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Jerry Data & Research
Cheapest car insurance in Levittown, New York (Apr 2024)
Cheapest car insurance in Levittown, New York (Apr 2024)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Levittown, New York.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Jasmine Kanter
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Maria Cruz, Expert Insurance Writer & Editor
What's on this page?
- Best car insurance companies in Levittown
- How to find the cheapest car insurance quotes in Levittown
- Best cheap car insurance quotes in Levittown
- Average cost of car insurance in Levittown
- Car insurance quotes in Levittown by rating factors
- How do different factors impact your car insurance costs in Levittown?
- Cheap car insurance quotes in Levittown after driving violations
- Cheap car insurance quotes in Levittown by age
- Cheap car insurance quotes in Levittown based on insurance history
- Cheap car insurance quotes in Levittown for popular cars
- How to lower car insurance costs in Levittown
- FAQ
- Methodology
- Meet our experts
Load full table of contents
Best car insurance companies in Levittown
The search for
the best car insurance provider
in Levittown starts with considering your insurance needs. Knowing what you prioritize in an insurer gives you a better chance of finding a great fit. To help narrow down the search, Jerry asked 15,000 policyholders nationwide to rate their providers on a scale from 0 to 5. The data shows both the strengths and weaknesses of the biggest auto insurance companies in the state.
While companies like Allstate and State Farm in Levittown, NY are often popular choices, have a look at how other top names fared in the city.
Insurance Company | Overall Jerry rating | Average annual full coverage cost | Average annual minimum coverage cost |
|---|---|---|---|
4.5 | $1,834 | $995 | |
4.5 | $2,285 | $1,049 | |
4.2 | $2,780 | $1,625 | |
4.4 | $2,792 | $1,800 | |
4.4 | $3,717 | $1,906 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How to find the cheapest car insurance quotes in Levittown
The average minimum coverage
car insurance
costs Levittown drivers about $243 per month. Full coverage car insurance raises the cost to $350 per month. That’s about 44% more than what the rest of New York
state pays.The
Jerry
Insurance Agency helps drivers score below-average rates with a smooth and efficient auto insurance shopping experience. Here are a few of the deals customers found in Levittown.| Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|
| Progressive | $177 | Carlos, 52 Zip: 11756 | Ford Expedition EL Limited | • State Minimum Liability |
| Nationwide | $287 | Harriet, 33 Zip: 11756 | Dodge Challenger R/T Scat Pack | • 100,000/300,000 Liability • Comp / Collision |
| Allstate | $165 | Bernice, 36 Zip: 11756 | Jeep Grand Cherokee Limited | • 100,000/300,000 Liability • Comp / Collision |
| Plymouth Rock | $143 | Marguerite, 31 Zip: 11756 | Mercedes-Benz GLS 450 4matic | • State Minimum Liability |
Last Updated Apr 13, 2024Best cheap car insurance quotes in Levittown
New York’s car insurance laws oblige Levittown drivers to carry three types of insurance:
A minimum coverage insurance policy may satisfy the state’s legal requirements but doesn’t offer much financial protection. Jerry’s expert insurance agents recommend a full-coverage policy.
Cheap minimum liability insurance quotes in Levittown
Getting the right type of insurance isn’t the end of your obligations under New York State law; you also need the right coverage limits.
Here are the minimum coverage limits required for car insurance in NY:
- $50,000 of bodily injury liability coverage per accident
- $25,000 of UM/UIM coverage per person
- $50,000 of UM/UIM coverage per accident
- $50,000 of PIP coverage per accident
As for cost, here are a few free quotes Jerry found for drivers looking for minimum insurance coverage in Levittown.
Carlos (52 years old)
$177
per month
Marguerite (31 years old)
$143
per month
Do you need more than minimum coverage in Levittown?
Car insurance requirements in New York are relatively high compared to other states, but it's still a good idea for drivers in Levittown to consider additional coverage options.
No-fault insurance options like collision coverage can help you avoid paying for unexpected damages to your car. Increasing liability limits is also a smart move to prevent out-of-pocket expenses, especially if you're found at fault in an accident resulting in a total loss vehicle or multiple cars.
Winter storms, heavy rain, and high winds make a compelling case for comprehensive auto insurance coverage. Not only does it safeguard you against weather-related damages, but also against vandalism and vehicle theft.
Cheapest full coverage car insurance quotes in Levittown
The minimum car insurance coverage required in New York covers other people’s medical bills, other people’s property, and medical treatment for you and your passengers. To get coverage for your vehicle’s repair and replacement expenses, you need
full-coverage car insurance
.A full-coverage insurance policy in NY includes the following:
- Collision coverage(to pay for damages caused by impacts with other cars or stationary objects)
- Comprehensive coverage(to pay for damages caused by severe weather, theft, or vandalism)
Leasing and financing contracts typically include collision and comprehensive insurance in their list of conditions. Take a look at the table below to see how Jerry helped other Levittown drivers protect their motor vehicles.
| Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• 100,000/300,000 Liability • Comp / Collision | Nationwide | $287 | Harriet, 33 Zip: 11756 | Dodge Challenger R/T Scat Pack |
• State Minimum Liability • Comp / Collision | Plymouth Rock | $353 | Harry, 36 Zip: 11756 | BMW 430Xi |
• 100,000/300,000 Liability • Comp / Collision | Clearcover | $152 | Annie, 27 Zip: 11756 | Mitsubishi Mirage G4 ES |
Last Updated Apr 18, 2024A
trustworthy auto insurance quote comparison tool
makes finding an affordable policy fast and easy.For example, the Jerry app automatically collects and compares quotes for free. Plus, it has a pool of licensed insurance agents available for questions.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average cost of car insurance in Levittown
According to Jerry’s data, the average minimum coverage car insurance policy costs about $243 per month in Levittown. Full coverage costs about $350 per month. In total, Levittown drivers typically pay anywhere between $2,916 and $4,200 per year to insure their cars.
Understanding the average cost of car insurance can help you estimate your expenses, but it doesn’t provide an accurate picture. Your auto insurance premiums are decided by personal factors like the type of car you drive, your driving record, your claims history, and more.
Car insurance quotes in Levittown by rating factors
To
calculate car insurance premiums
, auto insurance providers look at many rating factors, including:- Credit score: Having a good credit score generally gets you cheaper car insurance.
- Demographics: Statistically, your age, gender, and other personal data affect your car insurance rates.
- Driving record and claims history: Drivers with a history of at-fault accidents or violations generally face higher insurance premiums than those with a clean driving record.
- Location: Urban drivers often pay higher auto insurance rates than their rural counterparts because their neighborhoods generally have more crime and traffic.
- Mileage: A higher annual mileage usually leads to increased insurance costs.
- Vehicle make and model: Luxury, sport, and high-performance cars are more expensive to fix, so they’re also more expensive to insure.
How do different factors impact your car insurance costs in Levittown?
How do different factors impact your car insurance costs in Levittown?
Allowed (with applicable limitations): Gender, age, driving experience, credit history, marital status, zip code, insurance history
Prohibited (or effectively prohibited): Education, occupation, employment status
Learn more about the car insurance rating factors in Levittown:
Cheap car insurance quotes in Levittown after driving violations
The state of your
New York driving record
has a major impact on your auto insurance rates. You’ll get higher quotes if you have a history of traffic citations or risky driving behaviors. Here are a few red flags for insurers;
Cheapest car insurance in Levittown after DUI
You’ll probably pay more for car insurance from every provider, but that doesn’t mean you can’t find a deal. Comparing rates from multiple carriers can help you spot the companies willing to work with drivers with a DUI.
Here’s where to start looking in Levittown.
Cole (45 years old)
$67
per month
Cheapest car insurance in Levittown after an at-fault accident
Although New York is a
no-fault state
, you can still be deemed at fault for a collision
and held responsible for the other driver’s property damages. And since insurance providers look at your driving record to assess the level of risk you pose as a policyholder, any car accident in New York
will raise your rates.An at-fault car accident could raise your auto insurance premiums by as much as 15%. Here are a few deals Levittown drivers with an accident on their record found through Jerry.
| Accident type | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
At Fault With No Injury | Progressive | $185 | Eleanor, 38 Zip: 11756 | Chevrolet Malibu LTZ | • State Minimum Liability |
Not At Fault | Safeco | $209 | Joe, 41 Zip: 11756 | Ford Flex SE | • State Minimum Liability • Comp / Collision |
At Fault With No Injury | Travelers | $218 | Esther, 30 Zip: 11756 | BMW 540 XI | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Apr 18, 2024Cheapest car insurance in Levittown after other driving violations
Whether it’s a speeding ticket, DUI, careless driving conviction, or
New York driver’s license suspension
, any driving violation will raise your car insurance rates in Levittown.Jerry helps drivers get back on their feet by finding them affordable car insurance like the quotes below.
| Violation | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
Defective Equipment | Progressive | $163 | Henrietta, 27 Zip: 11756 | Mitsubishi Mirage G4 ES | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Apr 18, 2024Cheap car insurance quotes in Levittown by age
Young drivers under the age of 25 and seniors over the age of 70 generally pay more for auto insurance in Levittown.
Cheapest car insurance in Levittown for young drivers
As in most places, Levittown has pricey rates for
car insurance for teen drivers
between the ages of 16 to 19. Even if they have a clean driving record, they’re statistically more likely to file an insurance claim.To save money, try adding your teen to your auto insurance policy—and make sure you have full coverage to cover any driving mistakes, too!
Have a look at insurance rates young motorists secured with Jerry.
Cheapest car insurance in Levittown for senior drivers
Car insurance for seniors
gets more pricey once you hit 70 to 75 years old. Drivers this age are more likely to get into a car accident and suffer injuries, both of which drive up the cost of claims. Below, you can see how much senior motorists are paying for insurance after shopping with Jerry.
Cheap car insurance quotes in Levittown based on insurance history
Your claims and driving history tell insurance providers how careful a driver you are; your car insurance history tells them how good a client you are. In their eyes, any
car insurance lapses
hint at difficulty paying for or maintaining insurance.Naturally, this can lead to higher rates. Jerry helps drivers find the lowest-cost option in Levittown regardless of their insurance history or status.
Maurice (52 years old)
$177
per month
Gregory (33 years old)
Currently Insured
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Levittown, NY (Zip Code: 11756)
$287
per month
Mae (44 years old)
Currently Insured
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Levittown, NY (Zip Code: 11756)
$298
per month
Clearcover
Eleanor (27 years old)
Currently Insured
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Levittown, NY (Zip Code: 11756)
$152
per month
Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Switching to National General was SO easy and it saved me over $100/month!
Courtney
Got a decent rate for my Tesla Model S from Travelers.
Kishore
Grateful for this app and helping me save money!
Aaron
They were affordable and great very personable and reasonable.
Audrey
Cheap car insurance quotes in for drivers with poor credit
Yes, your credit score can affect your car insurance rates. Drivers with bad credit are statistically more likely to file an insurance claim than drivers with good credit.
In practical terms, if you have a high credit rating (over 750), you’ll pay less for insurance coverage than an individual with a low credit score (below 550).
Take a look to see how impactful a credit score can be on your insurance.
| Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
660 - 750 | Progressive | $163 | Henrietta, 27 Zip: 11756 | Mitsubishi Mirage G4 ES | • 50,000/100,000 Liability • Comp / Collision |
660 - 750 | Infinity | $204 | Eunice, 27 Zip: 11756 | Mitsubishi Mirage G4 ES | • 15,000/30,000 Liability • Comp / Collision |
550 - 659 | Travelers | $298 | Mae, 44 Zip: 11756 | Honda Accord EXL | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Apr 18, 2024Cheap car insurance quotes in Levittown for popular cars
The car you drive also influences the insurance premiums you pay. Anything that increases risks or costs to an insurer—whether that’s expensive parts, poor security features, or low safety ratings—will drive up your insurance costs.
The most popular choice of motor vehicles in Levittown are
| Popular Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Nissan Rogue S | Safeco | $156 | Glenn, 30 Zip: 11756 | • State Minimum Liability • Comp / Collision |
| Honda CR-V EX | Progressive | $206 | Victor, 53 Zip: 11756 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Apr 18, 2024How to lower car insurance costs in Levittown
1. Shop around and compare quotes
If you follow the experts’ recommendation to compare quotes from at least three providers every six months, you’ll see that the insurance market is constantly changing. Not only does every car insurance company have a unique formula for deciding your premiums, but they’re also constantly changing them!
Jerry makes it easier to stay on top of local deals by automatically collecting and comparing quotes from a pool of top insurance providers. Sign-up is free and takes just minutes.
2. Hunt for car insurance discounts
Car insurance discounts
can make a world of difference to your insurance costs and are widely available. Call your provider and you could discover a savings program for:- Good students: You can trade studies for savings if you’re a full-time high school or college student with a B average or better.
- Homeowners (and renters): If you have home insurance or renters insurance, you could save bybundling your home and auto insurance policies.
- Safe drivers: You can qualify for a discount if you remain accident and ticket-free for a certain number of years (typically three to five).
- Telematics users: You can save on insurance and practice safe driving by installing a telematics device to read and rate your driving habits.
3. Increase your deductible for comprehensive and collision coverage
As a last resort, if you want to keep full coverage on your car but pay less per month, you can increase your deductible. Just bear in mind that this should only be done if you can reasonably afford the increase.
FAQ
What is the average cost of auto insurance in New York?
New York state drivers pay an average of $243 per month or $2,916 per year for minimum coverage car insurance. As for full coverage insurance, they pay about $350 per month or $4,200 per year.
Why is car insurance so expensive in New York?
Car insurance is expensive in New York thanks to the state’s no-fault insurance rules. Because everyone is allowed to file a claim with their insurance provider (regardless of fault), insurers raise rates to compensate.
Does New York have car insurance?
New York state has minimum car insurance requirements. You’ll need 25/50/10k of liability insurance coverage, 25/50k of uninsured/underinsured motorist coverage, and 50k of personal injury protection coverage to drive in the Empire State.
How can I lower my car insurance in NY?
You can lower your car insurance rates in NY by searching for discounts and comparing quotes. Many people are surprised by how much their insurance costs vary between insurance providers, which is why it’s important to shop costs from at least three providers.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Jasmine Kanter
Jasmine Kanter is an insurance writer specializing in subjects relating to home ownership, car insurance requirements, and driving tips. Jasmine combines her background in communication and languages with a passion for writing to create straightforward, yet comprehensive content that’s accessible to car enthusiasts, beginners, and everyone in between. Since joining the Jerry team, Jasmine has penned nearly 300 articles covering subjects from how to save money on homeownership costs to roadside assistance service reviews.
Prior to joining Jerry, Jasmine worked as a storyboard analyst for Depanneur Films and a training assistant for Assistance Services Group.
Maria Cruz
Expert Insurance Writer & Editor
Maria is an insurance writer with over 10 years of experience as a professional writer. Prior to joining Jerry’s editorial team in 2023, she worked at various online publications like Nimble Media, Factinate.com, and served as editor-in-chief at The Medium. She holds a double major in English and Professional Writing and Communications.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
