Liberty Mutual offers a defensive driving course discount, but only in some states. However, practicing good driving habits year round can help you save on insurance costs.

Written by Maria Cruz

Edited by Amy Bobinger

Updated on Jan 31, 2024

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Liberty Mutual offers a defensive driving course discount to drivers in certain states
RightTrack helps you become a better driver and save money
Other ways to save on Liberty Mutual car insurance
FAQs

Liberty Mutual

offers a defensive driving course discount, but only in states that require it by law. Currently, 34 states and the District of Columbia mandate insurers to provide defensive driving discounts to those who qualify.

Liberty Mutual offers a defensive driving course discount to drivers in certain states

You may be eligible for a discount upon successful completion of a qualified

defensive driving class

. But bear in mind that only policyholders in certain states can score a defensive driving discount from Liberty Mutual. To know whether you qualify, it’s best to speak with an insurance agent.

Liberty Mutual also offers the discount to those who complete online

defensive driving courses

Safe driving refers to road safety as a whole, while defensive driving is a course that equips motorists with the skills they need to be a safe driver.

RightTrack helps you become a better driver and save money

Liberty Mutual’s RightTrack program keeps tabs on your good (or bad) driving habits. You’ll receive a discount simply for signing up, but you could also nab a final discount of up to 30% on insurance costs.

RightTrack will monitor a few of your driving habits, including:

Braking

Accelerating

Nighttime driving

New drivers and experienced motorists alike can save on insurance coverage by practicing

safe driving

. Safe driving will help you keep a clean driving record, which in turn will help keep your insurance costs low.

You don’t need to wait for an insurance provider to monitor your driving skills.

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ensures you have top-notch driving habits before you start tracking them with your insurer.

The better your driving record is upfront, the better chance you have to save on car insurance rates.

Other ways to save on Liberty Mutual car insurance

There are other

car insurance discounts from Liberty Mutual

, too. Here are just a few of the ways you can save:

Good student

discount: If you (or your student) have an average grade of B or higher

Homeowner discount: You may be able to save if you own a house

Multi-policy discount: If you have more than one insurance policy with Liberty Mutual

Violation-free discount: If your driving record doesn’t have any moving violations

You may also qualify for discounts if you’re in the military, have multiple cars insured with Liberty Mutual, or go paperless.

Learn more:

How to score the best car insurance discounts

FAQs

How much can you save with RightTrack?

RightTrack offers a discount for signing up and can also save you anywhere between 5–30% on your Liberty Mutual insurance.

Does Liberty Mutual offer discounts?

Liberty Mutual offers several discounts to policyholders. You can save money by bundling policies, going paperless, and being claims free. Young drivers can also save if their grades are high enough.

Will Liberty Mutual use RightTrack information to raise your rates?

If you use RightTrack and Liberty Mutual deems you a high-risk driver, your rates could increase—so be sure to practice safe driving habits if you enroll in the program.

How do I get a 30% discount with RightTrack?

Your discount amount comes down to how good your driving habits are. Safer drivers will receive better rates, but high-risk drivers could see a rate increase.