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Cheapest car insurance in Phillipsburg, New Jersey (Mar 2024)

Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Phillipsburg, New Jersey.
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Kianna Walpole
Expert Insurance Writer & Editor
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Amy Bobinger, Licensed Insurance Agent — Expert Insurance Editor

Best car insurance companies in Phillipsburg

For Phillipsburg drivers, there’s no single “cheapest” auto insurance provider. Car insurance quotes are determined based on several factors, meaning not every driver will receive the same rate.
To determine who offers the most affordable car insurance rates in Phillipsburg for you, it’s best to compare prices across dozens of insurance companies—and Jerry can help.
Jerry experts recently conducted one of the most extensive insurance shopping surveys in the industry, interviewing real policyholders on their experience with their current provider. Based on these results, we found that large-name providers such as Allstate and AAA in Phillipsburg often received lower-than-expected scores.
On the other hand, smaller providers, including Safeco and Travelers achieved some of the highest overall ratings. Take a look at the table below to see how these companies and more ranked, and their average premium costs.
Insurance company
Overall rating
Average annual full coverage cost
Average annual minimum coverage cost
4.5
$1,293
$809
4.6
$1,571
$490
3.9
$1,762
$857
4.1
$2,065
$1,602
4.2
$2,658
$1,523

Safeco

  • Overall Jerry rating in Phillipsburg: 4.5
  • AM Best financial strength: A (Excellent)
  • NAIC complaint index (June 2023): Higher than average
Drivers with violations and may find the best deals with Safeco. This provider offers features such as Accident Forgiveness, Claims-Free Cash Back, and Diminishing Deductibles for those who maintain a clean record—and they can even help you build safe driving habits with the RightTrack telematics program.
Real 5-star customer review: “I am so grateful for Safeco and Jerry. I went from paying almost $500 to $120. For a struggling parent with two kids in college this was a blessing. Thank you.” (Latifah B., NJ)
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Travelers

  • Overall Jerry rating in Phillipsburg: 4.6
  • AM Best financial strength: A++ (Superior)
  • NAIC complaint index (January 2023): Lower than average
Travelers offers some of the most affordable rates and may be best suited for families or drivers with multiple policies. Along with several coverage options, Travelers also provides bundling services, umbrella insurance, homeowners insurance, and even boat and yacht coverage.
Real 5-star customer review: “Travelers insurance has very competitive prices with top notch coverage. Wouldn't think of using anyone else.” (Alex D., NJ)
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State Farm

  • Overall Jerry rating in Phillipsburg: 3.9
  • AM Best financial strength: A++ (Superior)
  • NAIC complaint index (September 2023): Slightly more than expected
State Farm is one of the top insurance choices for most drivers. With a wide network of local insurance agents, digital policy management, and several discounts for an array of driver profiles, car insurance is made easy—and affordable—with State Farm in Phillipsburg, NJ.
Real 5-star customer review: “Great deals offered and bundled offerings.” (Subjajit B., NJ)
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Allstate

  • Overall Jerry rating in Phillipsburg: 4.1
  • AM Best financial strength: A+ (Superior)
  • NAIC complaint index (June 2023): Much more than expected
Allstate in Phillipsburg, NJ is one of the more popular options for car insurance. With a slew of discounts and a wide range of coverage options and coverage limits, Allstate customers benefit from robust service and high financial stability rankings. 
Real 5-star customer review: “I have had great service from Allstate since the beginning, they are friendly and helpful and get everything done in a timely manner.” (Lisa F., NJ)
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AAA

  • Overall Jerry rating in Phillipsburg: 4.2
  • AM Best financial strength: A (Excellent)
  • NAIC complaint index (June 2023): Higher than average
With different tiers of membership, AAA makes it easy for drivers to get access to car insurance coverage and added perks, such as roadside assistance, rental car coverage, member discounts, and more. AAA in Phillipsburg is best suited for drivers who commute frequently.
Real 5-star customer review: “Always helpful.” (Mellanie M., NJ)
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How to find the cheapest car insurance in Phillipsburg

On average,
auto insurance
in Phillipsburg costs about $154 per month for minimum coverage liability insurance, and about $150 per month for full coverage insurance. Phillipsburg drivers pay 1% less than the
New Jersey
average.  
Jerry Insurance Agency
is here to help Phillipsburg drivers with a valuable insurance comparison app, which efficiently reviews and
analyzes multiple quotes
, allowing you to quickly select the customized policy that meets both your needs and your budget. 
Insurance companyPremium (monthly)CustomerCarInsurance coverage
Progressive
$158
Ernest, 34
Zip: 08865
Ford Focus SE
• 25,000/50,000 Liability
AAA
$84
Kathryn, 44
Zip: 08865
Honda Civic LX
• 25,000/50,000 Liability
Nationwide
$177
Logan, 32
Zip: 08865
Jeep Compass Latitude
• 100,000/300,000 Liability
• Comp / Collision
Plymouth Rock
$86
Ophelia, 45
Zip: 08865
Chevrolet Trax 1LT
• 15,000/30,000 Liability
coverageLast Updated Mar 27, 2024

Best cheap car insurance quotes in Phillipsburg

For Phillipsburg drivers, there’s no single “cheapest” auto insurance provider out there—instead, you have to carefully shop around for the best priced personalized motorist coverage.
But we can point you in the right direction! To determine who offers the cheapest car insurance rates in Phillipsburg, Jerry conducted the most extensive insurance shopping survey in the industry. 
Some research finds that
GEICO
offers the cheapest car insurance rates in Phillipsburg, but many users report that these low introductory rates increase significantly after a claim is filed, making the premiums much less affordable. 
Your coverage rates are highly personalized based on your individual needs and circumstances and will vary greatly from your friends’ and neighbors’ rates in Phillipsburg

Cheap minimum liability insurance quotes in Phillipsburg

In Phillipsburg , the current minimum coverage requirements for standard
liability insurance
are: 
You’ll commonly see this referred to as the 25/50/25 rule.
card cover
Susie (46 years old)
coverageCoverage
State Minimum
locationPhillipsburg, NJ
(Zip Code: 08865)
$111
per month
card cover
Terry (37 years old)
coverageCoverage
State Minimum
locationPhillipsburg, NJ
(Zip Code: 08865)
$131
per month
card cover
Craig (38 years old)
coverageCoverage
State Minimum
locationPhillipsburg, NJ
(Zip Code: 08865)
carDodge RAM 1500 ST
$102
per month

Do you need more than minimum coverage in Phillipsburg?

Liability coverage is the part of car insurance that pays for the injuries or damage you cause in an at-fault accident. But there’s a good chance that the damage will exceed the 25/50/25 limits established by
New Jersey insurance laws
.
For this reason, Phillipsburg drivers should purchase a more robust liability insurance policy. 

Cheap full coverage car insurance quotes in Phillipsburg

In Phillipsburg, drivers are not legally required to carry full coverage car insurance (although auto loan providers typically require it
before completing a vehicle sale
), but that doesn’t mean the coverage isn’t valuable. 
Full coverage includes
comprehensive
and
collision coverage
to pay for damages to your vehicle in the event of an at-fault accident or non-collision-related event (like vandalism, natural disasters, and even theft). 
Insurance coverageInsurance companyPremium (monthly)CustomerCar
• 25,000/50,000 Liability
• Comp / Collision
Progressive
$323
Matthew, 24
Zip: 08865
Toyota Camry LE
• 100,000/300,000 Liability
• Comp / Collision
AAA
$166
James, 29
Zip: 08865
Chrysler Pacifica Hybrid Touring L
• 100,000/300,000 Liability
• Comp / Collision
Nationwide
$177
Logan, 32
Zip: 08865
Jeep Compass Latitude
• State Minimum Liability
• Comp / Collision
Bristol West
$299
Eula, 20
Zip: 08865
Honda FIT
• 15,000/30,000 Liability
• Comp / Collision
Plymouth Rock
$111
Antonio, 31
Zip: 08865
KIA Forte LX
coverageLast Updated Mar 23, 2024
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
Jerry,
a top insurance agency
, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.
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Average cost of car insurance in Phillipsburg, New Jersey

Phillipsburg car owners can expect to spend an average of $150 per month and $1,799 per year on full-coverage car insurance, or $154 per month and $1,848 per year on liability-only coverage.
It’s important to keep in mind that these numbers are just estimated averages for the “average” Phillipsburg driver. The actual rates you’ll pay depend on a wide variety of factors, including your vehicle type, driving record, claims history, exact location, credit score, and more. Your insurance costs could be significantly more or less than the averages articulated above.

Car insurance quotes in Phillipsburg by rating factors 

Insurance companies in Phillipsburg use many rating factors when
deciding your auto insurance premium
:  
  • Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets. 
  • Your age: Drivers younger than 25 years old will pay higher insurance rates as insurance companies consider young drivers a higher risk due to limited driving experience. 
  • The type of car you drive: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars. 
  • Where you keep your car: Rates are likely higher if you regularly park your car in a neighborhood with a higher incidence of auto insurance claims. 

How do different factors impact your car insurance costs in Phillipsburg?

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Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, education, occupation, employment status, insurance history.
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Prohibited (or effectively prohibited): New Jersey currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Phillipsburg:

Cheap car insurance quotes in Phillipsburg after driving violations

Your
driving history
plays a significant role in determining the quotes for your auto insurance. 
If insurance companies observe a track record of violations, they consider you to be a
high-risk driver
, resulting in higher insurance premiums being charged.

Cheapest car insurance in Phillipsburg after speeding ticket

In Phillipsburg, speeding violations are typically categorized into different levels based on the extent to which the speed limit was exceeded. These levels often include 1-5 MPH over the limit, 6-10 MPH over the limit, 11-15 MPH over the limit, 16-20 MPH over the limit, and exceeding the speed limit by more than 21 MPH.
While receiving a
speeding ticket
in Phillipsburg is likely to result in increased insurance premiums, Jerry is an excellent resource for helping you find ways to minimize your costs.  
Speeding TypeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Speeding 11-15
Bristol West
$161
Lewis, 27
Zip: 08865
Audi A4 Premium
• 25,000/50,000 Liability
Speeding 16-20
Progressive
$80
Mitchell, 33
Zip: 08865
Subaru Forester 2.5XS LL Bean
• 15,000/30,000 Liability
Speeding 21+
Progressive
$80
Callie, 33
Zip: 08865
Subaru Forester 2.5XS LL Bean
• 15,000/30,000 Liability
coverageLast Updated Mar 26, 2024

Cheapest car insurance in Phillipsburg after DUI

In Phillipsburg,
DUI violations
are taken very seriously and thus generally result in a significant increase in car insurance rates compared to other violations. 
Finding the cheapest insurance options after a DUI often requires comparing
car insurance quotes
from multiple insurers, and Jerry can simplify the process of finding the lowest rates.
card cover
Virginia (43 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
locationPhillipsburg, NJ
(Zip Code: 08865)
$59
per month
card cover
Vernon (34 years old)
coverageCoverage
State Minimum
locationPhillipsburg, NJ
(Zip Code: 08865)
carBMW 330E
$61
per month

Cheapest car insurance in Phillipsburg after an at-fault accident

Your history of car accidents or claims heavily impacts your car insurance rates. 
For every Phillipsburg driver, insurance companies thoroughly examine previous at-fault accidents to determine the level of risk. If you have recently been involved in an at-fault accident, it is likely that your car insurance rates will see a significant increase.
Accident typeInsurance companyPremium (monthly)CustomerCarInsurance coverage
At Fault With Injury
Progressive
$82
Callie, 44
Zip: 08865
Honda Civic LX
• 25,000/50,000 Liability
At Fault With No Injury
Nationwide
$177
Scott, 32
Zip: 08865
Jeep Compass Latitude
• 100,000/300,000 Liability
• Comp / Collision
Not At Fault
Bristol West
$107
Clarence, 23
Zip: 08865
Subaru Legacy 2.5I Limited
• 25,000/50,000 Liability
At Fault With No Injury
Mercury
$149
Cynthia, 45
Zip: 08865
Chevrolet Trax 1LT
• 15,000/30,000 Liability
coverageLast Updated Mar 28, 2024

Cheapest car insurance in Phillipsburg after other driving violations

Apart from speeding tickets and DUIs, other violations—such as
reckless driving
and driving with a suspended license—can result in increased car insurance costs in Phillipsburg.
Jerry has helped drivers with various driving violations find affordable car insurance quotes from great providers.
ViolationInsurance companyPremium (monthly)CustomerCarInsurance coverage
Illegal Turn
Plymouth Rock
$73
Rosa, 37
Zip: 08865
Jeep Grand Cherokee Limited
• 15,000/30,000 Liability
• Comp / Collision
Defective Equipment
Nationwide
$218
Georgia, 37
Zip: 08865
KIA Sorento LX
• 50,000/100,000 Liability
• Comp / Collision
Failure to Obey Signal
Progressive
$351
Joel, 26
Zip: 08865
Honda Civic EX
• 25,000/50,000 Liability
• Comp / Collision
Careless Driving
Bristol West
$267
Ricky, 25
Zip: 08865
Cadillac STS
• 25,000/50,000 Liability
Driving on Sus. License
Bristol West
$241
Rhoda, 24
Zip: 08865
Toyota Camry LE
• 25,000/50,000 Liability
Failure to Obey Signal
Progressive
$351
Dylan, 26
Zip: 08865
Honda Civic EX
• 25,000/50,000 Liability
• Comp / Collision
Seat Belt
Plymouth Rock
$73
Mary, 37
Zip: 08865
Jeep Grand Cherokee Limited
• 15,000/30,000 Liability
• Comp / Collision
Improper Passing
Progressive
$336
Julia, 27
Zip: 08865
Hyundai Elantra SE
• 25,000/50,000 Liability
• Comp / Collision
coverageLast Updated Mar 29, 2024

Cheap car insurance quotes in Phillipsburg by age

Teen drivers in Phillipsburg are generally the least experienced motorists on the road, which means they’re a higher risk to insurance companies.  For this reason, young people tend to pay the highest rates in Phillipsburg, with premiums decreasing after they reach the age of 25. 
Conversely, rates will start to go up again around the age of 75.

Cheapest car insurance in Phillipsburg for young drivers

16 to 19 year olds pay the highest
car insurance premiums
in Phillipsburg when compared to other age groups.
If you’re a teen driver in Phillipsburg with a newer vehicle (or an older driver with a
provisional license
) it’s important to invest in full coverage insurance—especially due to the higher likelihood of young drivers to be involved in a collision. 
Full coverage insurance may cost more, but it provides essential financial protection after an accident. And Jerry can help you find savings on a great policy!
card cover
Matthew (24 years old)
coverageCoverage
25,000 per person
50,000 per accident bodily injury
Comp / Collision
locationPhillipsburg, NJ
(Zip Code: 08865)
$323
per month
card cover
Randall (20 years old)
coverageCoverage
15,000 per person
30,000 per accident bodily injury
locationPhillipsburg, NJ
(Zip Code: 08865)
carHonda FIT
$193
per month
card cover
Belle (23 years old)
coverageCoverage
25,000 per person
50,000 per accident bodily injury
locationPhillipsburg, NJ
(Zip Code: 08865)
carSubaru Legacy 2.5I Limited
$107
per month

Cheapest car insurance in Phillipsburg for senior drivers

Typically, senior drivers tend to pay some of the cheapest rates—until they reach their mid-70s. While more experienced on the road, motorists over the age of 70 are seen as higher liabilities on the road due to their increased risk of accidents and greater likelihood of serious injury in a crash. But that doesn’t mean affordable coverage is off the table if you’re an older driver. In fact, here are some of the cheapest providers in Phillipsburg for those aged 65 or older.
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Jessie (72 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationPhillipsburg, NJ
(Zip Code: 08865)
$46
per month
card cover
Georgie (67 years old)
coverageCoverage
State Minimum
locationPhillipsburg, NJ
(Zip Code: 08865)
$78
per month

Cheap car insurance quotes in Phillipsburg based on insurance history

Your insurance history plays a crucial role in determining your car insurance rates—specifically, whether you currently have coverage or not.
Phillipsburg drivers with a
policy lapse
usually have higher insurance rates. To assist customers in making timely insurance payments and avoiding coverage lapses, Jerry sends payment reminders to eligible Phillipsburg customers. These reminders are sent when a payment is approaching or overdue.
We have successfully helped countless drivers in Phillipsburg who are currently uninsured or have experienced coverage lapses in finding affordable coverage.
card cover
Glen (34 years old)
Currently Insured
coverageCoverage
25,000 per person
50,000 per accident bodily injury
locationPhillipsburg, NJ
(Zip Code: 08865)
$158
per month
card cover
Ian (44 years old)
Currently Insured
coverageCoverage
25,000 per person
50,000 per accident bodily injury
locationPhillipsburg, NJ
(Zip Code: 08865)
$84
per month
card cover
Lelia (32 years old)
Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationPhillipsburg, NJ
(Zip Code: 08865)
carJeep Compass Latitude
$177
per month
card cover
Henry (45 years old)
Currently Insured
coverageCoverage
15,000 per person
30,000 per accident bodily injury
locationPhillipsburg, NJ
(Zip Code: 08865)
carChevrolet Trax 1LT
$86
per month
card cover
Della (27 years old)
Currently Insured
coverageCoverage
25,000 per person
50,000 per accident bodily injury
locationPhillipsburg, NJ
(Zip Code: 08865)
$161
per month

Cheap car insurance quotes in for drivers with poor credit

drivers with poor credit scores often face higher insurance costs compared to those with healthier credit ratings. Even though
credit scores
don’t directly affect how well you drive, insurance companies have observed a relationship between low credit and an increased frequency to file claims.
Generally, drivers with great credit scores (over 750) will pay approximately 20% less on car insurance compared to individuals with poorer scores (below 550).
Credit RangeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
> 750
Progressive
$73
Isabel, 28
Zip: 08865
Honda CR-V LX
• 15,000/30,000 Liability
660 - 750
AAA
$166
Elsie, 29
Zip: 08865
Chrysler Pacifica Hybrid Touring L
• 100,000/300,000 Liability
• Comp / Collision
660 - 750
Bristol West
$241
Cole, 24
Zip: 08865
Toyota Camry LE
• 25,000/50,000 Liability
550 - 659
AAA
$84
Jon, 44
Zip: 08865
Honda Civic LX
• 25,000/50,000 Liability
< 550
Bristol West
$228
Lilly, 26
Zip: 08865
Nissan Sentra S
• 25,000/50,000 Liability
coverageLast Updated Mar 23, 2024

How to lower car insurance costs in Phillipsburg

1. Shop around and compare quotes

Finding car insurance is a pain—and you’re probably overpaying. But getting quotes from multiple companies is the only way to guarantee that you’re actually getting the best rate. 
Phillipsburg drivers can compare quotes quickly with the
Jerry
app. If you have a smartphone and 60 seconds, you can find the best rates in Phillipsburg for your unique driver profile. The service is 100% free and you could save a ton of money by shopping around.

2. Hunt for car insurance discounts

Every insurance company offers
a set of discounts
, but the options vary. Some discounts common to most companies include: 
  • Good driver discounts. If you have a squeaky clean driving record, you could unlock a good driver discount. This means no at-fault accidents and minimal points on your record. At some companies, it’s called a safe driver discount.
  • Telematics discounts. With discounts just for signing up, telematics programs are an easy way to save money. They track your driving behavior and reward you for safe behavior!
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3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance in Phillipsburg, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

Why is car insurance in Phillipsburg so expensive?

  • Personal injury protection (PIP) coverage requirement: New Jersey is a no-fault insurance state, which means that drivers in Phillipsburg are required to have PIP coverage. PIP coverage provides medical benefits for injuries sustained in auto accidents, and the cost of this coverage can contribute to higher insurance premiums.
  • Auto theft rates: Some areas have higher rates of auto theft, which increases the risk of vehicle loss or damage. Insurers may charge higher premiums to compensate for the elevated risk.
  • Lawsuits and litigation: New Jersey has a higher prevalence of lawsuits and litigation related to auto accidents compared to other states. This can increase insurance costs for Phillipsburg drivers as insurers need to allocate funds for potential legal expenses and settlements.

FAQ

What is the cheapest car insurance in Phillipsburg?

Based on thousands of Phillipsburg drivers Jerry has worked with, car insurance in Phillipsburg costs an average of $154 per month for state-minimum coverage and $150 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today! 

What is the best car insurance in Phillipsburg?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.
Bristol West
,
SafeC0
, and
Travelers
receive good ratings from Phillipsburg drivers, based on the largest car insurance survey in the nation conducted by Jerry.
Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.

What is the minimum car insurance in Phillipsburg, New Jersey?

The current minimum coverage requirements for standard
liability insurance
in New Jersey are: 
You’ll commonly see this referred to as the 25/50/25 rule.

How much is car insurance in Phillipsburg?

People living in Phillipsburg pay on average $154 per month – or $1,848 per year – on state-minimum liability coverage. Full coverage in Phillipsburg costs on average $150 per month of $1,799 per year. 
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free. 

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Kianna Walpole
badge icon
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
avatar
Amy Bobinger
badge icon
Licensed Insurance Agent — Expert Insurance Editor
Expert insurance writer and editor Amy Bobinger specializes in car repair, car maintenance, and car insurance. As a car owner herself, Amy is passionate about creating content that helps consumers navigate challenging and sometimes difficult processes relating to car ownership and achieve financial success in areas relating to cars.
A lifelong writer with over 10 years of experience as a freelance editor, Amy spent four years as an editing fellow at WikiHow, where she co-authored over 600 articles on topics including car maintenance and home ownership. Since joining Jerry’s editorial team in 2022, Amy has edited over 2,500 articles on car insurance, state driving laws, and car repair and maintenance.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.