For a driver with a clean driving record
and good credit score—especially those who drive newer vehicles—a full coverage car insurance policy from The General is likely going to be worth it for the added protection it provides for your own vehicle. Still, it’s always a good idea to shop around to make sure you’re getting a good deal.
Is a full coverage policy from The General worth it?
Yes, a full coverage policy from The General is a worthy consideration. Although full coverage options generally come with higher car insurance rates, for most drivers, the financial security a full coverage car insurance policy offers is worth the additional cost.
The General offers some of the lowest average rates on car insurance and specializes in insuring high-risk drivers
, but other insurance providers offer a wider selection of coverage types. While The General is a good choice for full coverage car insurance every driver has different auto insurance coverage needs. That’s why it’s a good idea to gather and compare multiple quotes from different providers to increase your odds of getting the best coverage for you at the best price.
FAQs
Why is The General insurance so cheap?
The General auto insurance company offers cheap rates because they have lower than average operating costs due to limited online customer support. In addition, The General supplies a wide variety of car insurance discounts, helping drivers lower their premiums even further.
What is the difference between full coverage and general coverage?
A liability-only policy will only cover medical expenses and damages for the third party when you’re at fault for an accident. Full coverage options, on the other hand, provide additional protection for your vehicle—and with add-on coverage, can cover any medical bills or replacement costs for you.
What insurance does The General offer?
The General offers full coverage and liability-only car insurance policies, as well as homeowners insurance, renters insurance, commercial insurance, and pet insurance.
Do you really need full coverage?
Not everyone will benefit from a full coverage policy—but most drivers will. Despite the higher insurance costs, a full coverage policy will provide added financial security, and with increased liability limits, can make sure you’re fully protected against potential future claims.
Should you increase your deductible with a full coverage policy?
Increasing your deductible can help lower your premium costs as your insurance provider will be required to pay out less in the event of an accident. But only increase your deductible to a limit you can reasonably afford to pay.
How can I swap from a liability-only policy to a full coverage policy with The General?
If you’re a current policyholder with The General, you can make changes to your account online through MyPolicy
, in the mobile app, or over the phone with an insurance agent. Is there a way to lower my full coverage policy costs with The General?
Yes. To help lower your car insurance costs, make sure to look for car insurance discounts, reshop for insurance frequently, and consider bundling your car and homeowners insurance if both are with The General.