Does Liberty Mutual Have a Defensive Driving Course Discount?

Liberty Mutual offers a defensive driving course discount, but only in some states. However, practicing good driving habits year round can help you save on insurance costs.
Written by Maria Cruz
Edited by Amy Bobinger
Liberty Mutual
offers a defensive driving course discount, but only in states that require it by law. Currently, 34 states and the District of Columbia mandate insurers to provide defensive driving discounts to those who qualify. 

Liberty Mutual offers a defensive driving course discount to drivers in certain states

You may be eligible for a discount upon successful completion of a qualified defensive driving class. But bear in mind that only policyholders in certain states can score a defensive driving discount from Liberty Mutual. To know whether you qualify, it’s best to speak with an insurance agent.
Liberty Mutual also offers the discount to those who complete online
defensive driving courses
Safe driving refers to road safety as a whole, while defensive driving is a course that equips motorists with the skills they need to be a safe driver.

RightTrack helps you become a better driver and save money

Liberty Mutual’s RightTrack program keeps tabs on your good (or bad) driving habits. You’ll receive a discount simply for signing up, but you could also nab a final discount of up to 30% on insurance costs.
RightTrack will monitor a few of your driving habits, including:
Nighttime driving
New drivers and experienced motorists alike can save on insurance coverage by practicing
safe driving
. Safe driving will help you keep a clean driving record, which in turn will help keep your insurance costs low.
app screenshot
You don’t need to wait for an insurance provider to monitor your driving skills.
ensures you have top-notch driving habits before you start tracking them with your insurer.
The better your driving record is upfront, the better chance you have to save on car insurance rates.

Other ways to save on Liberty Mutual car insurance

There are other
car insurance discounts from Liberty Mutual
, too. Here are just a few of the ways you can save:
Good student
discount: If you (or your student) have an average grade of B or higher
Homeowner discount: You may be able to save if you own a house
Multi-policy discount: If you have more than one insurance policy with Liberty Mutual
Violation-free discount: If your driving record doesn’t have any moving violations
You may also qualify for discounts if you’re in the military, have multiple cars insured with Liberty Mutual, or go paperless.


How much can you save with RightTrack?

RightTrack offers a discount for signing up and can also save you anywhere between 5–30% on your Liberty Mutual insurance.

Does Liberty Mutual offer discounts?

Liberty Mutual offers several discounts to policyholders. You can save money by bundling policies, going paperless, and being claims free. Young drivers can also save if their grades are high enough.

Will Liberty Mutual use RightTrack information to raise your rates?

If you use RightTrack and Liberty Mutual deems you a high-risk driver, your rates could increase—so be sure to practice safe driving habits if you enroll in the program.

How do I get a 30% discount with RightTrack?

Your discount amount comes down to how good your driving habits are. Safer drivers will receive better rates, but high-risk drivers could see a rate increase.

Where does Liberty Mutual offer a defensive driving discount?

Liberty Mutual’s defensive driving discount is only available in states that legally require it.

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