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Cheapest Nissan Car Insurance (Nov 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Nissan.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How much does Nissan car insurance cost? 

Originally known as Datsun in the U.S., Nissan has been producing quality cars for decades. Known for its innovation, Nissan produces vehicles ranging from sedans and sports cars to SUVs and electric vehicles. 
On average, Nissan owners pay $1,176 for
car insurance
annually. But that’s just an average—every Nissan driver is unique, and every Nissan car insurance policy will differ from driver to driver. 
There is no “average”
car insurance quote
that applies to everyone. The only way to truly understand how much your car insurance will cost is to compare car insurance quotes.

How to find the cheapest Nissan Car Insurance Quotes

Jerry has provided 0 real Nissan insurance quotes. Check out the table below for some real-world examples. 
DateCarInsurance CompanyPremium (monthly)Customer DetailsInsurance coverage
November 17, 2024
Nissan Sentra S
Gainsco
$223
• No Coverage Liability
• Comp / Collision
November 16, 2024
Nissan Versa SProgressive
$215
• State Minimum Liability
• Comp / Collision
November 15, 2024
Nissan Pathfinder SVMercury
$266
• 100,000/300,000 Liability
• Comp / Collision
November 13, 2024
Nissan Pathfinder SState Auto
$333
• 50,000/100,000 Liability
• Comp / Collision
November 5, 2024
Nissan Rogue S
Clearcover
$164
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 24, 2024

The best car insurance companies for Nissan drivers

As you’re
shopping for car insurance
, it’s vital that you search for a provider that’s right for you and your car. 
Your optimal car insurance plan will depend on your driving record, age, location, and claims history. For that reason, there’s no single insurance provider that’s right for everyone. To help Nissan drivers save money and find the best rates, Jerry conducted the largest insurance survey in the country.
We asked real drivers to rate their insurance companies—from major insurers like GEICO and State Farm to small regional companies like PEMCO Mutual and North Carolina Farm Bureau—on price, claims experience, and customer service. Here’s what we found. 

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
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We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
ClearCover
Great services and fast responses
Denise
Progressive
I find it comforting to not to second guess my policy and the insurance company
Frantz
Allstate
Best insurance company
Javon
GEICO
Gives you the lowest car insurance out there!
Kim

Are Nissans more expensive to insure?

Compared to the average cost of other cars, Nissan vehicles cost -- to insure. 
Car MakeAverage State Minimum Insurance CostAverage Full Coverage Insurance Cost
Saturn
$88
$150
Mini
$90
$166
Chrysler
$91
$179
Mazda
$94
$171
Nissan
$98
$185

Cheapest Nissans to insure

The Nissan model cheapest to insure is the 2021 Nissan Rogue SV, with an average monthly premium of $42 for minimum liability insurance and $69 for full coverage.

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
2017 Nissan NV
$89
$149
2022 Nissan Pathfinder
$89
$195
2013 Nissan Xterra
$89
$156
2019 Nissan Murano
$89
$180
2017 Nissan Murano
$89
$153

Most expensive Nissans to insure

The Nissan model with the most expensive average insurance rate is the 2015 Nissan Armada, averaging $181 monthly for basic liability coverage and $241 monthly for full coverage.

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
2015 Nissan Armada
$165
$241
2019 Nissan Leaf
$161
$168
2018 Nissan Altima
$145
$192
2017 Nissan Altima
$144
$206
2018 Nissan Pathfinder
$141
$173
But don’t forget that your insurance rates are based on unique aspects of your driver profile. To find the most affordable premium, you’ll need to shop around and compare rates from many companies. 

What factors affect Nissan car insurance rates?

There is a wide range of factors that affect how your Nissan
car insurance rate is calculated
  • Vehicle age: If you drive a newer Nissan, you’ll most likely see higher insurance costs. 
  • Vehicle cost: Expensive cars, like the Nissan GT-R, have steeper insurance rates than cheaper options, like the Nissan Murano or the Nissan Leaf. 
  • Parts cost: Insurance typically costs more for cars with expensive or difficult-to-acquire parts. 
  • Your age: Drivers under 25 and over 75 pay the highest insurance premiums. If you’re within one of those age groups, you’ll likely pay inflated rates.  
  • Your driving record and insurance claims history: You should expect to pay higher rates if you have a history of crashes or auto insurance claims.
  • Where you store your car: Leaving your car unsheltered outside exposes it to higher risks of damage due to theft, vandalism, or weather. This can result in increased insurance expenses. 
Your Nissan car insurance rates may also depend on the following specific factors: 
  • Imports: Many Nissans are produced in Japan. This can cause replacement costs to be higher than domestic vehicles. 
  • Safety: Nissan vehicles get excellent safety ratings, which can help lower your insurance costs. 
  • Reliability: Cars with great reliability scores, like Nissan, tend to have lower insurance costs. 

Nissan insurance cost for young drivers

Out of all age groups, car insurance rates are the most expensive for
teen drivers
between 16 and 19. Because teens are statistically more likely to be involved in accidents, experts recommend full overage for teens who own their own cars.

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Mary (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carNissan Altima 2.5
$123
per month
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Mathilda (24 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carNissan Sentra S
$139
per month
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Lora (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carNissan Altima SL
$583
per month

Nissan insurance cost for senior drivers

Seniors over 75 pay the second-highest insurance premiums out of all age groups.
Car insurance rates for seniors
are high due to older drivers’ increased risk of being involved in an accident. Additionally, seniors are more likely to become severely injured in an accident, which can cause high medical bills and inflated insurance rates. 

card cover
Nina (67 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carNissan Murano S
$119
per month
card cover
Lulu (67 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
carNissan Versa S
$104
per month
card cover
Gainsco
Lloyd (65 years old)
coverageCoverage
State Minimum
locationOakwood, GA
carNissan Altima S
$271
per month
card cover
Landon (72 years old)
coverageCoverage
State Minimum
carNissan Murano S
$201
per month
card cover
Clearcover
Susan (73 years old)
coverageCoverage
30,000 per person
60,000 per accident bodily injury
Comp / Collision
carNissan Rogue S
$101
per month

Nissan insurance cost for drivers with driving violations 

Another prominent factor insurance companies consider when determining your rate is your driving record. For drivers with records free of violations and at-fault accidents, rates tend to be low. However, you’ll likely face steep rates if you have any of the following violations on your record:
  • Speeding tickets
  • DUIs
  • At-fault accidents
  • Reckless driving
  • Driving on a suspended license

Cheapest car insurance for Nissan drivers with a speeding ticket

While a single speeding ticket for one to five miles over the limit shouldn’t cause your rates to increase too much, multiple tickets or one criminal speeding ticket may cause your premiums to skyrocket. Jerry has proudly helped many Nissan drivers with speeding tickets find quality insurance coverage. 

Speeding TypeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Speeding 1-5
Nissan Altima 2.5State Auto
$109
• 100,000/300,000 Liability
Speeding 6-10
Nissan CubeMercury
$67
• 30,000/60,000 Liability
Speeding 11-15
Nissan AltimaPlymouth Rock
$146
• 15,000/30,000 Liability
Speeding 16-20
Nissan Rogue S
Gainsco
$357
• 30,000/60,000 Liability
• Comp / Collision
coverageLast Updated Nov 21, 2024

Cheapest car insurance for Nissan drivers with a DUI

A
DUI conviction
on your record is liable to raise your rates. And you’ll probably have to shop around to find the best coverage. Jerry has helped many Nissan drivers find quality coverage after a DUI.

card cover
Gary (35 years old)
DUI
coverageCoverage
50,000 per person
100,000 per accident bodily injury
carNissan Xterra SE
$134
per month
card cover
Terry (38 years old)
DUI
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationWashington, DC
carNissan Maxima SV
$456
per month
card cover
Lloyd (29 years old)
DUI
coverageCoverage
State Minimum
carNissan Altima 3.5S
$181
per month
card cover
Wesley (21 years old)
DUI
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationSnow Hill, NC
carNissan Altima S
$302
per month
card cover
Gainsco
Chester (32 years old)
DUI
coverageCoverage
State Minimum
locationSaint John, IN
carNissan Altima SR
$280
per month

Cheapest car insurance for Nissan drivers after an accident

Other major elements that affect your insurance rate include your accident history and insurance claims record. If you’ve caused an accident recently, your rates will likely rise. Jerry has proudly helped many Nissan drivers find deals on car insurance after an accident. 

Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
At Fault With Injury
Nissan Altima 2.5Allstate
$325
• 50,000/100,000 Liability
• Comp / Collision
At Fault With No Injury
Nissan Murano LESafeco
$129
• State Minimum Liability
• Comp / Collision
At Fault With Injury
Nissan Frontier SAAA
$188
• State Minimum Liability
• Comp / Collision
Not At Fault
Nissan Sentra STravelers
$274
• 100,000/300,000 Liability
• Comp / Collision
At Fault With No Injury
Nissan Altima 2.5National General
$210
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Nov 18, 2024

Cheapest car insurance for Nissan drivers with other driving violations on their record

Speeding tickets and DUIs aren’t the only driving violations that can raise your insurance rates. Other offenses, like reckless driving and
driving on a suspended license
and also cause your premiums to climb. Fortunately, Jerry can help Nissan drivers find coverage after a variety of violations. 

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Illegal Turn
Nissan Altima 2.5Progressive
$387
• State Minimum Liability
• Comp / Collision
Defective Equipment
Nissan Pathfinder SAAA
$272
• 50,000/100,000 Liability
• Comp / Collision
Failure to Yield
Nissan Sentra SSafeco
$97
• State Minimum Liability
Wrong Way/Wrong Lane
Nissan Maxima 3.5SNational General
$134
• State Minimum Liability
Cell Phone
Nissan Altima 2.5Nationwide
$134
• State Minimum Liability
• Comp / Collision
Careless Driving
Nissan Versa Note S
Clearcover
$114
• State Minimum Liability
• Comp / Collision
Driving on Sus. License
Nissan Kicks S
Gainsco
$83
• State Minimum Liability
• Comp / Collision
Failure to Obey Signal
Nissan Altima SRMercury
$246
• State Minimum Liability
• Comp / Collision
Seat Belt
Nissan Rogue SNationwide
$117
• State Minimum Liability
• Comp / Collision
Improper Passing
Nissan Versa SInfinity
$289
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 22, 2024

How can I lower the cost of my Nissan car insurance?

There is an array of methods you can use to lower your Nissan car insurance rates.
  • Compare rates: The best way to find quality coverage at affordable rates is to
    shop around for insurance coverage
    . Jerry simplifies this process by providing you with free quotes from over 50 of the nation’s top insurance agencies. 
  • Bundle your insurance plans: Another proven way to reduce your monthly bill is by
    bundling your homeowners and auto insurance
    with the same company. 
  • Participate in a telematics program: Telematics programs may track driving habits and reward safe drivers with lower rates. Many of the top insurance providers offer
    insurance discounts
    for drivers who participate in telematics programs. 
  • Raise your deductible: The deductible is the amount of money you must pay out of pocket before the insurance company will pay on a claim. Increasing your deductible is one way to reduce your rate. 
  • Reduce your coverage: Older and less valuable vehicles don’t need as much coverage as expensive new models. If you drive an older Nissan, you may be able to save some cash by
    reducing your coverage
  • Purchase a used car: New cars tend to face steeper insurance rates than older used cars. Driving a used Nissan may be a solid way to cut down on your insurance expenses. 

FAQs

A variety of factors can cause Nissan Altima car insurance to be high, including your driving record, your location, the age of your Altima, your age, and your insurance history. Additionally, if you own a higher trim level Altima, you will likely face increased insurance costs. 
The Nissan Maxima is known for being a luxury-oriented sedan with sporty power. Those factors often result in inflated insurance rates. Additionally, studies show that the Nissan Maxima is a more frequent target of theft than other vehicles, resulting in increased insurance rates.
The best way to save money on your Nissan Altima insurance costs is to shop around and compare rates from many different companies. Jerry can help make that process simple. When you sign up with Jerry, we’ll compare rates from over 50 of today’s top companies to find the best coverage for you at the best price.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet Our Experts

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R.E. Fulton
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Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
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Lina Zhang
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Licensed Insurance Agent
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Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.