Everything You Need to Know About Progressive’s Multi-Policy Discount

Progressive offers a multi-policy discount that saves policyholders an average of 5% on their insurance premiums.
Written by Maria Cruz
Edited by Kianna Walpole
Reviewed by Brice Regling
, along with many other major
car insurance
providers, offer a multi-policy discount that helps drivers save up to 5%. However, it may not be available in  every state, and savings can vary..

Does Progressive have a multi-policy discount?

Progressive has a multi-policy discount with an average 5% in savings for those eligible.
You can
bundle auto and renters or homeowners insurance
for a quick way to save with Progressive, but you can also bundle insurance policies for things like boats, RVs, and motorcycles together.
When you combine your home insurance and auto insurance, Progressive will give you a discount on both policies.
app screenshot
Jerry pulls quotes in under a minute for you to shop for and compare, including providers with multi-policy discounts.
You can also conveniently manage individual auto insurance policies through the app—it stores everything, including policy documents, all in one place.

Other ways to save with Progressive

Multi-policy insurance discounts aren't where the buck stops with savings. One of the unique features Progressive has is the
Name Your Price tool
. To help you find cheap car insurance, plug in what you want to pay and the tool shows you insurance costs based on your budget.
You can also look into their deductible savings bank. For every six-month term of your policy that you don’t get into an accident or file a ticket, Progressive subtracts $50 from your collision or
comprehensive deductible
Policyholders can save even more with one of these auto insurance
Savings Description
Paying for your policy upfront will earn you a discount, but the exact rate will vary.
Paperless discount
If you opt for a paperless policy, you automatically earn a discount on your Progressive insurance.
Students 23 or younger can save an average of 10% with a good student discount if they maintain a B average or higher. 
Homeowner discount
You can save up to 10% on your car insurance policy simply for owning a home. Plus, the home does not have to be insured with Progressive. 
Drivers who remain accident free for a specific amount of time can save on car insurance rates.
Progressive’s telematics program that monitors your driving habits in real-time. It rewards safe motorists with good driving records with a discount of $231 a year on average.
Multi-policy discount 
If you purchase more than one policy through Progressive, such as combining your auto insurance with home insurance or renters insurance, you can save an average of 5%.
If you have more than one vehicle on your auto policy, you can save up to 12% on your insurance premium.
Online quote discount
You will get an average discount of 7% by going paperless with an online car insurance quote instead of calling a licensed insurance agent. This discount applies even if a Progressive representative finalizes your policy over the phone.
Automatic payment discount
You can save by setting up autopay, but keep in mind that this discount cannot be combined with the pay-in-full discount. 
Continuous insurance discount
Progressive customers can save in a variety of ways based on how long they’ve been insured with the provider. Benefits range from large accident forgiveness to teen driver discounts.
Distant student discount
Policyholders with full-time students on their policy who are under 22 years old and live more than 100 miles from home can receive a discount on their Progressive car insurance.


How much of a discount is multi-policy with Progressive?

With a multi-policy discount, Progressive customers often see upwards of 5% in savings on their insurance coverage.

What is a multi-policy discount?

A multi-policy discount is a discount given to policyholders who bundle more than one policy together with an individual provider. 

What is the difference between multi-policy and multi-car?

Multi-policy refers to bundling more than one insurance policy together with an individual insurance provider. Multi-car, on the other hand, refers to having more than one vehicle on your auto insurance policy.

How do you qualify for Progressive's multi-policy discount?

Eligibility is simple: as soon as you bundle two or more policies together, you could see savings with Progressive.

Can I bundle my home and auto insurance with Progressive?

You can bundle home and auto insurance with Progressive at any time. In fact, when you do so, Progressive offers a discount on both policies.

What other auto insurance companies have multi-policy discounts?

Geico, State Farm, and Nationwide are just a few of the major car insurance companies that also offer this discount.

What are some car insurance discounts from Progressive?

You can save on auto insurance rates with paid-in-full discounts, by going paperless, by owning a house, or with Snapshot, which is a telematics tool that rewards good drivers with safe habits on the road.

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