Seat-Belt Laws in Iowa

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Seat-belt laws in Iowa require the driver, all front-seat passengers, and all back-seat passengers under the age of 18 to wear a seat-belt while the vehicle is in motion.
To help you understand what makes Iowa’s laws different, car insurance and brokerage app, Jerry, has compiled the following guide.
Keep reading to learn more about seat-belt laws in Iowa.
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What are the seat-belt laws in Iowa?

In the state of Iowa, the driver, all front-seat passengers, and all back-seat passengers under the age of 18 are required to wear a seat-belt while the vehicle is in motion.
Children who are seated in the vehicle need to be in compliance with Iowa car seat laws.
Passengers over the age of 18 who are seated in the back seat are not required by law to wear seat-belts.
Key Takeaway The driver, all front-seat passengers, and all back-seat passengers under the age of 18 need to wear a seat-belt in Iowa.

What happens if you break the seat-belt laws in Iowa?

Breaking Iowa’s seat-belt laws constitutes a misdemeanor, and is punishable with a fine up to $25.

Could it impact my driving record?

Yes. A misdemeanor will appear on the driver’s record. It does not, however, count toward a possible suspension.
There are no points assessed on your driving record for breaking seat-belt laws in Iowa.

Could it impact my insurance?

Possibly. Misdemeanors on your driving record could signal to your insurance carrier that you are a risky driver.
Being considered a high-risk driver makes carriers more cautious about insuring you and could result in more expensive insurance coverage.
In more extreme cases, new carriers may consider you too high risk to insure and could refuse you coverage.
Key Takeaway Breaking Iowa’s seat-belt laws might result in a rise in your insurance rates.
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Finding cheap car insurance in Iowa

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