How to Cancel Elephant Car Insurance: A Step-By-Step Guide

To cancel your auto insurance policy with Elephant, call 1-877-321-2095. Just be sure you set up a new policy first.
Written by Carol Chung
Reviewed by Kathleen Flear
Policyholders have just one option if they wish to cancel their Elephant
car insurance
policy: call 1-877-321-2095 to speak with an Elephant insurance agent.

How to cancel Elephant insurance

  • Your name as it appears on your Elephant policy
  • Your insurance policy number, which you can find on your policy ID card and policy documents
  • The effective date for your cancelation
Elephant may also request additional identifying information, such as your driver’s license number, social security number, or vehicle identification number (VIN).
Once you’ve gathered this information, call the Elephant Insurance Company customer service phone number: 1-877-321-2095.

Does Elephant charge a cancellation fee?

No. Elephant does not charge a fee for early or mid-term cancellation.

Can you get a refund if you paid in full?

Yes. You can get a reimbursement for any prepaid unused premiums. Note that car insurance companies typically retain a small portion of your unused premium as an administrative fee for processing the refund, but you should get most of it back.

You can cancel your Elephant insurance policy at any time

Like most auto insurance policies, Elephant car insurance can be canceled at any time.
Canceling your Elephant policy is a good idea if:
You’ve found a lower car insurance rate with a different auto insurance provider
You plan to
bundle your auto coverage
with homeowners or renters with another provider.
selling your vehicle
and don’t intend to replace it with a new one.
If high rates are what’s leading you to cancel your Elephant policy, make sure you get a new policy set up with a different insurance carrier first. Be sure your new policy start date is on or before your old policy’s cancellation date to avoid a lapse in coverage—letting your insurance lapse can lead to higher premiums in the future and is also illegal if you still own a registered vehicle.
app screenshot
Using the
app lets you
compare car insurance quotes
from top providers to make sure you get a policy that’s both effective and affordable. You can also set up your new policy and choose your coverage start date right in the app.
You can also use the Jerry app to adjust
full coverage
deductibles on collision coverage and comprehensive coverage, or to cancel add-on insurance products you no longer want or need—all of which can help you keep your car insurance coverage affordable.

Keep your insurance active when you sell your car

If you’re selling your car, but you plan to get a new one in the future, dropping coverage altogether is a bad idea. Instead, switch your coverage to a
non-owner policy
to maintain continuous
liability coverage
and avoid the insurance rate hikes that accompany a coverage lapse.


Does Elephant have a cancellation fee?

No. Elephant customers are not charged a fee for early cancellation.

How do I cancel my Elephant policy online?

Unfortunately, Elephant does not allow policyholders to cancel their insurance online. The only way to cancel your policy is to call an Elephant agent at 1-877-321-2095.

How do I cancel auto-renewal on Elephant?

While you can’t cancel your Elephant policy’s auto-renew feature, you will get notification and updated billing information about a month before the start of your new policy term. If you don’t wish to renew, you can call to cancel, or you can
update your payment info online

Why is Elephant insurance so cheap?

Elephant offers a wide variety of discounts, and if you qualify for enough of them, you could see your rate drop by 30%.

Is Elephant insurance legit?

Yes. Elephant is a subsidiary of the UK-based
Admiral Group
, which has strong financial ratings and
A+ Fitch ratings

Who owns Elephant insurance?

Elephant is a wholly-owned subsidiary of The Admiral Group, a UK-based insurance company.

How much does Elephant insurance cost?

Insurance premiums are highly individualized, but the average cost of an Elephant full-coverage policy is about $193 per month.

What states does Elephant insurance cover?

Elephant insurance is available in Georgia, Illinois, Indiana, Maryland, Ohio, Tennessee, Texas, and Virginia.

How do I cancel my existing insurance?

Different providers have different cancellation processes, so be sure to check with your current insurer to find out how to cancel your coverage.

What is the easiest way to cancel insurance?

The easiest way to cancel insurance coverage with any insurance company is to use the Jerry app. When you set up a new policy through the app,
Jerry’s licensed agents
will help you through the cancellation process, right in the app, so there’s no need for phone calls or extra legwork.

Can I cancel my insurance policy at any time?

Technically yes. Unless your policy details state otherwise, you can cancel your insurance even if you’ve just started a policy. That said, watch out for short-rate premiums and cancellation fees, and avoid using early cancellation as a way to get temporary coverage.

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