How to Cancel Allstate Car Insurance: A Step-By-Step Guide

You can cancel Allstate insurance coverage anytime by calling 1-800-255-7828, but make sure you have new coverage lined up first.
Written by Andrea Barrett
Reviewed by Jessica Barrett
You can cancel your Allstate
car insurance
policy by calling 1-800-255-7828, contacting your local
agent in person or by phone, or by mail—but you can’t cancel online and you should make sure you have a policy in place with a new provider first.

How to cancel Allstate car insurance at any time

Check your policy terms and conditions to ensure you’re prepared for cancellation
Ask about cancellation fees: Generally, Allstate does not charge a cancellation fee, but individual state insurance laws may require they do in some cases. Check your policy documents to ensure you won’t be charged a mid-term cancellation fee.
Check your refund eligibility: Like most insurers, Allstate will provide a refund of any unused premiums—usually minus a small administrative fee. Information about administrative fees and other policy information can be found in your policy documents.
Ensure you have a new policy in place
Your Allstate insurance cancellation date should be set for after you have a new policy set up. Allstate may ask for the provider and policy number for your new policy. Allowing your coverage to lapse even for a short while can have serious negative consequences for future coverage.
Canceling your Allstate policy before the renewal date is a good idea if:
You’ve found a lower rate or monthly payment with a different auto insurance provider
You plan to
bundle your auto coverage
with homeowners or renters with another provider.
selling your vehicle
and don’t intend to replace it with a new one.
If none of these situations apply to you, don’t cancel immediately. Instead, take the time to
compare car insurance quotes
from multiple car insurance companies to see if canceling your Allstate policy is the right move. 
You can use the
app to compare Allstate quotes with offers from dozens of other providers and activate a new policy if you’re ready to cancel with Allstate.
app screenshot
Don’t drop your policy when you sell your car
Unless you’re not planning to own a car in the future, dropping your coverage altogether is a bad idea—switch to a
non-owner policy
instead. Even if you don’t own a vehicle, a coverage lapse could lead to much higher insurance rates. A non-owner policy allows you to retain
liability coverage
and avoid a lapse, which can spell big savings both now and in the future.
You can use the
app to help you compare quotes for specific coverages like this.

Three ways to cancel Allstate coverage: by phone, in person, or by mail

To cancel your Allstate auto insurance policy you will need:
Your name as it appears on your Allstate policy
Your insurance policy number, which you can find on your policy ID card
The effective date for your cancelation
Once you’ve gathered this information, choose the method you’d like to use to cancel your policy.
By phone: Call 1-800-ALLSTATE (255-7828) or contact your local Allstate insurance agent to request policy termination.
Head to an independent Allstate agent’s office to cancel in person.
Mail a cancellation request letter to:
Allstate Insurance Company
P.O. Box 660598
Dallas, Texas 75266
Cancellation request letters should be signed and dated, and include:
Your name and address as they appear on your Allstate policy
Phone number
Policy number
The date you would like your policy to end
You can’t cancel your Allstate policy online or through Allstate’s mobile app—but if you set up your new car insurance policy through the Jerry app, Jerry’s
licensed agents
can help you navigate Allstate’s cancellation process through the app.
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How to cancel Allstate car insurance online?

Allstate does not allow policyholders to cancel coverage online. To cancel your Allstate car insurance policy, call or visit your Allstate agent, call 1-800-ALLSTATE, or send a written request to cancel to Allstate’s mailing address.

Is there a cancellation fee for Allstate insurance?

No. Allstate does not generally charge fees for early cancellation.

How do I cancel my Allstate insurance by email?

Allstate does not allow policyholders to cancel car insurance coverage by email. To cancel your Allstate car insurance policy, call or visit your Allstate agent, call 1-800-ALLSTATE, or send a cancellation letter to Allstate’s offices.

What happens if you stop paying Allstate insurance?

If you stop paying your Allstate premium, Allstate may terminate or cancel your policy, resulting in a lapse in coverage. Plus, Allstate will report nonpayment to credit agencies, which could affect your credit score.

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