PriceProtect™
DriveShield™
GarageGuard™
Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|---|
September 15, 2023 | Gainsco | $103 | Lulu, 40 | • State Minimum Liability | |
September 11, 2023 | Nationwide | $78 | Lillian, 42 | • 100,000/300,000 Liability | |
September 11, 2023 | Allstate | $75 | Hettie, 35 | • 50,000/100,000 Liability | |
September 11, 2023 | Progressive | $75 | Hilda, 49 | • 30,000/60,000 Liability • Comp / Collision | |
September 7, 2023 | Safeco | $81 | Edna, 31 | • State Minimum Liability |
Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
---|---|---|---|---|
Safeco | 4.6 | 4.4 | 4 | 4.5 |
Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
AAA | 4.2 | 4 | 3.8 | 4.4 |
Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
USAA | 4 | 3.5 | 4.5 | 4.2 |
State Farm | 4 | 3.4 | 3.8 | 4.2 |
Farmers | 4 | 3.4 | 4.1 | 3.9 |
Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
---|---|---|
State minimum coverage | $98 | $1,176 |
Full coverage | $158 | $1,896 |
Car Model & Trim | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
---|---|---|
$70 | $100 | |
$82 | $249 | |
$82 | $170 | |
$83 | $196 | |
$83 | $103 | |
$85 | $122 | |
$93 | $113 | |
$98 | $184 | |
$98 | $158 | |
$103 | $209 | |
$107 | $200 | |
$112 | $152 |
Model | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
---|---|---|
$44 | $94 | |
$53 | $53 | |
$62 | $115 | |
$83 | $196 | |
$93 | $144 | |
$94 | $171 | |
$94 | $151 | |
$102 | $202 | |
$104 | $252 | |
$116 | $178 | |
$121 | $207 |
Rating Type | Rating |
---|---|
Small overlap front: driver-side | Good |
Small overlap front: passenger-side | Good |
Moderate overlap front: original test | Good |
Side: original test | Good |
Side: updated test | Poor |
Roof strength | Good |
Head restraints & seats | Good |
Headlights (varies by trim/option) | Average/Poor depending on trim/option |
Front crash prevention: vehicle-to-vehicle | Superior |
Front crash prevention: vehicle-to-pedestrian (day) | Basic |
LATCH ease of use | Good |