How to Find Temporary Car Insurance in Wyoming

Reputable temporary car insurance providers are practically non-existent in Wyoming. You should buy a six-month policy and cancel when you no longer need it.
Written by Nathan Porceng
Reviewed by Kathleen Flear
Anyone offering a Wyoming car insurance policy of less than six months is likely a scammer. The safest option for short-term shoppers is to purchase a six-month car insurance policy and then cancel it later.
From sweeping vistas to spectacular wildlife, much can be found in Wyoming. Sadly, you likely won’t find a reputable car insurance provider selling a policy of less than six months. If you need short-term coverage, your best move is likely to purchase a longer-term policy and cancel once you no longer need it.
Jerry
, the
car insurance
shopping app, has created a guide for purchasing short-term
cheap car insurance in Wyoming
—and how you can save money in the process!

What is temporary car insurance?

Defining temporary car insurance is hard because it doesn’t really exist. Reputable car insurance providers typically only sell policies six months or longer in length. Though you may come across advertisements for policies with terms under six months, they are likely scams targeting your money and personal information—so watch out!
If you need car insurance for less than six months, your best bet is still to buy a six-month policy from a reputable dealer. You can then cancel your policy when you no longer need it. 
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Compare insurance quotes from 50+ carriers with Jerry in under 45 seconds
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Best companies for temporary car insurance in Wyoming

Though you likely won’t find a Wyoming car insurance provider that will sell you a truly temporary policy, plenty offer short-term policies that you can later cancel. Some don’t charge cancellation fees and others will refund you for unused portions of your policies.
Let’s check out some of Wyoming’s leading insurance providers:
  • GEICO
    : While you will need to speak directly with a GEICO representative, GEICO does not charge cancellation fees and will usually refund you for unused portions of your policy.
  • State Farm
    : Cancelling your State Farm policy is easy, and they typically won’t charge you any cancellation fees.
  • Nationwide
    : Nationwide does not charge cancellation fees, but you will need to speak with a company representative to cancel your policy.
  • Allstate
    : With Allstate, you will never be charged a cancellation fee and you can cancel your policy any time.
If you do cancel your car insurance policy, you must make sure to purchase another before hitting the road again. It is illegal to drive without insurance in Wyoming. Penalties may include fines of up to $1,500, imprisonment for up to six months, and/or the indefinite suspension of your driver’s license
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Alternatives to temporary car insurance

While purchasing and then canceling a six-month policy may be the best option for most Wyoming drivers, there are other options for drivers in unique situations.
Rental car insurance
and
non-owner car insurance
both allow you to hit Wyoming’s roads in full compliance with state requirements.

Rental car insurance

If you want to avoid Wyoming’s hefty penalties for driving without insurance but don’t want to purchase a short-term policy, renting a car may be the right choice for you. Rental car agencies will typically allow you to sign a collision damage waiver (CDW), which will afford you a high level of protection while you drive through Wyoming’s breathtaking mountains and gorgeous river valleys.
On the downside, CDWs are usually extremely expensive. Check with your rental company about affordable short-term coverage, including rental car liability insurance and personal car accident insurance. Your credit card company may also offer free rental collision coverage if you charge the car to their card.

Non-owner car insurance

If you don’t own a car but you drive frequently using car-sharing services, rental cars, or cars belonging to friends or family, a non-owner insurance policy might be a good option. These policies typically cost around $200-$500 and only require you to have a valid driver’s license. Insurers may also verify that you do not have a vehicle attached to your household. 
Your non-owner insurance policy will follow you from car to car, ensuring you always meet
Wyoming’s car insurance law
. If you like, you can tack on additional coverage to your policy for more robust protection.

How to find affordable car insurance in Wyoming

No matter what kind of driver you are, or what sort of policy you’re looking for,
Jerry
makes comparing quotes and saving on your car insurance easier than ever before!
All you need to do is download the app, answer some simple questions, and in less than 45 seconds Jerry will compare quotes from over 50 of the country’s leading insurance providers. 
Then, browse the best deals on the coverage you need and pick a policy. As a
licensed broker
, Jerry will handle everything to finalize it. The average Jerry user saves $887 a year on their car insurance!
Jerry
makes choosing new insurance as easy as grocery shopping. Even though I had a car accident within the past 2 years, Jerry found me a great deal with Nationwide–I went from paying $340 to $90 a month!”—Pan N.
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FAQs

Though you may stumble across an advertisement for a one-month car insurance policy, it is likely a scam. Most reputable car insurance providers only offer policies six months or longer in duration.
Wyoming takes driving without car insuranceextremely seriously. Offenders may be fined up to $1,500, imprisoned for up to six months, and/or have their driver’s license suspended indefinitely.
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