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Jerry Data & Research
Cheapest 2009 Honda FIT Car Insurance (May 2024)
Cheapest 2009 Honda FIT Car Insurance (May 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your 2009 Honda FIT
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Maria Cruz
Expert Insurance Writer & Editor
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Kianna Walpole, Expert Insurance Writer & Editor
What's on this page?
- How much does car insurance cost for a 2009 Honda FIT ?
- Compare the cheapest 2009 Honda FIT car insurance quotes
- The best car insurance companies for 2009 Honda FIT owners
- How expensive is 2009 Honda FIT insurance compared to other years?
- Are 2009 Honda FITs expensive to insure?
- NHTSA safety ratings for the 2009 Honda FIT
- 2009 Honda FIT insurance costs by age
- Methodology
- Sources
- Meet our experts
Load full table of contents
How much does car insurance cost for a 2009 Honda FIT ?
The average cost of car insurance for a 2009 Honda FIT is $1,284 to meet state minimum requirements. Compared to other models in a similar price range, insurance costs for the 2009 Honda FIT are 22% less.
The cost of car insurance
is based on car make, model, and trim, along with safety features and driver information. To find an accurate estimate of your insurance costs for a 2009 Honda FIT, use Jerry
to get a detailed car insurance price comparison
. Compare the cheapest 2009 Honda FIT car insurance quotes
Thousands of smart Honda FIT drivers come to Jerry every month to find the best rates from top-rated providers. Below are cheap quotes Jerry found for 2009 Honda FIT drivers.
| Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
May 1, 2024 | Travelers | $73 | Raymond, 42 | • 100,000/300,000 Liability • Comp / Collision | |
April 30, 2024 | Nationwide | $71 | Henry, 44 Dale, TX | • State Minimum Liability | |
April 30, 2024 | Progressive | $75 | Ernest, 43 | • State Minimum Liability | |
April 27, 2024 | Gainsco | $266 | Donald, 30 | • State Minimum Liability • Comp / Collision | |
April 18, 2024 | Safeco | $103 | Ida, 32 | • 50,000/100,000 Liability |
Last Updated May 1, 2024However, insurance premiums can vary greatly based on trims and drivers. The best way to evaluate your own insurance costs is to
get a car insurance quote
from at least three insurance companies and compare rates. The best car insurance companies for 2009 Honda FIT owners
There’s no best company for all 2009 Honda FIT drivers.
Insurance premiums are calculated
based on a wide range of factors, including driver age, driving record, and insurance history—and every company uses a slightly different algorithm to make those calculations. Jerry has conducted the largest insurance shopping survey in the nation to help people compare car insurance companies and find the best fit for them—not just in terms of price, but customer service and claims experience as well.
The table below shows how 2009 Honda FIT drivers rated different insurance companies in these three categories, as well as overall.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average 2009 Honda FIT insurance costs
The average cost of insurance for a 2009 Honda FIT is $107 per month for minimum liability insurance coverage, or $1,284 annually. If you’re looking to upgrade to full coverage, the cost can climb to an average of $202 every month, or $2,424 each year.
Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $107 | $1,284 |
Full coverage | $202 | $2,424 |
State minimum coverage
refers to the minimum amount of car insurance required by state laws, which typically includes some amount of liability insurance
. In some states, uninsured/underinsured motorist coverage
and/or personal injury protection
are also required by law. Full coverage car insurance
, on the other hand, includes collision
and comprehensive coverage
, which are not required by law. Unlike minimum coverage, full coverage provides robust protection for your vehicle against damage from accidents, auto theft, vandalism, severe weather, and more. Compare insurance information for other Hondas
2009 Honda FIT insurance costs by trim level
A vehicle’s trim level and engine can cause your insurance rates to increase. The reason why is that more horsepower means more speed, and insurance companies view that as a higher risk on the road.
It isn’t always the case, but electric cars can also be more expensive to insure than traditional vehicles. One of the biggest suggestions as to why is because electric vehicles are costlier to repair and replace.
Take it from one of the major names in insurance—
Progressive described
how certain safety protocols need to be set in place if an electric car’s battery malfunctions or needs to be replaced, which not only drives up the cost of repairs but also the cost of coverage.They went on to say that there aren’t as many technicians around who can fix an electric vehicle at the same clip mechanics can a gas one. What this means for drivers is that they may see higher repair costs.
It was also reported1 that replacing parts in an electric car is sometimes nearly 3% more expensive than replacing parts in a gas vehicle, which also impacts insurance costs.
In addition to the added cost of electric cars on the whole, upgraded trims to a vehicle can also increase insurance rates. As the FIT continued to become more popular, Honda released a few upgraded versions in their line of third generation models:
- LX: 1.5 liter DOHC engine
- EX
- EX-L
- EX-L with Navigation
Third generation FITs had backup and side-view mirror cameras, leather interiors, and navigation. Though a more luxurious interior can sometimes cost more to insure, a new trim’s added safety features tend to bring rates down, which is exactly what happened with the third generation FIT models.
Additionally, a vehicle’s trim level and engine can cause your insurance rates to increase. The reason why is that more horsepower means more speed, and insurance companies view that as a higher risk on the road. Take a look at the table below to see how your Fit car insurance costs could change depending on your trim level and engine type.
| Car Model & Trim | Average full coverage insurance cost | Average minimum coverage insurance cost |
|---|---|---|
2009 FIT Sport | $113 | $72 |
How expensive is 2009 Honda FIT insurance compared to other years?
On average, an ‘09 FIT model costs $107 for state minimum coverage and upwards of $202 for full coverage. Compared to other model years, the 2009 Honda FIT is on the more expensive side, with the 2012 and 2018 models being some of the cheapest options—but not by much.
Although Honda ultimately discontinued American sales in 20202, that didn’t stop them from releasing a new model every year up until then, and insurance costs didn’t experience too many spikes as newer versions became available.
Check out the table below to see how your 2009 Honda FIT stacks up against other model years.
Model | Avg. Monthly Minimal Coverage | Avg. Monthly Full Coverage |
|---|---|---|
2007 Honda FIT | $90 | $202 |
2008 Honda FIT | $102 | $198 |
2009 Honda FIT | $107 | $202 |
2010 Honda FIT | $87 | $152 |
2011 Honda FIT | $78 | $177 |
2012 Honda FIT | $95 | $182 |
2013 Honda FIT | $93 | $195 |
2017 Honda FIT | $78 | $194 |
2020 Honda FIT | $119 | $263 |
Compare car insurance by car year
Are 2009 Honda FITs expensive to insure?
On average, car insurance for a 2009 Honda FIT costs $107. Compared with other models in a similar price range, it costs 22% less to insure a 2009 Honda FIT.
Model | Avg. Minimal Coverage Insurance Cost | Avg. Full Coverage Insurance Cost |
|---|---|---|
$36 | $135 | |
$65 | $194 | |
2009 Honda Fit | $107 | $202 |
$133 | $228 | |
$158 | $242 |
Insurance companies look at more than your car’s make and model to determine the cost of coverage. They’ll take into account the age of the vehicle, its MSRP and actual cash value, the size of its engine, and the likelihood of claims after a crash.
NHTSA safety ratings for the 2009 Honda FIT
Safety ratings impact car insurance. Models equipped with advanced safety features are often cheaper to insure as they’re considered less of a liability on the road.
Let’s take a look at how the National Highway Traffic Safety Administration rated the 2009 Honda FIT3 across several categories.
Safety feature | Star rating |
|---|---|
Frontal driver side | 5 stars |
Front passenger side | 5 stars |
Driver side barrier | 5 stars |
Side barrier rear passenger | 4 stars |
Rollover | 4 stars |
What other factors affect 2009 Honda FIT insurance rates?
Car insurance companies consider the following factors when generating quotes:
- The kind of car you have: Collision and comprehensive coverage cost more for luxury vehicles, sports cars, and any high-performance vehicle.
- Your age: Young drivers (below age 25) pay higher insurance rates based on their lack of driving experience compared to older drivers. Drivers above age 75 also see higher rates based on declining road safety.
- Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets in the past five years.
- Where you keep your car: Insurance rates vary from state to state and even between different ZIP codes based on theft rates, accident statistics, and weather patterns in your area.
2009 Honda FIT insurance costs by age
On average, teenagers and seniors over 70 pay the most for insurance because providers consider them to be higher liabilities on the road—which is the case regardless of which state you live in or vehicle you own.
The table below compares rates across various age groups to give you a better idea of what you can expect to pay for a 2009 Honda FIT.
Age group | Average annual full coverage cost |
|---|---|
18-21 | $3,722 |
22-25 | $3,527 |
26-34 | $2,661 |
35-44 | $2,002 |
45-54 | $2,433 |
55-64 | $2,996 |
>=65 | $2,919 |
2009 Honda FIT insurance cost for drivers with driving violations
Drivers with recent violations on their record will typically see higher insurance costs. Common violations can range from speeding tickets and driving without insurance to at-fault accidents and DUIs.
Here’s how much real policyholders pay for insurance if they have violations on their record.
| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Failure to Yield | Progressive | $116 | Ethel, 23 | • State Minimum Liability • Comp / Collision | |
Failure to Yield | Progressive | $116 | Lucille, 23 | • State Minimum Liability • Comp / Collision |
Last Updated May 2, 2024How can I lower the cost of insurance for my 2009 Honda FIT?
Smart shopping strategies
and car insurance discounts
can help you lower the cost of coverage for a 2009 Honda FIT. Here’s how: - Compare at least three quotes: Never buy car insurance without comparing quotes from at least three different insurance providers.Jerrymakes the comparison process quick and easy!
- Use a broker: Unlike captive agents and even most independent agents,car insurance brokersearn commissions without adding to your insurance costs or pushing you towards a more expensive policy.
- Bundle multiple policies: If you also pay for home or renters insurance, you can bundle your policies with a single provider to save money.Home and auto bundlessave drivers an average of 15% or more!
- Check for discounts: Most insurers offer discounts for everything from good grades to staying accident-free—or even for buying a new vehicle!
- Enroll in a usage-based insurance program: Almost every major insurer offers usage-based programs that allow drivers to track their driving habits in real-time in exchange for potential discounts—and you’ll often get a discount just for signing up!
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Maria Cruz
Expert Insurance Writer & Editor
Maria is an insurance writer with over 10 years of experience as a professional writer. Prior to joining Jerry’s editorial team in 2023, she worked at various online publications like Nimble Media, Factinate.com, and served as editor-in-chief at The Medium. She holds a double major in English and Professional Writing and Communications.
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
