How to Cancel Safeco Insurance: A Step-by-Step Guide

To cancel your Safeco car insurance policy, you’ll need to contact your insurance agent or customer service at 1-800-332-3226.
Written by Liz Jenson
Reviewed by Pat Roache
You can cancel your Safeco
auto insurance
at any time by visiting your local insurance agency in person, or by speaking with a representative via
customer service phone number: 1-800-332-3226. 

2 ways to cancel Safeco car insurance

To process a policy cancellation with Safeco Insurance Company, you will need:
Your name as it appears on the policy
The insurance policy number found on your policy ID card
The date that you want your auto insurance to stop
With this information, there are two ways you can cancel your Safeco auto insurance:
You can call Safeco at 1-800-332-3226 to speak with a Safeco agent or customer service representative and cancel your insurance coverage.
If applicable, you can drop by your independent agent’s office to process the cancellation through them.

Does Safeco charge a cancellation fee?

Safeco does not charge policyholders a fee for early cancellations. If you want to be sure that you won’t face a cancellation fee, reach out to a Safeco customer service representative to review their cancellation policy. 
Be sure to review your cancellation confirmation carefully to ensure no cancellation fee was charged.

Can you get a refund if you paid in full?

If you prepaid for your auto insurance policy in full, Safeco will refund a portion of your policy that you haven’t used in the event of a cancellation. Typically, car insurance companies retain some of your unused premium for administrative fees associated with the cancellation, but you should receive the majority of your pre-payment.

You can cancel your Safeco insurance policy at any time 

You can cancel your Safeco insurance at any point in your policy term—even if you activated your policies days before. 
Canceling your Safeco insurance policy is a good idea if:
You found you can save money with a lower rate from a different auto insurance provider
You secured
a bundling offer
from another company for auto and homeowner insurance or auto and renters insurance
You are selling your vehicle and don’t plan to own another one in the future
If you are canceling your policy because your Safeco car insurance rate is too high, you will need to purchase a new car insurance policy before you cancel your Safeco coverage. If you cancel your Safeco insurance without setting up a new policy, you will run into higher car insurance rates due to a coverage lapse. Additionally, you could face legal penalties for driving uninsured, which is illegal in most states and Washington, D.C.. 
Comparing car insurance quotes from different insurance providers can help you find the lowest rate for your coverage needs before you cancel your Safeco policy.
app screenshot
app is a great resource for finding and comparing quotes from top car insurance companies—like Progressive, Allstate, and State Farm.
You can also adjust coverage levels and deductibles, add extras, like roadside assistance, and select your new policy activation date to avoid a coverage lapse.

Keep your insurance active when you sell your car

If you no longer require your Safeco policy because you are selling your vehicle, keep in mind that you’ll still need car insurance if you plan to own a car in the future. Canceling your policy without a new source of insurance will result in a coverage lapse, which will increase your car insurance rates going forward. 
A better option for your period without a vehicle would be
non-owner car insurance
. Non-owner policies offer temporary liability coverage even if you don’t own a car, and it’ll help you secure a better rate on your next insurance policy.
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Can I cancel my Safeco insurance online?

Safeco does not offer an option to cancel insurance products online or through a mobile app. Instead, you will need to call Safeco at 1-800-332-3226, or contact your insurance agent to process the cancellation.

How can I cancel my Safeco insurance?

Safeco offers two ways to cancel your car insurance policy: 
  • Call Safeco at 1-800-332-3226 to speak with a customer service representative and cancel your policy 
  • Connect with your local agent to facilitate the cancellation

Can I cancel my insurance at any time?

You can cancel your Safeco car insurance policy at any time. Safeco does not typically charge a cancellation fee, so you won’t need to worry about extra charges associated with an early cancellation. Just be sure that you have a new policy lined up ahead of canceling your current policy so you don’t run into higher insurance rates due to a car insurance lapse. 

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