Progressive offers a 25% discount to military members in the state of Louisiana, but there are many other ways you can save on insurance with the provider.

Written by Maria Cruz

Edited by Kianna Walpole

Reviewed by Brice Regling

Updated on Jan 31, 2024

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Does Progressive have a military discount?
How to qualify for Louisiana’s military discount
Other ways to save with Progressive
FAQs

Progressive

offers a 25% military discount, but only in the state of Louisiana as required by law. The good news is that other

car insurance

companies offer discounts for active-duty service members in a wider variety of states.

Does Progressive have a military discount?

Progressive offers a military discount to help policyholders save 25% on their insurance, but only in the state of Louisiana in order to comply with state regulations. Unfortunately, Progressive does not offer any other auto insurance discounts for service members or their families.

Which insurance companies have a military discount?

Though Progressive doesn’t have a military discount, plenty of other insurance providers do:

Provider	Discount Amount
Alfa Insurance	Unspecified discount for active duty military members
Arbella Insurance	Up to 10% discount for military members deployed 100 miles or more from their garaging address
Direct Auto	Up to 25% discount for active duty military members in Alabama, Florida, and Louisiana
Kentucky Farm Bureau	Defensive driving discount available for military members
Farmers	Unspecified discount for active duty and reserve members and honorably discharged veterans
GEICO	Up to 15% for active duty and retired military members
Kemper	Unspecified discount for active duty military and National Guard members
Liberty Mutual	Up to 15% for active duty and retired military members

Keep in mind that USAA and Armed Forces Insurance don't exactly have discounts because they're exclusively for military members. However, they do have affordable rates for military drivers even though they don't offer separate discounts.

How to qualify for Louisiana’s military discount

In most cases, companies like Nationwide and Progressive only offer military discounts in Louisiana.

Louisiana state law RS 22:1425

requires all auto insurance companies offer a 25% discount to active military personnel based in the state.

In order to qualify you must:

Be a Louisiana resident

Be on full-time active duty

Buy your insurance in Louisiana

Meet residency requirements (You must live in Louisiana, or if you’re stationed outside the state, you must either be single or your family must live in Louisiana.)

Military car insurance discounts apply to you, your spouse, or dependent children.

Learn more:

Best car insurance for military members

Other ways to save with Progressive

Even though Progressive doesn’t offer a military or veteran discount outside of Louisiana, you can still save on insurance coverage from one of the other

many discounts

they offer policyholders.


Pay in full discount	Paying for your policy upfront will earn you a discount, but the exact rate will vary.
Good student discount	Teen drivers can save an average of 10% with a good student discount if they maintain a B average or higher.
Homeowner discount	You can save up to 10% on your car insurance policy simply for owning a home. Plus, the home does not have to be insured with Progressive.
Snapshot discount	Progressive’s telematics program that monitors your driving habits in real-time. It rewards safe drivers with good driving records with a discount of $231 a year on average.
Multi-policy discount	If you purchase more than one policy through Progressive, such as combining your auto insurance with home insurance or renters insurance, you can save an average of 5%.
Multi-car discount	If you have more than one vehicle on your auto policy, you can save up to 12% on your insurance premium.
Online quote discount	You will get an average discount of 7% by going paperless with an online car insurance quote instead of calling a licensed insurance agent. This discount applies even if a Progressive representative finalizes your policy over the phone.
Automatic payment discount	You can save by setting up autopay, but keep in mind that this discount cannot be combined with the pay-in-full discount.

Shop for better coverage

If you’re a military veteran, active-duty service member, or a family member, you can compare quotes using

Jerry

to help you find cheap car insurance.

Jerry compares quotes from dozens of trusted providers, helping you secure lower rates and military car insurance discounts that make sense for you.

The Jerry app also auto reshops every six months and lets you know if a cheaper rate is available.

Continuously shopping for car insurance—even once you have an active policy—can help you keep on top of potential savings opportunities with different providers. That way, you’re always sure to find the best rate without worrying about coverage.

FAQs

Does Progressive have a military discount?

Progressive does offer military discounts, but only in the state of Louisiana.

What is the best car insurance for the military?

There’s no one best car insurance company for every driver. Since coverage needs vary so widely, the only way to find what’s right for you is by comparing quotes from at least 3-5 different auto insurance providers.

Does USAA offer a military discount on insurance?

Not exactly because USAA exclusively offers insurance to military members. That said, USAA has some of the cheapest auto insurance rates for people in the army and their families.

What military discount does GEICO offer?

Geico offers up to 15% off your car insurance premium. They also have an emergency deployment discount for military members sent to areas designated by the Department of Defense (DOD) and approved by Congress.

Does a military discount apply to my family?

Military discount eligibility will apply to families of active or retired members as well. Speak with your provider to see how you can save on your car insurance rates.