How to Cancel Admiral Car Insurance
You can cancel Admiral car insurance online or by phone. Let’s get into the details.
Written by Matt Terzi
Reviewed by Jaya Anandjit
Unlike most American
car insurance
providers, Admiral allows you to cancel your insurance coverage online. You can also call them to cancel, though the number you call depends on your insurance type.Admiral is a UK-based insurance company, so if you’re moving to the United States and need coverage, you’ll need to cancel your current plan. But how do you cancel your Admiral coverage after signing up for your new American-based policy? This guide will help!
How to cancel your Admiral car insurance policy
Admiral car insurance doesn’t transfer over the pond—you’ll need to find car insurance through a North American company like
GEICO
, Progressive
, Liberty Mutual
, or another company. Like in the UK, it’s illegal to drive in most of the United States without
liability coverage
(you know it as third-party insurance), and if you have an auto loan you’ll almost always be required to get comprehensive coverage
also. Again, it’s almost the same as having a car in the United Kingdom.A
lapse in coverage
can result in your insurance premiums skyrocketing, so you’ll want to get your new American insurance policy started before canceling your Admiral policy.Having said that, let’s go over how to cancel your Admiral car insurance policy. You can cancel your policy by
contacting Admiral
through their web chat portal or over the phone. Just don’t get used to this stateside, as most car insurance providers won’t let you cancel over the web. You’ll need to call them instead.Be sure to have relevant information handy when you go to cancel, including your policy number, effective policy cancellation date, and information about your new replacement policy.
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You can cancel your Admiral policy through their website’s chat feature, but you may be required to call them regardless. Only the specific policyholder can cancel an insurance policy—you can’t call on behalf of someone else unless you have power of attorney for them.
Does Admiral charge a cancellation fee?
If you cancel your Admiral insurance policy within the first 14 days of having it, you’ll pay a reduced cancellation fee ranging from £25 to £125. However, if you cancel outside of that 14-day cooling-off period, the costs are significantly higher, ranging from £39.50 to £155.
Does Admiral refund you if you cancel your auto insurance policy?
Like most insurance providers in the US and UK, Admiral will refund the unused portion of your policy if you paid for your coverage upfront. Admiral uses auto-renewal, so it’s always safer to cancel your policy near the end of the term than the start of it.
Does Admiral have a grace period for nonpayment?
There’s no established grace period with Admiral, and they can cancel your policy on the first offense (though they usually won’t). Admiral will reach out to you if your payment is late, and if they don’t get payment fairly quickly, you’ll find yourself uninsured.
Though your Admiral coverage doesn’t apply in the United States or Canada, it’s still handy to know!
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Should you cancel your Admiral insurance?
If you’re moving from the UK to the US or Canada, your Admiral insurance policy won’t do you much good. Naturally, you’ll want to cancel your Admiral car insurance policy when you move here. But there are lots of other reasons to cancel a car insurance policy, too:
- Financial difficulty (if you can’t make payments). If this describes your situation, shop around for a lower rate—you don’t want to go without coverage altogether.
- You’re looking for better coverage, a different type of coverage, or special add-ons that aren’t offered through Admiral.
- Your insurance premiums are changing because you’vemovedorsold your vehicle, or you’ve changed yourmarital status.
- Your insurance rates have gone up and you’d like to shop around to minimize the impact.
Whatever the reason, you’ll want to take your time when shopping for new auto insurance quotes and familiarize yourself with how car insurance works in your state of destination. And if you need any help with any of the above, we’re happy to help.
