An SR-22 is a certificate that your insurance company files with the DMV, guaranteeing you have at least the minimum car insurance coverage required by state law.
It costs about $25 for an SR-22 certificate in Missouri, but you’ll also notice a significant increase in your
with at least 3 different insurance companies to find the best rate—note that not all companies will insure high-risk drivers. Try an insurance comparison app like
Purchase coverage: You’ll need to purchase at least the minimum insurance coverage required by the state.
File SR-22: Your insurance company will need to file the SR-22 form showing proof of insurance with the DMV on your behalf.
Drivers in Missouri are required to keep their SR-22 on file for one to three years. The length of time a driver is required to maintain the SR-22 is based on the violations or reason for the driver’s license suspension.
Did you know? If you need SR-22 insurance because you drive occasionally but you don’t own a vehicle, you can purchase
The filing fee for an SR-22 certificate in Missouri is approximately $25, but it's usually paired with an expensive hike in your insurance premium. You may also have to pay a
Since not all car insurance companies will insure drivers who need an SR-22 certificate, you may need to spend more time shopping around to find affordable rates from those that do.
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