New York Speeding Ticket

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If you’ve received a speeding ticket in New York you can either pay a fine or file an appeal to the local court or Traffic Violations Bureau to fight the ticket.
There are different protocols to handle a traffic violation in every state. Whether you plan to pay a fine or fight your speeding ticket, it’s important to understand your state’s local policies. 
The car insurance super app, Jerry has done the research for you. From getting the citation to paying the fine, or appealing the ticket in court, this guide has everything you need to know about handling a speeding ticket in New York.
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What happens if you get a speeding ticket in New York?

If you receive a speeding ticket in New York, you can expect to pay a fine, add penalty points to your driving record, and even serve potential jail time. 
The fine amount will be printed on the ticket unless you were ticketed by a New York State Police officer, then you’ll need to call the court handling your case or the Traffic Violations Bureau for the total. 
Non-criminal traffic tickets are processed by the local city, town, or village criminal or traffic courts where the infraction occurred. In New York City, your speeding ticket will be handled by the TVB.

What are the fines for a speeding ticket in New York?

Speeding in New York could land you a fine anywhere from $45 to $600, depending on how fast you were going, the location, and you’re most recent speeding violation. 
Given these variables, the table below outlines how much you could be fined if you are issued a speeding ticket in New York.
SpeedMinumum fineMaximum finePossible jail time
Up to 10 mph over speed limit$45$150no more than 15 days
10- 30 mph over speed limit$90$300no more than 30 days
30+ mph over speed limit$180$600no more than 30 days
Inappropriate speed$45$150no more than 15 days
Fines will increase if you were speeding in a school zone or restricted highway and will double in work zones. Repeat offenses within 18 months will add additional fines. If you’ve received three or more convictions in 18 months, your driver’s license will be revoked.

Driver penalty points

In addition to fines, New York drivers can expect to receive penalty points for each speeding violation of which they are convicted.
1-10 mph over speed limit3
11- 20 mph over speed limit4
31- 40 mph over speed limit8
41+ mph over speed limit11
Drivers who receive 11 points within an 18-month period may have their license suspended. After the suspension period is over, you can take a driving safety course or pay a fee to reinstate your license. 

Options for dealing with a speeding ticket in New York

There are three ways to deal with a speeding ticket in New York—you can either pay the fine, take a state-approved defensive driving course to remove penalty points, or file an appeal within 30 days to fight the ticket altogether. 

How to pay a speeding ticket in New York

In New York, paying for your traffic ticket is an admission of guilt and will add points to your record. If you can afford to pay for your speeding ticket and add points to your record, how you pay will depend on where you received the citation. 
If you received it in New York City, you will have a TVB ticket, which can be conveniently paid online, by mail, or in person. 
If you received your speeding ticket outside of New York City, you’ll need to contact the court for the location in which you were ticketed. 
You must pay the ticket by the date printed on the citation or your license will be suspended and you’ll have to pay a suspension termination fee. Failing to pay the ticket is not an automatic conviction, but failing to respond to the suspension notice is a guilty conviction. 

How to take a defensive driving course in New York

If you want to dismiss a traffic ticket and you have a valid New York driver’s license, were sighted for a single violation, or were not driving a commercial vehicle, you’re eligible to take a defensive driving course. This is a good option if you can pay for the ticket fines, but can’t afford the additional points from a speeding conviction.
Drivers who have completed a defensive driving course for the same offense in the past 12 to 18 months are not eligible to dismiss points associated with their ticket. 
Defensive driving courses in New York are offered by classroom and online providers. Whether you decide to register for an in-person or online defensive driving course, it must be with a state-approved provider.
Your classroom course must be led by a certified instructor and you’ll need to attend in person for the entire 320-minute course. If you take a traffic school course from an online provider, it will need to be completed within a certain number of days after registration. If you don’t successfully pass within the required time, you’ll fail the course. 
Once you successfully complete the approved defensive driving course you can remove up to 4 points from your New York driving record, and you’ll receive a 10 percent insurance reduction rate for 3 years. 
Key takeaway: Take a defensive driving course to subtract penalty points from your driving record or reduce your auto insurance premiums.

How to fight a speeding ticket in New York

Contesting your speeding ticket in New York will require you to plead not guilty and appear in court at least once. 
You’ll need to file your appeal within 30 days of receiving a ticket. If you don’t within the required timeframe, you could face an automatic conviction, be required to pay the fine, and add penalty points to your driving record. Where you were ticketed will determine how you’ll plead not guilty.
If you were ticketed in New York City you’ll enter your plea to the TVB by mail, in person, or online through a portal. Instructions will be printed on the back of your ticket. 
In all other New York locations, you’ll enter your plea to the traffic court in the county, city, town, or village where you received the citation. The court or agency in charge of your case will be listed on your ticket along with any specific instructions.
After you’ve entered your plea to the correct court or agency, you’ll be assigned a date to return for your pre-trial conference or trial before a New York judge. If you miss your court date, you could have a warrant issued for your arrest or your license suspended.

Pre-trial conference

At your pre-trial conference, you and the New York state prosecutor will try to reach a settlement agreement. You’ll have to change your plea to guilty to reduce penalties for your charges. 
If a settlement can be reached, you won’t have to go to trial. If you can’t reach a settlement, the court will assign you a date to return for trial before a judge. 

Trial before a New York judge

Going to trial before a New York judge will allow you and the state prosecutor to make opening arguments before you present evidence and witnesses for cross-examination. After making your closing arguments, the judge will reach their verdict. 
If you’re found guilty, you’ll be convicted of the speeding violation and be expected to pay the fines that day. The degree of your traffic charges will dictate what penalties you’ll face. From additional penalty points on your driving record and a suspended license to community service, or jail time, the consequences of a conviction can have long-term effects on your life.
To appeal the verdict, you have to file a notice of appeal within 30 days of receiving the decision through the same court or agency handling the case.
If you’re found not guilty of the speeding violation, all charges will be dismissed, along with any fines or penalty points associated with the ticket. 
Pro-tip: Check your New York driving record to make sure it accurately reflects the result of your traffic ticket case. Incorrect information could lead to issues including unwanted fines and penalties. 

Will a speeding ticket increase your insurance? 

New York drivers saw their cost of car insurance increase by an average of 14 percent after they received a speeding ticket. Increased rates vary with each insurance company, which makes shopping for affordable car insurance with a speeding ticket on your record that much harder. 
If you’d rather leave the hard work of gathering quotes to someone else, use Jerry. The Jerry app can collect quotes from more than 50 top insurance companies, like Travelers, Nationwide, and Progressive, in seconds! They even help cancel your old policy once you’ve made your pick.
This Jerry user was thrilled with their experience, giving the app five stars:
“My past tickets were making it hard to find affordable insurance. With Jerry, I went from paying $450/month to $273/month. They took care of everything—such a relief!” —Josephine R.
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