Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Rock Hill, South Carolina.

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Quotes from top insurance companies

Updated on Nov 24, 2024

Kianna Walpole

Expert Insurance Writer & Editor

Reviewed by Josh Damico, Vice President Insurance Operations

Edited by Amy Bobinger, Licensed Insurance Agent — Expert Insurance Editor

Learn more about our insurance review board

What's on this page?

Best car insurance companies in Rock Hill
How to find the cheapest car insurance quotes in Rock Hill
Best cheap car insurance quotes in Rock Hill
Average cost of car insurance in Rock Hill
Car insurance quotes in Rock Hill by rating factors
How do different factors impact your car insurance costs in Rock Hill?
Cheap car insurance quotes in Rock Hill after driving violations
Cheap car insurance quotes in Rock Hill by age
Cheap car insurance quotes in Rock Hill based on insurance history
Cheap car insurance quotes in Rock Hill for popular cars
How to lower car insurance costs in Rock Hill
FAQ
Methodology
Meet our experts

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Best car insurance companies in Rock Hill

Your car insurance costs are unique because they’re based on factors that are specific to you. Depending on your driver profile, you may end up paying less or more than the average rate.

That’s why it’s so important to compare quotes from some of the top providers in Rock Hill—but where do you start?

Jerry experts recently conducted one of the largest consumer surveys in the nation and found that large insurers, such as Progressive in Rock Hill, SC and State Farm in Rock Hill, SC received lower ratings, while smaller carriers achieved higher scores.

Here’s exactly how real policyholders rated different insurance providers, and their average costs.

Insurance company	Overall rating	Average annual full coverage cost	Average annual minimum coverage cost
Safeco	4.5	$1,543	$632
State Farm	3.9	$1,535	$718
State Auto	4.4	$1,660	$519
National General	3.5	$2,102	$1,138
Allstate	4.1	$2,334	$1,091

Safeco

Overall Jerry rating in Rock Hill: 4.5

AM Best financial strength: A (Excellent)

NAIC complaint index (June 2023): Higher than average

Rock Hill drivers with violations may find the best deals with Safeco. This offers features such as Accident Forgiveness, Claims-Free Cash Back, and Diminishing Deductibles for those who maintain a clean record—and they can even help you build safe driving habits with the RightTrack telematics program.

Real 5-star customer review: “Great company, and low prices.” (Lishanya D., SC)

State Farm

Overall Jerry rating in Rock Hill: 3.9

AM Best financial strength: A++ (Superior)

NAIC complaint index (September 2023): Slightly more than expected

State Farm is one of the top insurance choices for most drivers. With a wide network of local insurance agents, digital policy management, and several discounts for an array of driver profiles, car insurance is made easy—and affordable—with State Farm in Rock Hill, SC.

Real 5-star customer review: “Very great company to be insured by was very affordable.” (Brooke P., SC)

State Auto

Overall Jerry rating in Rock Hill: 4.4

NAIC complaint index (September 2023): Lower than average

As a part of Liberty Mutual, State Auto may be the best solution for families or homeowners. With customized coverage at a lower than average price, Safeco helps drivers with multiple policies combine their insurance to save on premium costs.

Real 5-star customer review: “I finally feel like I’m paying the correct amount! I’ve been over paying with other companies for years and I’m 34 soon! Also loving the customer service, quick and friendly service! Thanks State Auto!” (Tia T., SC)

National General

Overall Jerry rating in Rock Hill: 4.3

AM Best financial strength: A+ (Superior)

NAIC complaint index (January 2023): Higher than average

Young drivers looking to lower their car insurance premiums may find the best coverage with National General. With offers including DynamicDrive, lifetime repair guarantees, and a self-service website, younger motorists can save on car insurance while ensuring they’re properly covered at all times.

Real 5-star customer review: “I love the rate they gave me and the driving app.” (Leila K., SC)

Allstate

Overall Jerry rating in Rock Hill: 4.1

AM Best financial strength: A+ (Superior)

NAIC complaint index (June 2023): Much more than expected

Allstate is one of the more popular options for car insurance. With a slew of discounts and a wide range of coverage options and coverage limits, Allstate customers benefit from robust service and high financial stability rankings.

Real 5-star customer review: “We’ve loved working with Allstate. Great customer service and prices.” (Logan R., SC)

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How to find the cheapest car insurance quotes in Rock Hill

In Rock Hill, the average

auto insurance

policy costs about $115 per month for minimum coverage liability insurance, and about $206 per month for full coverage insurance. Rock Hill drivers pay -- than the

South Carolina

average.

To find the best

car insurance

rate in Rock Hill, South Carolina, the best thing to do is to

shop around

and compare quotes from multiple insurers to find the cheapest rate for the coverage you need.

Jerry

Insurance Agency takes pride in providing thousands of South Carolina drivers with a fast and seamless insurance shopping experience—including cross-company quote comparisons.

Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Progressive	$110	Myrtie, 35 Zip: 29730	Chrysler Town & Country	• State Minimum Liability • Comp / Collision
Nationwide	$289	Isaac, 36 Zip: 29732	Jeep Compass Latitude	• 50,000/100,000 Liability • Comp / Collision
Allstate	$148	Phoebe, 54 Zip: 29732	Honda Pilot LX	• 50,000/100,000 Liability • Comp / Collision
State Auto	$185	Sallie, 54 Zip: 29730	Ford Fusion SE	• 50,000/100,000 Liability • Comp / Collision

Last Updated Nov 18, 2024

Compare car insurance quotes now

Best cheap car insurance quotes in Rock Hill

If you’re planning to drive in Rock Hill, South Carolina, you’ll need car insurance that meets the state-mandated limits. Opting for minimum coverage not only helps you comply with the law, but it also offers the cheapest monthly payments.

Although drivers are only required to carry minimum liability coverage, it’s often insufficient. Purchasing a full coverage policy provides greater financial protection by helping to cover costs associated with an accident, whether at fault or not.

Cheap minimum liability insurance quotes in Rock Hill

To legally drive in South Carolina, you must have a car insurance policy that complies with the state’s minimum liability and

uninsured motorist coverage

South Carolina insurance follows a 25/50/25 rule for minimum liability coverage. Drivers in South Carolina must have a minimum of:

$25,000 of

bodily injury liability

per person

$50,000 of bodily injury liability per accident

$25,000 of

property damage liability

per accident

Uninsured motorist coverage at equal rates

Meeting the minimum liability insurance coverage in South Carolina can help keep your monthly payments low—but if you’re at fault in an accident that causes injury or property damage while driving, it might not be enough.

Jerry has helped lots of South Carolina drivers fulfill the state’s minimum car insurance requirements.

Progressive

Myrtie (35 years old)

Coverage

State Minimum

Rock Hill, SC
(Zip Code: 29730)

Chrysler Town & Country

$110

per month

Safeco

Chad (28 years old)

Coverage

State Minimum

Rock Hill, SC
(Zip Code: 29732)

Lincoln Town CAR Signature

$122

per month

Nationwide

Jay (43 years old)

Coverage

State Minimum

Rock Hill, SC
(Zip Code: 29732)

Ford Escape Titanium

$137

per month

Allstate

Antonio (30 years old)

Coverage

State Minimum

Rock Hill, SC
(Zip Code: 29732)

Honda Accord LX

$69

per month

Dairyland

Howard (44 years old)

Coverage

State Minimum

Rock Hill, SC
(Zip Code: 29732)

Volvo XC90 3.2

$197

per month

Do you need more than minimum coverage in Rock Hill?

South Carolina’s 25/50/25 minimum car insurance requirements are reasonable. Whether you opt for higher liability limits or purchase full coverage insurance, most drivers require extra protection.

South Carolina is an at-fault state, so in the event of an accident, you could be responsible for vehicle repairs and medical expenses well beyond your minimum coverage. Serious injuries to another person or extreme vehicle damage can incur costs of $50,000 or more—and you’ll be on the hook for paying anything over your policy limits.

On top of that, liability coverage only covers others’ injuries and damages—not your own. Without additional coverage, you’ll have to pay for your own medical expenses and vehicle damage.

The bottom line: Upgrading your policy limits is the way to go. Look into full coverage or opt for 50/100/50 or 100/300/100 liability coverage.

Cheap full coverage car insurance quotes in Rock Hill

When it comes to repairing or replacing your vehicle after an accident, full coverage car insurance is the only way to ensure financial protection.

Comprehensive

and

collision coverage

make up a full coverage car insurance policy.

Collision coverage takes care of the repair or replacement expenses if your vehicle is damaged from an accident with another vehicle or stationary object

Comprehensive coverage helps cover the cost of repair or replacement if your vehicle is stolen or damaged due to non-collision incidents.

If you lease or finance your vehicle, your lender will likely require you to have collision and/or comprehensive.

South Carolina driving laws also required uninsured motorist coverage equal to the minimum amount of liability coverage (25/50/25).

Drivers in Rock Hill have found affordable full-coverage insurance policies with Jerry.

Insurance coverage	Insurance company	Premium (monthly)	Customer	Car
• State Minimum Liability • Comp / Collision	Progressive	$110	Myrtie, 35 Zip: 29730	Chrysler Town & Country
• 50,000/100,000 Liability • Comp / Collision	Nationwide	$289	Isaac, 36 Zip: 29732	Jeep Compass Latitude
• 50,000/100,000 Liability • Comp / Collision	Allstate	$148	Phoebe, 54 Zip: 29732	Honda Pilot LX
• State Minimum Liability • Comp / Collision	Plymouth Rock	$264	Gordon, 37 Zip: 29732	Chrysler Town & Country Touring

Last Updated Nov 18, 2024

Finding affordable car insurance doesn’t have to be like finding a needle in a haystack. With a comparison app and licensed

insurance broker

like Jerry, you can find the coverage you need at the most affordable rates in minutes. And with over 100+ licensed insurance agents and 24/7 end-to-end customer service, no questions will go unanswered.

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

| Verified Jerry Customer

Lower my car insurance too!

Average cost of car insurance in Rock Hill

After analyzing scores of insurance providers in Rock Hill, we have discovered that the average price for minimum liability coverage amounts to be $115 per month or $1,384 per year. Additionally, residents of Rock Hill can expect to pay an average of $206 per month or $2,469 per year for full coverage insurance.

While it's useful to understand average insurance rates to estimate your personal insurance costs, it's important to note that individual insurance premiums are influenced by numerous factors. These factors may include vehicle type, driving history, claims record, and other key demographics.

Average cost of car insurance in Rock Hill by zip code

Car insurance companies in Columbia, SC set rates for individual areas within the city based on the rate of vehicle thefts, car accidents, and other insurance claims. If you live in a neighborhood where these things happen more frequently, you may pay more for your car insurance.

Zip Code	Average State Minimum Coverage Rate	Average Full Coverage Rate
29730	$127	$171
29732	$92	$159

Compare car insurance costs in other states

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Car insurance quotes in Rock Hill by rating factors

Insurance companies in Rock Hill use many rating factors when

deciding your auto insurance premium

Your driving record and claims history: Drivers with a track record of accidents or violations generally face higher premiums than those with a clean record.

Your demographics: Your age, gender, and marital status can all influence the cost of your insurance rates.

Your location: City dwellers often encounter higher premiums compared to rural residents due to factors like increased crime rates and higher population density.

Your mileage: High annual mileage can result in higher insurance costs.

The make/model of your car: Luxury, sport, and high-performance vehicles typically cost more to insure since replacement parts are more expensive.

Your credit score: Good credit scores are generally associated with lower insurance rates, even for identical coverage.

How do different factors impact your car insurance costs in Rock Hill?

Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history

Prohibited (or effectively prohibited): South Carolina currently does not disallow any common insurance rating factors when calculating insurance premiums.

Learn more about the car insurance rating factors in Rock Hill:

Cheap car insurance quotes in Rock Hill after driving violations

Your

South Carolina driving record

plays a huge part in your insurance rate. Insurance providers use your history of violations and accidents to depict your level of riskiness. High-risk drivers with more serious infractions typically face the highest rates.

Some common violations that could increase your insurance rates include:

Speeding

DUIs

At fault accident

Reckless driving

Driving on a suspended license

Driving without insurance

Cheapest car insurance in Rock Hill after speeding ticket

Your rates may not always go up for a minor

speeding ticket

, but if you were going well above the speed limit or you receive multiple speeding tickets in a short time, you can expect to see a premium hike.

Fortunately, Jerry has helped drivers find cheap auto insurance in Columbia, SC even after they’ve gotten a speeding ticket.

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Speeding 1-5	Progressive	$158	Jeff, 30 Zip: 29732	Chevrolet Impala LTZ	• State Minimum Liability
Speeding 16-20	Safeco	$89	Mason, 53 Zip: 29730	Pontiac G6 SE1	• State Minimum Liability

Last Updated Nov 20, 2024

Cheapest car insurance in Rock Hill after DUI

DUIs are a serious infraction—not only will you face steep legal penalties, but you’ll also see a significant increase in your car insurance premiums.

Fortunately, if you have received a

DUI in South Carolina

, you may still be able to find affordable car insurance by shopping for rates with companies that specialize in providing coverage to high-risk drivers.

Use Jerry to compare auto insurance quotes in Columbia, SC to find affordable coverage after a DUI.

Progressive

Fred (38 years old)

Coverage

State Minimum

Rock Hill, SC
(Zip Code: 29730)

Chevrolet Cruze LT

$126

per month

Travelers

Amanda (34 years old)

Coverage

State Minimum

Rock Hill, SC
(Zip Code: 29730)

Honda Civic LX

$107

per month

Cheapest car insurance in Rock Hill after an at-fault accident

Your

car accident

or claims history can impact your car insurance rates and it typically takes a while for your premiums to return to normal after a violation.

Insurance providers assess your history of accidents with a special focus on your at-fault collisions to determine your level of risk. High-risk drivers with more than one at-fault accident will generally see the sharpest rate increase—though having

accident forgiveness

on your policy can help prevent a surcharge after your first at-fault collision.

Jerry has helped Rock Hill drivers with an accident on their record find affordable insurance.

Accident type	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
At Fault With Injury	Progressive	$196	Nellie, 22 Zip: 29730	Ford F150	• State Minimum Liability
At Fault With No Injury	Nationwide	$208	Addie, 28 Zip: 29730	Hyundai Accent SE	• 100,000/300,000 Liability • Comp / Collision
Not At Fault	Travelers	$276	Mike, 40 Zip: 29732	Cadillac SRX Luxury Collection	• State Minimum Liability • Comp / Collision
At Fault With No Injury	Safeco	$250	Allie, 22 Zip: 29730	Hyundai Accent SE	• State Minimum Liability • Comp / Collision

Last Updated Nov 24, 2024

Cheapest car insurance in Rock Hill after other driving violations

Reckless driving, driving on a suspended license, and

driving without insurance

can all lead to higher insurance rates in Rock Hill, South Carolina.

Jerry is there to help drivers find good insurance rates—even with a not-so-good driving record.

Violation	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Failure to Obey Signal	Progressive	$145	Martha, 51 Zip: 29732	KIA RIO LX	• State Minimum Liability • Comp / Collision
Careless Driving	Progressive	$124	Vernon, 22 Zip: 29730	Hyundai Elantra GLS	• State Minimum Liability
Failure to Obey Signal	Safeco	$150	Bradley, 51 Zip: 29732	KIA RIO LX	• 50,000/100,000 Liability • Comp / Collision
Improper Passing	National General	$142	Jerome, 27 Zip: 29730	Nissan Leaf S	• State Minimum Liability

Last Updated Nov 21, 2024

Cheap car insurance quotes in Rock Hill by age

Your driving experience impacts the level of risk you pose to your insurance provider. Young or

new drivers

with limited driving experience typically pay more for insurance until 25. Car insurance rates remain steady for experienced drivers over 25 with clean records, but premiums can begin to rise again for seniors in their mid-70s.

Cheapest car insurance in Rock Hill for young drivers

Young drivers between 16 and 19 pay the highest insurance rates out of all age groups in Rock Hill, but rates can still be high up until age 25. Teen drivers are considered especially risky and typically pay the highest for minimum liability coverage.

Since they are more likely to get into accidents, teen drivers should opt for full coverage insurance—especially if they drive a newer vehicle.

Progressive

Barry (23 years old)

Coverage

State Minimum

Rock Hill, SC
(Zip Code: 29732)

Honda Accord LX

$200

per month

Safeco

Gertrude (23 years old)

Coverage

State Minimum

Rock Hill, SC
(Zip Code: 29730)

Hyundai Accent SE

$250

per month

National General

Rena (23 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Rock Hill, SC
(Zip Code: 29730)

KIA Forte FE

$550

per month

Assurance America

Olivia (24 years old)

Coverage

State Minimum

Rock Hill, SC
(Zip Code: 29730)

Honda Pilot Trailsport

$369

per month

Cheapest car insurance in Rock Hill for senior drivers

Senior drivers

are at a higher risk of accidents due to slower reflexes that increase the risk of a collision and a higher susceptibility to injury and mortality resulting from an accident. Due to the added risk of financial liability, senior drivers face higher rates into their 70s.

Fortunately, Jerry can still help you find affordable auto insurance well into your 70s and beyond.

Progressive

Iva (65 years old)

Coverage

State Minimum

Rock Hill, SC
(Zip Code: 29732)

Hyundai Accent Blue

$62

per month

Travelers

Donald (73 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Rock Hill, SC
(Zip Code: 29732)

Ford Escape SE

$94

per month

National General

Stella (66 years old)

Coverage

State Minimum

Rock Hill, SC
(Zip Code: 29730)

Toyota Corolla

$230

per month

State Auto

Ina (65 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Rock Hill, SC
(Zip Code: 29732)

Nissan Altima 2.5

$66

per month

Cheap car insurance quotes in Rock Hill based on insurance history

Like your driving record and claims history, your insurance history is a significant rating factor in the eyes of insurance companies. Specifically, insurers will consider how long you have been insured and whether you’ve experienced any

lapses in coverage

Drivers who have had recent or past lapses in coverage may face higher auto insurance rates. The good news is, Jerry can help customers find savings on car insurance coverage regardless of their insured status:

Progressive

Violet (32 years old)

Currently Insured

Coverage

State Minimum

Rock Hill, SC
(Zip Code: 29732)

Nissan Rogue S

$81

per month

AAA

Janie (28 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Rock Hill, SC
(Zip Code: 29730)

Hyundai Accent SE

$407

per month

Nationwide

Gertrude (40 years old)

Currently Insured

Coverage

State Minimum

Rock Hill, SC
(Zip Code: 29730)

Nissan Maxima SR

$107

per month

Allstate

Aiden (53 years old)

Currently Insured

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Rock Hill, SC
(Zip Code: 29732)

Honda Pilot LX

$148

per month

Bristol West

Cordelia (32 years old)

Currently Insured

Coverage

State Minimum

Rock Hill, SC
(Zip Code: 29732)

Ford Explorer XLT

$224

per month

Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

Switching to National General was SO easy and it saved me over $100/month!

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Got a decent rate for my Tesla Model S from Travelers.

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Grateful for this app and helping me save money!

Aaron

They were affordable and great very personable and reasonable.

Audrey

Cheap car insurance quotes in for drivers with poor credit

Drivers with poor credit scores often face higher insurance costs compared to those with healthier credit ratings. Even though

credit scores

don’t directly affect how well you drive, insurance companies have observed a relationship between low credit and an increased frequency to file claims.

Generally, drivers with great credit scores (over 750) will pay approximately 20% less on car insurance compared to individuals with poorer scores (below 550).

Credit Range	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
> 750	Progressive	$190	Gussie, 33 Zip: 29732	Nissan Altima S	• 50,000/100,000 Liability • Comp / Collision
660 - 750	Bristol West	$184	Nancy, 39 Zip: 29730	Chrysler Pacifica Limited	• State Minimum Liability • Comp / Collision
660 - 750	National General	$167	Sadie, 34 Zip: 29730	Volkswagen Jetta Wolfsburg	• State Minimum Liability
550 - 659	Safeco	$347	Marvin, 32 Zip: 29732	Dodge Challenger SXT	• State Minimum Liability • Comp / Collision
< 550	Travelers	$276	Emma, 40 Zip: 29732	Cadillac SRX Luxury Collection	• State Minimum Liability • Comp / Collision

Last Updated Nov 22, 2024

Cheap car insurance quotes in Rock Hill for popular cars

Car insurance premiums are based on the type of car you drive and your personal demographics. There are different expenses associated with each vehicle, and the cost of repairs or replacement, the chances of theft, and your vehicle’s safety features will all play a part in your car insurance rate.

Popular car models in Rock Hill, South Carolina include:

Honda CR-V

Toyota RAV4

Ford F-Series

Ram 15000

Chevrolet Silverado

MORE:

How to get car insurance before buying a car

Popular Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Toyota RAV4 Limited	Progressive	$65	Elva, 45 Zip: 29732	• State Minimum Liability • Comp / Collision

Last Updated Nov 24, 2024

How to lower car insurance costs in Rock Hill

1. Shop around and compare quotes

Different insurance companies use different rules to set your premium, and those rules are constantly changing! To make sure you always have the most affordable car insurance, experts recommend comparing quotes from at least three companies and shopping for new rates every six months.

Jerry makes this tedious process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free!

Compare car insurance quotes now

2. Hunt for car insurance discounts

Every insurance company offers

a set of discounts

, but the exact discount offered varies by company. Some common discounts include:

Good driver discounts. California state law mandates 20% insurance discounts for drivers with one or fewer points on their license who have continuously held a license for three years with no at-fault accidents responsible for injury or death.

Telematics discounts. Many companies offer easy-to-win discounts to drivers who use telematics to track their driving habits. You might even get a discount just for signing up!

Good student discounts. Are you a full-time student in either high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.

Bundling discounts.

Bundle your home and auto insurance

(or auto and renters) with the same company, and you could get a discount on both policies.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

MORE:

How to choose a car insurance deductible

FAQ

How much is car insurance in Rock Hill?

People living in Rock Hill pay on average $115 per month – or $1,384 per year – on state-minimum liability coverage. Full coverage in Rock Hill costs on average $206 per month or $2,469 per year.

With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

What is the cheapest car insurance in Rock Hill?

Based on thousands of Rock Hill drivers Jerry has worked with, car insurance in Rock Hill costs an average of $115 per month for state-minimum coverage and $206 per month for full coverage.

No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!

What is the best car insurance in Rock Hill?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.

AAA

Progressive

, and

Nationwide

receive good ratings from Rock Hill drivers, based on the largest car insurance survey in the nation conducted by Jerry.

Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.

What is the minimum car insurance in Rock Hill, South Carolina?

The state-minimum car insurance in Rock Hill, South Carolina is $25,000 in bodily injury liability per person, $50,000 per accident, and $25,000 for damage to property. These coverages are commonly referred to as 25/50/25 coverage.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

Kianna Walpole

Expert Insurance Writer & Editor

Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.

Amy Bobinger

Licensed Insurance Agent — Expert Insurance Editor

Expert insurance writer and editor Amy Bobinger specializes in car repair, car maintenance, and car insurance. Amy is passionate about creating content that helps consumers navigate challenges related to car ownership and achieve financial success in areas relating to cars.

Amy has over 10 years of writing and editing experience. After several years as a freelance writer, Amy spent four years as an editing fellow at WikiHow, where she co-authored over 600 articles on topics including car maintenance and home ownership. Since joining Jerry’s editorial team in 2022, Amy has edited over 2,500 articles on car insurance, state driving laws, and car repair and maintenance.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.