Best cheap car insurance quotes in Antlers
Oklahoma has a minimum liability insurance requirement, which is the minimal amount of car insurance you need to have in Antlers and gives you the cheapest rate. But minimum liability often isn’t enough coverage: you should consider getting full coverage if you want to cover the repair or replacement costs for your own car.
Cheap minimum liability insurance quotes in Antlers
In order to legally hit the road, Antlers drivers need to meet Oklahoma minimum coverage limits for bodily injury liability and property damage liability
In Oklahoma, drivers must carry liability insurance that consists of at least:
This minimum required coverage is often referred to as 25/50/25.
With this basic liability coverage, you’ll be covered up to the policy’s limits if you cause injuries or property damage while driving.
Coverage
State Minimum
Antlers, OK
(Zip Code: 74523) Coverage
State Minimum
Antlers, OK
(Zip Code: 74523) Coverage
State Minimum
Antlers, OK
(Zip Code: 74523) Jeep Cherokee Latitude Coverage
State Minimum
Antlers, OK
(Zip Code: 74523) Do you need more than minimum coverage in Antlers?
Most drivers will benefit from having higher coverage limits than Oklahoma’s 25/50/25 required minimum.
The reason why: Moderate to severe accidents can come with costs that easily exceed these minimum liability limits. In an at-fault accident, you’d be responsible for covering those costs yourself.
This could be especially true if you cause serious injuries to another person. If someone’s car is totaled, the cost to replace it could be more than $40,000.
The bottom line: For better financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—even if you choose not to have full coverage on your car.
Cheap full coverage car insurance quotes in Antlers
Full coverage car insurance
is the only way to protect yourself from costs associated with repairing or replacing your car. Full coverage includes comprehensive and collision coverage.
Collision coverage
covers the cost of fixing or replacing your car after an accidentComprehensive coverage
pays out if your car is stolen or damaged by something other than a collision, such as vandalism, theft, or natural disasters
If you have a loan on the car, your lender will typically require collision and comprehensive coverage.
On top of a full-coverage policy, you can purchase uninsured motorist coverage
to guard against uncovered injuries or damage in an accident caused by a driver without car insurance. Jerry has helped customers obtain full coverage quotes that won’t break the bank.
Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
---|
• State Minimum Liability • Comp / Collision | Progressive | $180 | | Ford Fusion SE |
• State Minimum Liability • Comp / Collision | Kemper | $186 | | Jeep Cherokee Latitude |
• State Minimum Liability • Comp / Collision | The General | $159 | | Hyundai Accent SE |
Last Updated Oct 13, 2024
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