders are sent when a payment is approaching or overdue.We have successfully helped countless drivers in Paterson who are currently uninsured or have experienced coverage lapses in finding affordable coverage.
Wayne (24 years old)
Currently Insured
Coverage25,000 per person
50,000 per accident bodily injury
Paterson, NJ (Zip Code: 07501)
$465
per month
Glen (41 years old)
Currently Insured
Coverage15,000 per person
30,000 per accident bodily injury
Comp / Collision
Paterson, NJ (Zip Code: 07505)
$208
per month
Delia (45 years old)
Currently Insured
Coverage25,000 per person
50,000 per accident bodily injury
Paterson, NJ (Zip Code: 07503)
$187
per month
Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
I'm 19 years of age, with previous driving experience. This company has provided a cheap reliable insurance as well this app.
Caden
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Alex
I am very excited to have progressive as my first auto insurance, very low rate and great coverage
Mohammed
Since having Mercury bundle insurance package it's been very easy to navigate the online system and complete task. I rate them a 10
Vieshia
Cheap car insurance quotes in for drivers with poor credit
drivers with poor credit scores often face higher insurance costs compared to those with healthier credit ratings. Even though
credit scores
don’t directly affect how well you drive, insurance companies have observed a relationship between low credit and an increased frequency to file claims.Generally, drivers with great credit scores (over 750) will pay approximately 20% less on car insurance compared to individuals with poorer scores (below 550).
| Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
> 750 | Progressive | $183 | Christine, 25 Zip: 07522 | Tesla Model 3 | • 25,000/50,000 Liability |
660 - 750 | Safeco | $84 | Jacob, 64 Zip: 07522 | Saturn VUE | • 15,000/30,000 Liability |
660 - 750 | Mercury | $207 | Peter, 24 Zip: 07513 | Ford Focus SE | • 15,000/30,000 Liability |
550 - 659 | Travelers | $218 | Katherine, 52 Zip: 07524 | Porsche Cayenne Turbo | • 50,000/100,000 Liability • Comp / Collision |
< 550 | Bristol West | $187 | Delia, 45 Zip: 07503 | RAM 1500 SLT | • 25,000/50,000 Liability |
Last Updated Oct 11, 2024Cheap car insurance quotes in Paterson for popular cars
If you’re a Paterson driver shopping for a vehicle that will keep your car insurance rates as low as possible, don’t opt for a luxury SUV or sports car. Instead, look at popular makes and models like:
| Popular Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Honda Civic LX | Progressive | $444 | Jeanette, 35 Zip: 07501 | • 25,000/50,000 Liability |
| Toyota Corolla CE | Nationwide | $114 | Abbie, 44 Zip: 07503 | • 25,000/50,000 Liability |
Last Updated Oct 15, 2024How to lower car insurance costs in Paterson
1. Shop around and compare quotes
Finding car insurance is a pain—and you’re probably overpaying. But getting quotes from multiple companies is the only way to guarantee that you’re actually getting the best rate.
Paterson drivers can compare quotes quickly with the
Jerry
app. If you have a smartphone and 60 seconds, you can find the best rates in Paterson for your unique driver profile. The service is 100% free and you could save a ton of money by shopping around. 2. Hunt for car insurance discounts
Every insurance company offers
a set of discounts
, but the options vary. Some discounts common to most companies include: - Good driver discounts. If you have a squeaky clean driving record, you could unlock a good driver discount. This means no at-fault accidents and minimal points on your record. At some companies, it’s called a safe driver discount.
- Telematics discounts. With discounts just for signing up, telematics programs are an easy way to save money. They track your driving behavior and reward you for safe behavior!
3. Increase your deductible for comprehensive and collision coverage
If you’ve got full coverage car insurance in Paterson , increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.
Why is car insurance in Paterson so expensive?
- Personal injury protection (PIP) coverage requirement: New Jersey is a no-fault insurance state, which means that drivers in Paterson are required to have PIP coverage. PIP coverage provides medical benefits for injuries sustained in auto accidents, and the cost of this coverage can contribute to higher insurance premiums.
- Auto theft rates: Some areas have higher rates of auto theft, which increases the risk of vehicle loss or damage. Insurers may charge higher premiums to compensate for the elevated risk.
- Lawsuits and litigation: New Jersey has a higher prevalence of lawsuits and litigation related to auto accidents compared to other states. This can increase insurance costs for Paterson drivers as insurers need to allocate funds for potential legal expenses and settlements.
FAQs
What is the cheapest car insurance in Paterson?
Based on thousands of Paterson drivers Jerry has worked with, car insurance in Paterson costs an average of $119 per month for state-minimum coverage and $197 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!
What is the best car insurance in Paterson?
Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.
Bristol West
, SafeC0
, and Travelers
receive good ratings from Paterson drivers, based on the largest car insurance survey in the nation conducted by Jerry.Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.
What is the minimum car insurance in Paterson, New Jersey?
- $50,000 in bodily injury liability per accident
You’ll commonly see this referred to as the 25/50/25 rule.
How much is car insurance in Paterson?
People living in Paterson pay on average $119 per month – or $1,426 per year – on state-minimum liability coverage. Full coverage in Paterson costs on average $197 per month of $2,365 per year.
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.